interest on borrowingとは 意味・読み方・使い方

Imports outweigh exports and interest payments are met by further borrowing, resulting in goods and services and balance on income (or investment income) deficits, while the capital and financial balance runs a surplus,positioning the country as a capital importer.例文帳に追加

輸入が輸出を上回り、利払いも新たな借入により行うため、貿易サービス収支と所得収支（または投資収益収支）は赤字となり、資本収支は黒字となる資本流入国の状態である。 - 経済産業省

While their interest income, which represents the difference between lending interest rates and borrowing interest rates, is down in the final results for the period ending in September, their investment trust sales commissions and service fee income increased fivefold and a substantial increase in market-related profits, including government bond trading profits, coupled with a substantial drop in credit-related expenditures, resulted in a year-on-year increase in net profits on the whole for the interim period.発音を聞く 例文帳に追加

9月期決算では、貸出金利と借入金利の差である資金利益が落ち込む一方、投資信託の販売手数料、役務収益が5倍となっている中、国債の売買益といった市場関連収益が大幅に増加したほか、与信関連費用が大幅に減少したことにより、中間期の純利益でございますが、前年同期比でおおむね増益となっているということでございます。 - 金融庁

Under the "second- time startup support financing system "operated by the NLFC and JASME, a method can be selected whereby, in order to lighten the fund burden for businesses immediately following startup, principal and interest repayments are held down in the two-year period after borrowing, and then in the third year interest rates are adjusted according to the degree of success achieved by the business, based on sales.例文帳に追加

国民生活金融公庫や中小企業金融公庫が取り扱っている「再挑戦支援資金融資制度」においては、事業を立ち上げた直後の資金負担を軽減するため、借入後2年間の元利金返済を抑制し、3年目以降は、売上高を基準とする事業の成功度合いに応じて金利が変化する手法を選択できる。 - 経済産業省

So far we have considered the financial environment facing SMEs. In this section, we turn our attention to specific methods of finance, and consider the penetration of credit scoring finance (quick loans), use of which is now spreading rapidly, and direct finance among SMEs. In recent years, however, there have developed greater options for unsecured and unguaranteed borrowing paying interest rates of a level commensurate with risk, rather than relying excessively on real estate collateral or third-party guarantees. Of particular note is the recent rapid spread of unsecured and unguaranteed loans based on such an approach, known as “quick loans,” led by leading city banks.発音を聞く 例文帳に追加

これまで、中小企業を取り巻く金融環境について見てきたが、ここでは、具体的な金融手法に目を向けて、最近急速に拡大しつつあるクレジットスコアリング融資（クイックローン）と、中小企業における直接融資の浸透状況を確認してみたい。 - 経済産業省

To summarize the above analysis, SME finance may be characterized as follows: (1) SMEs are dependent on borrowing for the majority of their financing; (2) the proportion of enterprises unable to borrow easily increases as the number of employees decreases; (3) SMEs face worse terms of borrowing than large enterprises, such as higher interest rates and greater need for guarantees (personal collateral); (4) almost all collateral provided is real estate; and (5) local financial institutions occupy an important position.例文帳に追加

以上の分析をまとめると、中小企業金融の特性は、〔1〕資金調達の大半を借入金に依存している、〔2〕従業員規模が小さい企業ほど、円滑な借入れを行えていない企業の割合が高い、〔3〕金利が高く、保証（人的担保）提供をしている割合が高いなど大企業に比べ借入条件が悪い、〔4〕提供している担保のほとんどが不動産である、〔5〕地域金融機関が重要な地位を占めている、ということになる。 - 経済産業省

The principal amount (borrowing amount) written on the pledge bill was equivalent to the servant's value and the interest of the debt was equivalent to servant's labor during the debt period, and the servant was bounded by his master i.e. creditor until he as debtor wiped off the principle amount, but in fact it was fudai genin by de facto human trafficking under the name of pledge.発音を聞く 例文帳に追加

