The degree of interest in actually using the various fundraising methods is lower among companies with smaller workforces, which tend to be interested in financing backed by guarantee of credit guarantee corporations, financing by government-affiliated SME financial institutions, and financing by local government institutions. However, more than 20% of SMEs show an interest in fundraising schemes such as commitment line finance, privately-placed bonds, and factoring.例文帳に追加

多様な資金調達手法に対する実際の利用への関心度は従業員規模が小さい企業ほど低く、信用保証協会、政府系中小企業金融機関、地方自治体等が取り扱う公的融資制度への関心が高い傾向があるが、コミットメントライン融資、私募債、ファクタリングといった多様な資金調達手法に対しても、2割を超える中小企業が関心を示している。 - 経済産業省

Government-affiliated SME financial institutions have introduced and are promoting new lending schemes positioned at the mid-point between liabilities and capital, which can even be used by companies with no requirement for public offerings of stock. Examples of this type of finance include financing provided initially at low interest rates at startup with a shift to higher than normal interest rate after some success has been achieved and financing under flexible repayment terms determined by the standing of the borrower.例文帳に追加

政府系中小企業金融機関を中心に、創業時には低利で融資を行い、一定の成功要件等が発生した場合には通常よりも高い金利へ切り替えが行われる手法や、借り手の状況に応じて返済条件が柔軟化する手法等、株式公開を前提としない企業でも利用可能な負債と資本の中間に位置する新たな資金供給手法（ハイブリッド型ファイナンス）が導入され、推進されてきている。 - 経済産業省