disintermediationとは 意味・読み方・使い方

語源

From dis- +‎ intermediation.

名詞

disintermediation (countable and uncountable, plural disintermediations)

1. (banking, finance, economics) The removal of funds from a financial institution such as a bank for direct purchase of financial instruments.
   • 1974 July 18, “Disintermediation”, in The New York Times‎, →ISSN:

     Any disintermediation crisis, such as has occurred three times since 1966, causes mortgage money to dry up and slow down new housing construction which the country desperately needs.

2. (business) The removal of an intermediary from a commercial transaction.

   The news industry is undergoing a massive disintermediation due to the ubiquitous low-cost communication made possible by the internet.

   • 2014, Astra Taylor, chapter 2, in The People's Platform: Taking Back Power and Culture in the Digital Age, Henry Holt and Company, →ISBN:

     New-media thinkers, with their appetite for disintermediation and creative destruction, implicitly endorse and advance this transformation.

   • 2017 August 15, Charles Duhigg, “The Rise of the Fidget Spinner and the Fall of the Well-Managed Fad”, in The New York Times‎, →ISSN:

     The logic of disintermediation seems self-evident: By putting factories directly in contact with stores, by helping customers order directly from manufacturers, by letting riders coordinate with drivers, you cut out a needless source of waste and inefficiency.

関連する語

• disintermediate

参考

• cut out the middleman