Lending Clubとは 意味・読み方・使い方

Lending Club is a person-to-person lending website that pairs borrowers and lenders through a matching system that combines a search algorithm, credit decisioning, a secondary market, and a choice of loan durations. Lending Club is headquartered in Redwood City, California. Its CEO is Renaud Laplanche. Lending Club was the first peer-to-peer lender to register its offerings as securities with the SEC, completing its SEC registration in October 2008. As of January 22, 2011 Lending Club has originated a total of $211,913,375 in 21,692 loans and declined $2,045,801,642 in loan applications. Since the SEC registration, monthly originations have been increasing steadily, reaching $2.38 million in January 2009, $7.39 million in January 2010, and $13.38M in December 2010