guaranteed minimum pensionとは 意味・読み方・使い方

Some companies argued that, in addition to dynamic surrender, dividends and minimum guarantees for variable annuity insurance, which were requested to be taken into consideration in the field tests, policyholders' behavior at the start of pension payment (choice of pension-type insurance, postponement of pension payment, etc.), and minimum guaranteed yields for products with variable prospective yields should also be taken into consideration, although these have not been established as standard items for consideration.発音を聞く 例文帳に追加

なお、考慮すべき事項については、必ずしも確立しているわけではないが、今回のフィールドテストにおいて考慮することとした動的解約、配当、変額最低保証以外に、年金開始時の契約者行動（年金型の選択、年金の繰延等）や予定利率変動型商品における予定利率の最低保証等についても見込むべきとの意見があった。 - 金融庁

Factors that are said to be behind those results include the fact that while year-on-year increases in the amounts of their reserves for guaranteed minimum variable pension plan payments brought their basic earnings downwards to 81.4 billion yen, their securities balance turned into the black, recording, for example, 246.2 billion yen in capital gains. I believe that I received a similar question about banks and my observation remains that one of the main factors contributing to their positive figures was the improvement in their securities balance that I have just mentioned, partly due to the fact that government bond prices are up as a result of lower interest rates.発音を聞く 例文帳に追加

この要因としては、前年同期に比べて変額年金の最低保証に係る責任準備金の積み増しがマイナス要因となり、基礎利益が減収これは確か814億円になったものの、一方、有価証券関係の損益が黒字に改善したこと、キャピタル損益2,462億円等が挙げられております。この前、私は銀行についてもこういうご質問をいただいたと思いますが、今、金利が下がって国債の価格が上昇しているということもございますし、金融機関一般にも今の時点においては、通用する話でもございますが、この有価証券の関係の損益が黒字に改善したということが挙げられると思います。 - 金融庁