VARIABLEANNUITY DATA MANAGEMENT SYSTEM 変額年金保険データ管理システム - 特許庁
To provide a variable personal annuity insurance management device which manages variable personal annuity insurance in which contracting party's risk is low, and a control method or the like of the variable personal annuity insurance management device. 契約者のリスクの低い変額個人年金保険を管理する、変額個人年金保険管理装置、変額個人年金保険管理装置の制御方法等を提供すること。 - 特許庁
Based on the Financial Instruments and Exchange Act enforced in September 2007, the FSA has sought to further develop insurance sales and solicitation rules in view of the customer suitability rule and the basic principle of unsolicited calls with respect to insurance products with strong investment characteristics such as variableannuity insurance.
このため、監督当局としてはこれまで、保険の販売・勧誘に関するルールの明確化等に取り組んできた。 - 金融庁
VARIABLE PERSONAL ANNUITY INSURANCE MANAGEMENT DEVICE, ITS CONTROL METHOD AND CONTROL PROGRAM, COMPUTER READABLE RECORDING MEDIUM IN WHICH SAME CONTROL PROGRAM IS RECORDED 変額個人年金保険管理装置、変額個人年金保険管理装置の制御方法、変額個人年金保険管理装置の制御プログラム、変額個人年金保険管理装置の制御プログラムを記録したコンピュータ読み取り可能な記録媒体 - 特許庁
Major factors behind the profit drop include the decline in insurance premium revenues that has continued for recent years, a drop in interest and dividend receipts due to the deterioration of corporate earnings, and an increase in reserves related to variableannuity contracts with a provision for the guarantee of a minimum payout.
その要因としては、近年続いている保険料収入の減少、二つ目には、企業業績の悪化等による利息や配当金の受取りの減少、三つ目に、最低保証付変額年金に関する準備金の積立ての増加、こういった要因があったと思います。 - 金融庁
Some companies argued that, in addition to dynamic surrender, dividends and minimum guarantees for variableannuity insurance, which were requested to be taken into consideration in the field tests, policyholders' behavior at the start of pension payment (choice of pension-type insurance, postponement of pension payment, etc.), and minimum guaranteed yields for products with variable prospective yields should also be taken into consideration, although these have not been established as standard items for consideration.
なお、考慮すべき事項については、必ずしも確立しているわけではないが、今回のフィールドテストにおいて考慮することとした動的解約、配当、変額最低保証以外に、年金開始時の契約者行動(年金型の選択、年金の繰延等)や予定利率変動型商品における予定利率の最低保証等についても見込むべきとの意見があった。 - 金融庁