clearing loanとは 意味・読み方・使い方

An individual information storage part 34 is provided in a center 3, a previous loan money amount or the like of the user of an IC card 1 is written, and in putting the IC card 1 into electronic wallet terminal equipment 2 and performing the next transaction, by repaying the loan and clearing the loan money amount in the individual information storage part 34, the transaction is made possible.例文帳に追加

センタ３に個人情報記憶部３４を設けてＩＣカード１の利用者の先になされた貸付金額などを書き込み、ＩＣカード１を電子財布端末装置２に入れて次回の取引を行なう際、この貸付金を返済して個人情報記憶部３４での貸付金額をクリアすることにより、取引ができるようにする。 - 特許庁

In recent years, the Incubator Bank of Japan operated under a singular business model of increasingly purchasing loan claims from money lending businesses and rapidly expanding business with major borrowers with which it had a close relationship and, as a result of its failure to perform adequate credit checks and credit management in line with such a business model, the Bank was faced with the need to set aside a large amount of additional reserves. We suspect that the main reason for the Bank's failure is the history of its operation like that. Another point is that because the bank does not offer an ordinary deposit service and therefore does not have any clearing function, and also does not raise funds from the interbank market, it does not share the same type of business operation as other financial institutions and is accordingly, in our view, situated in an environment distinct from those of other financial institutions. Judging from those circumstances of the bank, we believe that its failure will not affect the stability of Japan's financial system.発音を聞く 例文帳に追加

日本振興銀行は、近年、貸金業者から債権買取を増加させるとともに、親密な大口預金先に対する急激な業容拡大を図るという特異なビジネスモデルの下で、それに見合った十分な与信審査管理を行わなかった結果、多額の追加引当金が必要となったものであります。同行が破綻に至ったのは、このような同行の事情が主たる要因と考えております。また、同行は、普通預金の取扱いがなく、決済機能を有していないほか、インターバンク市場からの調達もないなど、他の金融機関とはその形態が異なっており、こうした面からも他の金融機関とは置かれている状況が異なっているものと認識いたしております。こうした同行の状況を踏まえると、今回の同行の破綻は、我が国金融システムの安定性に影響を与えることはないと考えております。 - 金融庁