1. 貸付に関して前もって差し引かれる年利(interest on an annual basis deducted in advance on a loan)
2. 彼らが連邦準備制度を通してお金を借りる際に、加盟銀行が金利を課される連邦準備制度理事会によって設定される利率(the rate of interest set by the Federal Reserve that member banks are charged when they borrow money through the Federal Reserve System)