The U.S. is a free country, and I also see the U.S. as a country of extremely fast changes and also of an extreme diversity – a country of diverse values, indeed. Those qualities pushed the U.S. to embark on regulatory reforms that led to, notably in the area of financial services, advances in financial engineering in the last 20 to 30 years that were most prominent on Wall Street. Helped also by the fact that global investment money, of which there was so much, was just poured into the U.S., Americans explored a new field by exerting their characteristic frontier spirit. However, things escalated to the point where it became impossible for companies to take risk on their own, resulting in, as you know, the failure and bankruptcy of the Lehman Brothers investment bank. This brought about the global financial crisis because the world's economic center was, all in all, the U.S. The question is whether the cost is going to be passed on to taxpayers in the end.発音を聞く 例文帳に追加

アメリカはああいう自由な国でもございますし、非常に民主主義、私はアメリカという国は、非常に変化が激しくて、そして非常に多様な国だと思います。多様な価値観がある国だと思いますよ。ですから、規制改革をして、本当にこの20年、30年、特に金融に関しては、ウォール街を中心に金融工学の発達もございましたし、世界の金余りというのがある、それも非常にアメリカに集中してきたということもございまして、新しい分野を開くといいますか、それはアメリカ人らしいフロンティア精神、よく言えばフロンティア精神、しかし、それがご存じのように、一つの企業だけではリスクテイクできなくなっていく、ご存じのようにリーマン・ブラザーズという投資銀行が崩壊、破綻したわけですね。それがご存じのように、もう非常に世界の金融ショック、世界の経済の中心がやはり何といってもアメリカでしたから、もうだから、そのために、しかしご存じのように、結局は納税者にそのツケを持ってくるのかと。 - 金融庁

In this case involving the Ashikaga Bank, the scheme for special crisis management was implemented, also under the Deposit Insurance Act, and all deposits were protected in full as a result. The total amount of deposits was, if my memory is correct, 4 trillion yen in the case of the Ashikaga Bank, while it is 400 billion yen – one tenth, that is – in the case before us of the Incubator Bank. In that sense, what caused the failure of the Incubator Bank of Japan is the very skewed makeup of the borrowers of the bank, as I have just mentioned. While the total deposits (of the Incubator Bank of Japan) amount to a little more than 400 billion yen and consist of approximately 29,000 accounts, over 80 percent of them, or approximately 350 billion yen, were concentrated with 120 companies belonging to its network of relationships, as it were. Its purchases of loan claims from money lending businesses in recent years were also among the causes, as you must know well. Additionally, the Bank allegedly purchased claims from businesses like SFCG, which was formerly known as Shoko Fund.発音を聞く 例文帳に追加

これは、確か預入金額も、足利銀行の場合は4兆円、この振興銀行の場合は4,000億円でございまして10分の1でございますから、そういった意味でも、今般、日本振興銀行が経営破綻した原因は、今さっき申し上げましたように、（日本振興銀行の）全預金額が4,000億円ちょっと、預金件数は2万9,000件ぐらいだったと思いますが、そのうち80％強、3,500億円程度を120社のネットワーク企業と申しますか、そういった方に非常に不自然に集中していたことや、近年貸金業者からの債権買取りもあったということは、皆様方、よくご存じだと思いますし、それからまた、SFCG、旧商工ファンドでございますけれども、そういったところからも債権を買い取っておられたというとこでございました。 - 金融庁