在職者基金の英語

他方、①既に在職労働者と退職労働者の比率は1980年代末の5:1から3:1まで低下している中、保険基金の積立てが不足していること（財政赤字が拡大している中、基金に対する拠出は拡大）、②「空口座」問題、③基金運用が国債、銀行預金に限定されているため、物価上昇率、賃金上昇率を上回るリターンの確保が難しいこと、等の課題が指摘されており、保険加入者の懸念を完全に払拭できていない。例文帳に追加

But a host of problems remain regarding such insurance. First, insurance premiums deposited with a fund are short as the ratio of active workers per one retired worker declined to 3 from 5 at the end of the 1980s.(Fiscal deficits are expanding while contributions from the fund are increasing) The second problem is money not being sent to individual accounts set up for the fund. Third, investment of money deposited with the fund is confined to government bonds and bank deposits, making it difficult to ensure investment returns that surpass hikes of prices and wage increases. Because of these problems, insurance subscribers are not completely free from concern. - 経済産業省