dormant assetとは 意味・読み方・使い方

Even if it is difficult to make dormant accounts, etc. subject to checking of names as information thereon is not left in the information system, etc. that manages deposit accounts, the institution shall be deemed to fulfill the check item if its provisions on administrative work clearly stipulate that when a customer requests withdrawal of money from the relevant deposit account, it shall be confirmed whether the customer is subject to economic sanctions such as asset freeze. In checking using an information system, etc., does the institution extensively check names with the use of information not only about names of those subject to sanctions such as asset freeze written in kana but also about those written in the Latin alphabet (including aliases)?発音を聞く 例文帳に追加

情報システム等を利用して照合するにあたり、資産凍結等経済制裁対象者の仮名名のみならずアルファベット名の情報（別称を含む）を用いて、名義照合睡眠口座等については、預金口座の管理を行う情報システム等に情報が残されておらず、名義照合の対象とすることが困難である場合にあっても、顧客から当該預金口座からの払出し請求がなされた際に、資産凍結等経済制裁対象者か否かを確認することが事務規定に明確に定められていれば、チェック項目を満たすものとする。 - 財務省

It is necessary for an Asset Freeze Administrator to make a final judgment on whether a depositor is an individual/group subject to economic sanctions such as asset freeze, based on a record of identity confirmation, etc. at the time of opening of the deposit account and the status of depositing and withdrawal, etc. In making such a judgment, where it is not clear whether the depositor falls under those subject to economic sanctions such as asset freeze (for example, where the deposit account is a dormant account), it is necessary to manage the deposit account separately from ordinary deposit accounts and to determine whether the depositor falls under those subject to economic sanctions such as asset freeze by newly acquiring detailed information about the depositor through opportunities to contact the depositor, such as the time of depositing and withdrawal.発音を聞く 例文帳に追加

預金者が資産凍結等経済制裁対象の個人・団体そのものであるかどうかについては、預金口座開設時の本人確認記録等や入出金状況等から、資産凍結等責任者が最終的な判断を行う必要がある。当該判断にあたり、当該預金口座が睡眠口座等であるなど資産凍結等経済制裁対象に該当するかどうかが判然としない場合には、通常の預金口座と区分して管理するとともに、入出金等本人と接触する機会等をとらえて新たに本人に関するより詳細な情報を入手し、資産凍結等経済制裁対象に該当するかどうかの判定を行う必要がある。 - 財務省