transformative assetとは 意味・読み方・使い方

Transformative assets are assets that may provide resources for social and economic mobility. Examples of transformative assets include homeownership and inheritances. These assets enable families to have access to resources or to achieve a social status that they would otherwise be unable to achieve based on their income alone. Thomas Shapiro first used the term in his book The Hidden Cost of Being African American to describe the "inherited wealth lifting a family beyond their own achievements." Transformative assets contribute to the wealth gap between working-class and middle-class families and individuals.