pledge of real estateとは 意味・読み方・使い方

Debts, honsengaeshi (a trade of real estate with the agreement of buying back in the Middle Ages), nenkiuri (land sold for a predetermined period, usually ten years, after which it would revert to its owner), etc. shall be settled right now, and in the case where payment for interest and payment in harvest exceed half of the principal amount after the settlement, fields and goods in pledge and payment in excess of half of the principal shall immediately be returned to honshu (original owner).発音を聞く 例文帳に追加

借銭・本銭返・年季売などは現時点で決済を行い、決算後に利息や収穫物などによる返済が元金の半額を越えていれば、質物となった田畠や物品、及び半額を超過した支払分を直ちに本主（元の所有者）に返還すること。 - Wikipedia日英京都関連文書対訳コーパス

This is likely to be due to factors such as SMEs unable to borrow from financial institutions owing to a lack of real estate to pledge as security being able to raise funds using quick loans premised on high interest rates but no security, and the existence of financial institutions that first do business requiring costly screening due to asymmetry of information by means of quick loans, and then switching to ordinary lending once relationships have developed.例文帳に追加

これは、担保となる不動産がないために金融機関から借入れができなかった中小企業でも、金利は高いが、無担保での融資を前提としたクイックローンにより資金調達が行えていることや、金融機関の中にはクイックローンで情報の非対称性のため審査コストのかかる新規取引を始め、その後リレーションの構築がされた後で、通常の融資に切り替えている金融機関があること等が要因として考えられる。 - 経済産業省