loanとは 意味・読み方・使い方

語源 1

From Middle English lone, lane, from Old Norse lán, from Proto-Germanic *laihną, from Proto-Indo-European *leykʷ- (“to leave (over)”).

Cognate with Icelandic lán, Swedish lån, Danish lån, German Lehen (“fief”), Dutch leen (“fief”), West Frisian lien, North Frisian leen (“fief; loan; office”), Scots lane, lain, len, 古期英語 lǣn. More at lend.

名詞

loan (複数形 loans)

1. (law, banking, finance) An act or instance of lending, an act or instance of granting something for temporary use.

   Synonyms: loaning, lending

   Because of the loan that John made to me, I was able to pay my tuition for the upcoming semester.

2. (law, banking, finance) A sum of money or other property that a natural or legal person borrows from another with the condition that it be returned or repaid over time or at a later date (sometimes with interest).

   Synonym: principal

   • 1918, W. B. Maxwell, chapter 2, in The Mirror and the Lamp‎^[1]:

     That the young Mr. Churchills liked—but they did not like him coming round of an evening and drinking weak whisky-and-water while he held forth on railway debentures and corporation loans. Mr. Barrett, however, by fawning and flattery, seemed to be able to make not only Mrs. Churchill but everyone else do what he desired.

   All loans from the library, whether books or audio material, must be returned within two weeks.

   He got a loan of five thousand pounds.

3. The contract and array of legal or ethical obligations surrounding a loan.

   He made a payment on his loan.

4. The permission to borrow any item.

   Thank you for the loan of your lawn mower.

上位語

• (something borrowed): bailment

下位語

• (something borrowed): mutuum, commodatum

派生語

動詞

loan (三人称単数 現在形 loans, 現在分詞 loaning, 過去形および過去分詞形 loaned)

1. (usually ditransitive, US, dated and occasionally proscribed in UK, informal) To lend (something) to (someone).
   • 1820 June 1, William King, in 1820, Letters to James Monroe: President of the United States, from William King,

     In the course of a correspondence that passed between us at this period, he mentioned, to my utter astonishment, the fact of his having loaned Neilson 81000 to buy my bill on Maryland; and stated that he could not proceed to make the payment until Neilson refunded the money.

   • 1992, Carlo Ginzburg, The Cheese and the Worms: The Cosmos of a Sixteenth-Century Miller, page 30,

     All the rest—six out of eleven, more than half—were loaned to him.

   • 2015, Joanne M. Flood, Wiley GAAP 2015: Interpretation and Application of Generally Accepted Accounting Principles, page 574,

     Upon maturity of the debt, the investment bank returns the loaned shares.

     On the date of issuance, the entity should record the loaned shares at their fair value and recognize them as an issuance cost, with an offset to additional paid-in capital.

使用する際の注意点

• This usage, once widespread in the UK, is now confined to the US (または perhaps parts thereof). The use of loan as a verb is occasionally disapproved of, especially when the object being lent is something other than money; as a consequence, lend is often preferred.

Further reading

• loan on Wikipedia.

語源 2

See lawn.

名詞

loan (複数形 loans)

1. (Scotland) A lonnen.

アナグラム

• Anlo, NOLA, Nola, lona, nola