Nonperforming assetとは 意味・読み方・使い方

The decline in the ratio of nonperforming loans is mainly due to transfers of nonperforming loans to asset management companies (AMC), but there are problems pointed out regarding the disposal of nonperforming loans by AMC, including (a) the risk that it will contribute to moral hazards for state-owned commercial banks and state-owned enterprises, in the case that the responsibilities of the management are not sufficiently pursued, and (b) the presence of some AMC with cash recovery rates in the disposal of nonperforming loans (Table 1-3-35).例文帳に追加

不良債権比率の低下は、主にAMC（資産管理会社）への不良債権の移管によるものであるが、AMCによる不良債権の処理については、①十分な経営責任の追及がなされない場合、国有商業銀行及び国有企業のモラルハザードを助長するおそれがあること、②不良債権処理において現金回収率の低いAMCが見られること等の問題点が指摘されている（第1-3-35表）。 - 経済産業省

For many years, Japanese financial institutions have been placed under the condition where making direct investments with asset degradation risk (investment banking) is difficult because of the severe experiences of addressing the issues of nonperforming loans in the post-bubble economic environment, the major losses of Asian currencies, and various economic crises.例文帳に追加

我が国の金融機関は、バブル崩壊後の不良債権問題やアジア通貨・経済危機での大きな損失経験から、資産の劣化リスクを伴う直接投資（投資銀行業務）が行いにくい環境に長年置かれてきた。 - 経済産業省

Banks in the Philippines are said to be high in net worth ratios but the quality of banks’ business management in terms of asset management is not necessarily high, influenced by the family-led business management system. This situation is reflected in the fact that ratios of nonperforming loans at banks have stayed at high levels in the country while preference for government bonds is high as an instrument for asset management. Consequently, relative growth in lending to the private sector has been slack in the Philippines.例文帳に追加

フィリピンの銀行は自己資本比率こそ高いものの、家族経営的土壌が残り、資産運用・管理に係る銀行の経営の質は必ずしも高いとは言えないとされる。こうした状況は不良債権比率の高止まりや資産運用における国債選好の高さに現れており、相対的に見た民間部門向け貸出額の伸び悩みにつながっている。 - 経済産業省

At a time when many countries in Asia had difficulty disposing of enormous amount of nonperforming loans that were amassed following the outbreak of the Asian currency and economic crisis, China had restricted movements of funds across the national border, which enabled the country to avoid being directly affected by the crisis. But China came to recognize the seriousness of nonperforming loans that had gripped the state-owned commercial banks, prompting the Central Government to embark on the task of unloading the loans at the banks by selling them to asset management corporations (AMCs).例文帳に追加

アジア通貨・経済危機によって多くのアジアの国々が多大な不良債権を抱え、その処理に苦労する状況にあって、中国では国際資本移動を規制していたため、アジア通貨・経済危機の直接的な影響は受けなかったが、不良債権問題の重大性が認識されるに至り、AMC（資産管理会社）への不良債権の売却等による国有商業銀行の不良債権処理が開始された。 - 経済産業省

Meanwhile, in recent years the Chinese economy, whose growth is heavily dependent on the expansion of fixed asset investment has faced various negative effects including i) increasing upward pressure on prices, ii) serious shortage of electric power, iii) rising property prices, iv) concerns about expanding nonperforming loans, and v) concerns about oversupply. These negative effects are cause of concern in the future.例文帳に追加

他方で、固定資産投資の拡大に成長の多くを依存した近年の中国経済には、①物価上昇圧力の高まり、②電力不足の深刻化、③不動産価格の上昇、④不良債権拡大等の懸念、⑤過剰供給への懸念等、様々な負の影響が生じているほか、将来への懸念要因が生じている。 - 経済産業省