英和和英

名詞

social insurance (countable and uncountable, plural social insurances)

1. Government-mandated provision for the unemployed, injured, disabled, or aged, typically funded by a combination of government spending, individual contributions, and employer contributions.

   Near-synonym: social security (not always different)

   • 2008, Carmelo Mesa-Lago, Reassembling Social Security: A Survey of Pensions and Health Care, →ISBN, page 236:

     Panama unified all social insurances in the 1970s and began a process of integration with the public sector that was later halted.

   • 2013, Maurizio Ferrera, Martin Rhodes, Recasting European Welfare States, →ISBN, page 209:

     Historical, cultural and institutional attributes influenced Scandinavian political choices for social insurance institutions and welfare policies at the time of the Bismarckian 'conception' of national social insurance on a grand scale in the 1880s.

   • 2014, Karel Williams, John Williams, A Beveridge Reader, →ISBN, page 72:

     By 1942, Beveridge had been an advocate of social insurance for more than thirty years.

   • 2016, Stanley L. Brue, Essentials of Economics, →ISBN:

     The original Social Security Act (1935) and the current version of the Act, as amended, encompass several social welfare and social insurance programs.

2. (broader) Any insurance run by a government to cover all citizens, including the aforementioned types as well as health insurance of social type (socialized medicine).