Subprime lendingとは 意味・読み方・使い方

Against a backdrop of the subprime mortgage problem in the United States, lending standards have been tightening in European financial institutions as well (see Figure 1-2-48).例文帳に追加

米国サブプライム住宅ローン問題を背景に欧州金融機関においても貸出し基準は厳格化している（第1-2-48図）。 - 経済産業省

The trend for financial institutions to tighten their lending standards for housing loans has spread from subprime borrowers to prime borrowers (see Figure 1-2-22), and there is an increasing risk that the flagging US housing market will become prolonged and more acute.例文帳に追加

金融機関による住宅ローン融資基準厳格化の動きは、サブプライム層からプライム層にまで拡大してきており（第1-2-22図）、米国住宅市場の低迷は、今後、長期化・深刻化する恐れが高まっている。 - 経済産業省

In light of this, I still believe that the subprime mortgage problem is unlikely to have direct, serious effects on Japan's financial system.As for major banks' profitability, the lack of improvement is due in part to weak growth in the profitability of their core businesses such as lending and fee-generating businesses.発音を聞く 例文帳に追加

次にこの主要行等の収益の状況でございますけれども、収益改善が進まない背景の一つとして、預貸ビジネス、手数料ビジネスといった本業における収益力が伸び悩んでいるということが挙げられようかと思います。 - 金融庁

As has already been shown (see Figure 1-2-14), since the second half of last year when the subprime mortgage problem surfaced, the lending standards practiced by financial institutions in the United States for loans to businesses has shifted dramatically toward a tightening stance. Consequently, there are concerns that businesses in the United States will be hampered in their procurement of funds, such as for capital investments.例文帳に追加

米国金融機関の企業向け融資基準は、すでに見たとおり（第1-2-14図）、サブプライム住宅ローン問題が顕在化した昨年後半以降引き締め基調へ大きくシフトしており、米国企業による設備投資資金等の資金調達に支障が生ずることが懸念される。 - 経済産業省

From the summer of 2007 onwards, investors’ risk-taking stance rapidly weakened on the back of the occurrence of the subprime lending problem and further, of the failure of Lehman Brothers in the autumn of 2008, leading to significant moves toward capital withdrawal. As a result, the amount of capital that flowed into the United States from Europe, Central and South America, the Middle East and Africa, and the amount of the capital that flowed out of the United States toward Asia-Pacific countries, Middle East, Africa or offshore regions, both turned negative (withdrawals being greater than inflows).例文帳に追加

2007年夏以降、サブプライムローン問題の発生、さらに2008年秋のリーマン・ブラザーズの破綻を契機に、投資家のリスク選好は急速に低下し、その結果、資本を引き揚げる動きが顕著となった。すなわち、欧州、中南米、中東アフリカから米国へ流入する資本も、米国からアジア太平洋諸国、中東アフリカ、オフショアへ流出する資本も、いずれもマイナス（引揚げ超過）となった。 - 経済産業省