出典:Wikipedia
出典:『Wikipedia』 (2011/06/10 12:00 UTC 版)
Intelligent Finance (IF) is an offset bank operating in the United Kingdom, a division of Bank of Scotland plc which is part of Lloyds Banking Group. It was established as a division of Halifax plc in 2000 by Jim Spowart, who helped establish other direct financial services firms including Direct Line. Following a reorganisation of the HBOS group, it is now a division of Bank of Scotland plc. IF's registered headquarters are in Edinburgh, with customer service operations based around Scotland (Livingston, West Lothian and Rosyth, Fife).