security loansとは 意味・読み方・使い方

Amidst shortages of assets for security, declining trust by proprietors, and other conditions that presently inhibit people from receiving loans, such means as the evaluation of a proprietor's temperament and business prospects will be used in the establishment of a system to enable loans through government-affiliated financial institutions and guarantees by credit guarantee corporations, etc., for those who had business failures in the past and wish to renew their efforts.例文帳に追加

一度経営に失敗した者が再チャレンジする場合、担保用資産の不足、経営者の信用低下等により融資を受けにくい現状の中で、経営者の資質や事業の見込み等を評価するなどして、政府系金融機関の融資や信用保証協会による保証を可能とする枠組みを創設する。 - 経済産業省

According to one calculation, if the non-performing loans of financial institutions and shortage of reserves of social security funds are added to the domestic debt and external debt, the comprehensive burden on national finance is over 70 percent of GDP17, indicating a situation that could hardly be called optimistic.例文帳に追加

国内債務、対外債務に金融機関の不良債権と社会保障基金の積立不足を加えると、総合的な財政負担はGDPの７割を超えるとする試算もあり17）、決して楽観視できる状況にはない。 - 経済産業省

While the hurdles to listing on venture markets are not easily overcome, those enterprises that can satisfy the requirements for direct finance not only necessarily have more ample equity capital, but are also targeted by financial institutions offering loans. For those SMEs that can take full advantage of this tool, therefore, direct finance can greatly expand their financing options. In other words, using direct finance generates synergies ? as well as being able to raise funds just by combining loans and direct finance, an enterprise with access to direct finance can negotiate terms regarding, for example, interest rates and security requirements from a more advantageous position, and gains access to a larger number of financial institutions.発音を聞く 例文帳に追加

すなわち、単に融資と直接金融の両方から資金調達できるというだけでなく、仮に間接金融による資金調達を行うとしても、金利面、担保面などについて有利に交渉を展開できることになり、取引金融機関の数も増えるなどの相乗的なメリットを受けることも期待できると言えるだろう。 - 経済産業省

Moreover, to avoid excessive reliance on personal guarantees, loans and security schemes not requiring third-party guarantors will be expanded and fully enforced, and, provided that financial reports are periodically issued, lending schemes that free individuals from having to give personal guarantees will be established and expanded.例文帳に追加

さらに、個人保証に過度に依存しないよう、第三者保証を求めない融資・保証制度の拡充・徹底や、定期的な財務報告を行うことなどを条件として本人保証を免除する融資制度の創設・拡充を行う。 - 経済産業省

In the future also, large amounts of financing will be required for capital for social security funds and large-scale projects such as the western development strategy, and this plus the additional burden in the disposal of non-performing loans make it inevitable that the burden on national finance will further increase. In order to ensure the sustainability of economic growth, China is forced to rely on aggressive financial policies for the time being.例文帳に追加

今後も、社会保障基金の原資や、西部大開発をはじめとした大型プロジェクト、不良債権処理に伴う追加負担等に巨額の資金が必要となっており、財政負担の増加は不可避である。 - 経済産業省

In addition, as you know, the FSA has taken such measures as requesting financial institutions to facilitate financing for SMEs and, from the viewpoint of creating a favorable environment for financial institutions to provide funds with a sense of security, quickly putting into force the revised Act on Special Measures for Strengthening Financial Functions, expanding the scope of loans not treated as restructured loans and partially relaxing the capital adequacy ratio requirement.発音を聞く 例文帳に追加

その上で当庁では、これまでに皆様ご案内のとおり、例えば金融機関に対する中小企業金融の円滑化に向けた要請や、金融機関が安心して資金供給できる環境を整備するという視点から、改正金融機能強化法の迅速な施行、貸出条件緩和債権に該当しない場合の取扱いの拡充、そして自己資本比率規制の一部弾力化といった措置を講じてきているところでございます。 - 金融庁

(1) Both patent applications and patents shall be transferable and may be the subject of licenses and use. They may also be used as security for personal loans, which shall be governed by the relevant provisions, and such use shall be notified to the Registry of Industrial Property.例文帳に追加

(1) 特許出願及び特許の双方は移転し得るものとし，かつライセンス及び使用の対象とすることができる。また，特許出願及び特許は，関連する諸規定を適用することにより個人貸付の担保として使用することもできる。かかる使用は産業財産登録庁に通知するものとする。 - 特許庁

At a time when land prices are continuing to rise and the myth that they will always continue to rise is believed, providing loans to SMEs secured by land involves extremely little risk for financial institutions. In contrast, when land prices are falling, real estate security is no longer sufficient to cover the risk. In such circumstances, financial institutions are expected to cover this risk by strengthening their "relationship banking" capabilities by methods including diverse means of lending without the use of real estate security, and methods of dealing with risk.例文帳に追加

地価は下落しないという「土地神話」を前提に地価が上昇し続ける局面では、土地を担保にとっていれば、中小企業融資に伴う金融機関側のリスクは極めて少なかったのに対し、地価下降局面では不動産担保だけではリスクをカバーしきれなくなってきており、そのリスクを不動産担保以外の多様な融資手法やリスク対応方法も含めた、リレーションシップバンキング機能の強化でカバーするようになってきていると推測される。 - 経済産業省