Zidishaとは 意味・読み方・使い方

Zidisha is a nonprofit peer-to-peer microfinance internet platform that allows people to lend small amounts of money directly to entrepreneurs in developing countries. "Zidisha" is the Swahili word for "grow" or "expand", as in a business, an investment, or a quality such as freedom or prosperity. Zidisha borrowers are located in low-income countries where small business loans are often unavailable, or carry prohibitively expensive interest rates and collateral requirements. Zidisha allows entrepreneurs who have built up successful credit records with local microfinance institutions to access progressively larger business expansion loans at interest rates that are based on their own loan repayment performance. Zidisha is the only international peer-to-peer lending service that allows lenders to transact with borrowers directly, without intermediaries.