これは質券に書かれた本金（借入額）を奉公人の価格・利息の支払を債務期間中の労働に相当させ、借方である奉公人が本金を返済しない限りは身柄は修身にわたって貸方である主家に拘束されるという仕組であり、質取行為に名を借りた事実上の人身売買による譜代下人であった。 - Wikipedia日英京都関連文書対訳コーパス

Unlike in the case of share flotations, bonds are, like bank borrowing, liabilities ? they incur interest expenses, and the rise in the value of outstanding SME issues in the past few years has probably been prompted by factors such as the following: 1) Being able to raise comparatively long-term funds at fixed interest rates fixes the cost of raising funds for capital investment and other purposes, and so makes it easier to formulate investment and business plans. 2) Privately-placed bonds are placed and underwritten from an investor perspective, ensuring that only prime enterprises can issue bonds. Accordingly, issuing privately-placed bonds not only improves an SME’s image and strengthens its position when negotiating interest rates and loan terms with a financial institution, but can also contribute to improving creditworthiness as an enterprise, and assist in improving an enterprise’s appeal to business partners and attracting human resources. (Some prelisted enterprises issue privately-placed bonds to assist in investor relations.) 3) As they can charge fees for bond issues, financial institutions, too, are focusing on such issues as a means of increasing revenues from non-interest sources.発音を聞く 例文帳に追加

株式公開の場合と異なり、社債は銀行借入と同様に負債であり、金利支払い負担も生じるが、中小企業の社債発行額がここ数年増加しているのは、〔1〕固定金利で比較的長期の調達ができることから、設備投資等の資金調達コストが確定でき、投資計画・事業計画が立てやすくなる面があること、〔2〕私募債の受託・引受は、投資家としての視点から行われるため、発行可能な企業は優良企業に限られる。したがって、中小企業においては私募債を発行することにより企業イメージが向上し、金融機関との金利交渉、貸出条件交渉が有利になるだけでなく、企業としての信用力向上にも寄与し、取引先へのアピールや人材確保の面からもメリットがあると考えられること（株式公開前の企業では、IRの観点から私募債発行を行うこともある）、〔3〕金融機関においても、社債発行に係る手数料を徴求できることから、非金利収入の増加という観点から力を入れていること、等が勘案されているのではないだろうか。 - 経済産業省

It is regrettable that, before this Annual Meetings, we could not agree on a concrete package for the second round quota reform, but it is important to overcome our existing differences to advance the discussions in a constructive manner. Based on last year’s Resolution of the Board of Governors, Japan continues to participate pro-actively in the ongoing discussions to complete the quota and voice reform by the Spring Meetings of 2008, and no later than the next Annual Meetings.New ways of thinking give rise to the redefinition of core competencies and priorities.The income of the IMF, which relies on interest generated by lending, is decreasing against the background of the stabilization of the global financial markets and the reduction in the number of countries borrowing from the IMF.As a consequence, the IMF has been in the red since FY 2007, and its deficits are forecast to expand rapidly.In this critical situation, the Fund’s measures to increase income are currently being examined, based on the recommendations by the Crockett committee.発音を聞く 例文帳に追加

今回の総会までに、第二段階の具体的内容の合意ができなかったのは残念ですが、個々の国々の利害を乗り越え、建設的精神によって議論を進めることが重要です。昨年の総務会決議に従い、来年春、遅くとも秋までに最終決着すべく、我が国は引き続き積極的に議論に参画してまいります。新しい発想は、また、IMFの中核的機能や優先分野の再定義にもつながります。ここ数年の国際金融市場の安定と借入国の減少等を背景として、借入国からの金利収入に依存するIMFの歳入は減少しています。その結果、IMFの収支は2007年度以来赤字となっており、今後とも財政赤字は一層拡大するものと見込まれています。こうした中、IMFでは、有識者委員会の報告書を受けて、歳入増強措置についての検討を進めているところです。 - 財務省