disposal of nonperforming loansとは 意味・読み方・使い方

In order to strengthen financial systems, the disposal of the nonperforming loans of state-owned commercial banks is important.例文帳に追加

金融システム強化のためには、国有商業銀行の不良債権処理も重要である。 - 経済産業省

The decline in the ratio of nonperforming loans is mainly due to transfers of nonperforming loans to asset management companies (AMC), but there are problems pointed out regarding the disposal of nonperforming loans by AMC, including (a) the risk that it will contribute to moral hazards for state-owned commercial banks and state-owned enterprises, in the case that the responsibilities of the management are not sufficiently pursued, and (b) the presence of some AMC with cash recovery rates in the disposal of nonperforming loans (Table 1-3-35).例文帳に追加

不良債権比率の低下は、主にAMC（資産管理会社）への不良債権の移管によるものであるが、AMCによる不良債権の処理については、①十分な経営責任の追及がなされない場合、国有商業銀行及び国有企業のモラルハザードを助長するおそれがあること、②不良債権処理において現金回収率の低いAMCが見られること等の問題点が指摘されている（第1-3-35表）。 - 経済産業省

Examining the estimations as of spring and autumn of 2010 by countries/ regions, the amounts of reserve allowance and charge-off were expanding and disposal of nonperforming loans was accelerated in United States of America, euro zone and UK.例文帳に追加

2010年春と秋時点での推計を国・地域別にみると、米国、ユーロ圏、英国では引当・償却額が拡大しており、不良債権処理の進展が見られる。 - 経済産業省

These concerted efforts by the government and the Bank of Japan, along with progress in the disposal of nonperforming loans and the materialization of corporate restructuring plans, both of which were partly promoted by the special inspections carried out by the Financial Services Agency, have been welcomed by the market, and the stock indices have soared.発音を聞く 例文帳に追加

このような政府・日銀一体となった取り組みに加え、金融庁の特別検査の実施や、これも契機とした企業のリストラの具体化などによる不良債権処理の進展が市場に歓迎され、株価は上昇しています。 - 財務省

But a range of problems exist regarding the disposal of nonperforming loans using AMCs. First, moral hazard may occur among the state-owned commercial banks or state-owned business corporations if the management’s responsibility is not fully pursued for the business slump. Secondly, some AMCs are seen to have trouble sufficiently recovering cash from the bad loans they have purchased, although the disposal of such loans has been halfway through at the commercial banks. The third problem is that although AMCs must have been in the red with their Debt-Equity Swap (DES) making little headway, which parties would finally shoulder the bad loans is not clarified.例文帳に追加

しかしながら、AMCによる不良債権の処理については、①十分な経営責任の追及がなされない場合、国有商業銀行及び国有企業のモラルハザードを助長するおそれがあること、②不良債権処理が約半分程度進む中で、現金回収率の低いAMCが見られること、③債務の株式化（DES、Debt Equity Swap）がうまくいかずAMC自体が赤字化している可能性が高い中、最終的な負担者が明らかにされていないこと、等の問題点が指摘されている。 - 経済産業省

Based on this, domestic commercial banks need to move forward with financial reforms, such as the swift disposal of remaining nonperforming loans, the strengthening of risk management systems, and the development new products, and it is necessary for the administrative side as well swiftly to carry out the strengthening of functions for the management and supervision of financial institutions, including corporate governance and thorough prudential regulation.例文帳に追加

こうしたことから、国内商業銀行は、残存する不良債権の速やかな処理、リスク管理体制の強化、新商品開発などの金融改革を進めていくことが求められ、行政サイドも、コーポレート・ガバナンス、健全性規制の徹底など、金融機関への管理監督機能の強化を早急に行うことが必要である。 - 経済産業省