interest rate structureとは 意味・読み方・使い方

In other words, it is believed that, amid the easing of monetary conditions: (a) as stocks, houses and other assets, the prices of which fluctuate greatly according to interest rate levels, increased their weight on the balance sheet of the household budget16 , and as the wealth effect attributable to declining interest rates strengthened (a decline in interest rates has the effect of forcing up household consumption expenditure through increases in the market value of assets held); (b) debt increased further as the ratio of deposits to household assets decreased, interest-bearing liabilities exceeded interest-bearing assets, and a structure was being reinforced whereby declines in interest rates would improve the interest paid and received situation (see Figure 1-2-20).例文帳に追加

すなわち、金融緩和の中で、①株式、住宅等その価格が金利水準によって大きく変動する資産が家計のバランスシートに占めるウェイトが上昇し16、金利低下による資産効果（金利低下が保有資産の時価上昇を通じて家計の消費支出を押し上げる効果）が強まる中、②家計資産に占める預金等の比重低下と借入金の増加が同時に進み、利付資産・負債がネットで負債超の状態となり金利の低下が家計の利息収支を改善させる構造が強まっていったと考えられる（第1-2-20図）。 - 経済産業省

With the access to financing business by foreign-affiliated financial institutions improving, regulations on interest-rate setting have become more moderate in China, making it imperative for the four largest state-owned commercial banks to change their revenue-earning structure in which they turn to proceeds accruing from spreads between deposit rates and lending rates.例文帳に追加

こうした外資への金融部門の解放が進む中、金利規制もより緩やかなものへと変化していることから、主に金利差収益に依存した国有商業銀行の体質の改革が急務となっている。 - 経済産業省

The new pricing structure should establish more consistent incentives across facilities, encourage access to private capital, discourage prolonged use of, and deter inappropriate large scale access to IMF resources, thus contributing to their more efficient use. For all non-concessional facilities, the interest rate should increase on a graduated basis the longer countries have IMF resources outstanding. The possibility of adding a premium when the scale of financing goes beyond certain thresholds should be explored. In addition, for countries that continuously resort to IMF facilities, the IMF should make more intensive use of prior actions and limit access to its resources.発音を聞く 例文帳に追加

新しい手数料構造は、融資制度全体を通じてより整合的なインセンティブを確立し、民間資本へのアクセスを促し、長期の利用を防ぎ、ＩＭＦ資金への不適切な大規模アクセスを防止し、従ってより効率的な利用に寄与するようなものでなければならない。全ての非譲許的融資制度について、その金利は、ＩＭＦの融資を受けている期間の長さに応じて段階的に引き上げるべきである。融資の規模が一定限度を超える時には、割増手数料を上乗せする可能性についても検討されるべきである。更に、ＩＭＦ融資に継続的に依存する国に対しては、ＩＭＦは融資の前提条件をより厳密に適用するとともに、ＩＭＦ資金の融資限度を制限するべきである。 - 財務省