non-performing debtsとは 意味・読み方・使い方

Restructuring corporate debts and disposing of non-performing loans held by financial institutions are two sides of the same coin. Thus, to develop a sound financial sector, corporate debt restructuring is also indispensable.発音を聞く 例文帳に追加

企業債務のリストラは、金融機関の不良債権処理と表裏一体の関係にあり、その解決が金融セクターの健全化のためにも不可欠な条件となっています。 - 財務省

Some point out, however, that such recovery in earnings is attributable to a large allowance for bad debts that have been accumulated in the process of disposing of non-performing loans that have become unnecessary due to the improvement in the financial standing of debtor companies, successfulcorporate restructuring, and other factors, thereby reducing the cost of credit. The income from interest and commissions has actually been decreasing or stagnant; therefore, the fundamental earning power of Japanese financial institutions has not necessarily been improving179.例文帳に追加

しかし、こうした収益の回復は、不良債権処理の過程で大幅に積み増した貸倒引当金が、貸出先企業の業績の改善やリストラクチャリングの成功等により積立て不要となって信用コストが低く抑えられているためであり、資金利益や手数料収益は減少もしくは伸び悩んでおり、我が国金融機関の基礎的な収益力が向上しているとは必ずしも言えない、と指摘されている。 - 経済産業省