Housing Financeとは 意味・読み方・使い方

. For a request from a housing funds borrower to change loan conditions, etc., in cases involving other financial institutions or the Japan Housing Finance Agency, arrangements so that there is work on close cooperation with those parties発音を聞く 例文帳に追加

・ 住宅資金借入者からの貸付条件の変更等について、その他の金融機関、住宅金融支援機構が関係している場合には、当該者と緊密な連携を図ることに関する取決め - 金融庁

. For a request from a housing funds borrower to change loan conditions, etc., in a case where other financial institutions or the Japan Housing Finance Agency is involved, procedures to work on close cooperation with those parties発音を聞く 例文帳に追加

・住宅資金借入者からの貸付条件の変更等について、その他の金融機関、住宅金融支援機構が関係している場合には、当該者と緊密な連携を図るための手続 - 金融庁

(ii) Based on the SME Finance Facilitation Act, etc., does the Finance Facilitation Manager develop systems necessary for appropriate responses to consultations and requests for loan condition changes, etc., from small and medium-sized enterprises and housing fund borrowers?発音を聞く 例文帳に追加

（ⅱ）金融円滑化管理責任者は、中小企業金融円滑化法を踏まえ、中小企業者・住宅資金借入者からの貸付条件の変更等に関する相談・申込みについて、適切な対応が行えるよう必要な体制を整備しているか。 - 金融庁

(vii) If there is a request from a housing funds borrower for loan condition changes, etc., when it is confirmed that the housing funds borrower received loan condition changes, etc. from the Japan Housing Finance Agency as stipulated in the SME Finance Facilitation Act, Article 5, Paragraph 2, or other similar party stipulated in responsible ministerial ordinances (hereinafter referred to as “Housing Finance Agency, etc.”), then does this financial institution endeavor to change the loan conditions, etc. based on policy, etc., considering the situation of that housing funds borrower’s assets and revenues, and that the Housing Finance Agency, etc. changed the loan conditions, etc.?発音を聞く 例文帳に追加

（ⅶ）住宅資金借入者から貸付条件の変更等の申込みがあった場合であって、中小企業金融円滑化法第５条第２項に規定する独立行政法人住宅金融支援機構その他これらに類する者として主務省令で定めるもの（以下「住宅金融支援機構等」という。）が当該住宅資金借入者に対して貸付条件の変更等に応じたことが確認できたときは、当該住宅資金借入者の財産及び収入の状況、住宅金融支援機構等が貸付条件の変更等に応じたこと等を勘案しつつ、方針等に基づき、貸付条件の変更等を行うよう努めているか。 - 金融庁

(3) Article 29 shall not apply to cases where the Independent Administrative Agency Japan Housing Finance Agency, Japan Finance Corporation for Small and Medium Enterprise or Japan Finance Corporation for Municipal Enterprises (referred to as the "Agency, etc." in the following paragraph) is engaged in sales of the rights indicated by the securities listed in Article 2(1)(xiv) or the securities listed in Article 2(1)(xvii) (limited to those having a nature of the securities listed in item (xiv) of said paragraph) or in sales of rights listed in Article 2(2)(i) or (ii), pursuant to Article 22 of the Act on Independent Administrative Agency Japan Housing Finance Agency (Act No. 82 of 2005), Article 25-4(1) of the Act on Japan Finance Corporation for Small and Medium Enterprise (Act No. 138 of 1953) or Article 26-3(1) of the Act on Japan Finance Corporation for Municipal Enterprises (Act. No. 83 of 1957) (referred to as the "Sales of Trust Beneficial Rights" in the following paragraph).発音を聞く 例文帳に追加

３　独立行政法人住宅金融支援機構、中小企業金融公庫又は公営企業金融公庫（次項において「機構等」という。）が、独立行政法人住宅金融支援機構法（平成十七年法律第八十二号）第二十二条、中小企業金融公庫法（昭和二十八年法律第百三十八号）第二十五条の四第一項又は公営企業金融公庫法（昭和三十二年法律第八十三号）第二十六条の三第一項の規定による第二条第一項第十四号に掲げる有価証券若しくは同項第十七号に掲げる有価証券（同項第十四号に掲げる有価証券の性質を有するものに限る。）に表示される権利又は同条第二項第一号若しくは第二号に掲げる権利の販売（次項において「信託受益権の販売」という。）を行う場合には、第二十九条の規定は、適用しない。 - 日本法令外国語訳データベースシステム

I took questions in the Diet over and over again, and as I repeatedly said, the FSA does not handle policy-based finance or have jurisdiction over government-affiliated financial institutions. As you know, policy-based finance for SMEs is handled by the Ministry of Economy, Trade and Industry, while a housing financing scheme of Japan Housing Finance Agency, which was formerly known as Housing Loan Corporation, is under the jurisdiction of the Ministry of Land, Infrastructure, Transport and Tourism. Policy-based finance for agriculture, forestry and fisheries, which are fields where policy-based finance play a very large role, is handled by the Ministry of Agriculture, Forestry and Fisheries. Financial institutions under the jurisdiction of the FSA should not be treated in the same way as financing schemes under the jurisdiction of those ministries. Basically, the financial source of private financial institutions is deposits and their basic premise is that they repay deposits with interest. Therefore, we cannot universally require them to provide no-interest loans.発音を聞く 例文帳に追加

これはもう非常に、私も何回も（国会の質問が）当たりましたし、私は何回も言いますように、金融庁は政策金融・政府系金融は扱っておりませんから、ご存じのように中小企業であれば経済産業省、それから住宅については住宅金融支援機構、これは要するに旧住宅金融金庫、これは国土交通省ですし、それから農林水産（業）、これは非常に政策金融の強い分野ですけれども、これは農林水産省ですから、そんなところと、当然利子の補給、それは金融庁だって当然民間金融（の所管官庁）でございますから、原資は基本的に人から預かっている預金ですから、それに若干の利子をつけてお返しをするというのが民間金融機関の原則ですから、それはきちんと大事な人から預かった金は、基本的に民間金融機関の貸出原資でございますから、それは利子をつけないとか、そういうことはそう一律にはできません。 - 金融庁

A few days ago, the U.S. (financial) authorities announced economic measures - I understand that this is the first step - regarding government-affiliated housing finance corporations. How do you assess these measures?発音を聞く 例文帳に追加

少し前の話になりますが、米（金融）当局による政府系住宅金融に対する経済措置、まず第1弾ということだと思いますが、これについての評価をお願いします。 - 金融庁

In order to cope with this situation, the United States has taken such measures as the enactment in July of housing-related legislation, which included bailout measures for the GSEs. In addition, the U.S. government on September 7 announced a plan to place the two GSEs under government control based on this legislation in order to achieve three objectives, "stabilizing the financial markets," "facilitating mortgage finance" and "protecting taxpayers."発音を聞く 例文帳に追加

これに対応すべく、米国では、GSEへの支援策を含む住宅関連の法律を7月に成立させるなどの取組みがなされてきたところであります。 - 金融庁