Revolving creditとは 意味・読み方・使い方

While the consumer credit balance has been shrinking, revolving loans mainly for credit cards posted a steeper drop (see Figure 1-2-1-7).例文帳に追加

消費者信用残高は減少基調で推移しており、クレジットカードを中心とするリボルビングローンの減少幅が大きくなっている（第1-2-1-7 図）。 - 経済産業省

(a) The amount of the Loan pertaining to the Contract for the Loan (limited to a loan contract; the same shall apply in sub-item (b)) (in cases of a Basic Contract for a Revolving Credit Loan, the maximum amount thereof (in cases where the Money Lender has made available to the Individual Customer an amount smaller than the maximum amount as an upper limit on the outstanding balance of the principal of the Revolving Credit Loan under the Basic Contract for the Revolving Credit Loan, such smaller amount)); and発音を聞く 例文帳に追加

イ　当該貸付けの契約（貸付けに係る契約に限る。ロにおいて同じ。）に係る貸付けの金額（極度方式基本契約にあつては、極度額（当該貸金業者が当該個人顧客に対し当該極度方式基本契約に基づく極度方式貸付けの元本の残高の上限として極度額を下回る額を提示する場合にあつては、当該下回る額）） - 日本法令外国語訳データベースシステム

(2) When a Member Money Lender intends to conclude a loan contract with an individual customer who is a person seeking funds (excluding contracts specified by a Cabinet Office Ordinance), he/she shall obtain the customer's consent to the following, in writing or by Electromagnetic Means; provided, however, that this shall not apply to cases where such contract is a Contract for a Revolving Credit Loan Concluded Prior to the Relevant Credit Information Contract concluded with said customer (meaning a contract for a Revolving Credit Loan under a Basic Contract for a Revolving Credit Loan concluded prior to the conclusion of the Credit Information Contract with the relevant Member Designated Credit Bureau):発音を聞く 例文帳に追加

２　加入貸金業者は、資金需要者である個人の顧客を相手方として貸付けに係る契約（内閣府令で定めるものを除く。）を締結しようとする場合には、あらかじめ、次に掲げる同意を当該顧客から書面又は電磁的方法により得なければならない。ただし、当該契約が当該顧客を相手方とする加入前極度方式貸付契約（当該加入指定信用情報機関との信用情報提供契約の締結前に締結した極度方式基本契約に基づく極度方式貸付けに係る契約をいう。）である場合は、この限りでない。 - 日本法令外国語訳データベースシステム

(5) The provisions of the preceding paragraphs shall apply mutatis mutandis to an increase in the maximum amount under the Basic Contract for a Revolving Credit Loan (in cases where the Money Lender has made available to the Individual Customer an amount smaller than the maximum amount as an upper limit on the outstanding balance of the principal of the Revolving Credit Loan under the Basic Contract for the Revolving Credit Loan, the smaller amount) (excluding cases specified by a Cabinet Office Ordinance as those for which it is found not to hinder the protection of interests of the counterparty to the Basic Contract for a Revolving Credit Loan). In this case, any necessary technical replacement of terms shall be specified by a Cabinet Order.発音を聞く 例文帳に追加

５　前各項の規定は、極度方式基本契約の極度額（貸金業者が極度方式基本契約の相手方に対し当該極度方式基本契約に基づく極度方式貸付けの元本の残高の上限として極度額を下回る額を提示している場合にあつては、当該下回る額）を増額する場合（当該極度方式基本契約の相手方の利益の保護に支障を生ずることがない場合として内閣府令で定めるものを除く。）について準用する。この場合において、必要な技術的読替えは、政令で定める。 - 日本法令外国語訳データベースシステム

(5) The "Basic Contract for a Revolving Credit Loan Exceeding the Base Amount" as provided in paragraph (1) and paragraph (2) means a Basic Contract for a Revolving Credit Loan concluded with an Individual Customer, by which the Total Borrowings of an Individual Customer under a Revolving Credit Loan pertaining to said Individual Customer (meaning the total of the amounts listed in the following items) exceed the Base Amount for the Individual Customer (excluding a Basic Contract for a Revolving Credit Loan specified by a Cabinet Office Ordinance as that which will not hinder the protection of the Individual Customer's interest):発音を聞く 例文帳に追加

５　第一項及び第二項に規定する「基準額超過極度方式基本契約」とは、個人顧客を相手方とする極度方式基本契約で、当該極度方式基本契約が締結されていることにより、当該個人顧客に係る極度方式個人顧客合算額（次に掲げる金額を合算した額をいう。）が当該個人顧客に係る基準額を超えることとなるもの（当該個人顧客の利益の保護に支障を生ずることがない極度方式基本契約として内閣府令で定めるものを除く。）をいう。 - 日本法令外国語訳データベースシステム

(ii) In the case where the Money Lender has concluded a loan contract other than the Basic Contract for the Revolving Credit Loan with the Individual Customer, the total amount of the outstanding balance pertaining to the Loan (in cases of a Basic Contract for a Revolving Credit Loan, the maximum amount (in cases where the Money Lender has made available to the Individual Customer an amount smaller than the maximum amount as an upper limitation on the outstanding balance of the principal of the Revolving Credit Loan under the Basic Contract for the Revolving Credit Loan, such smaller amount)) (excluding the outstanding balance of a Loan pertaining to a Home Loan Contract, etc.); and発音を聞く 例文帳に追加

二　当該個人顧客と当該極度方式基本契約以外の貸付けに係る契約を締結しているときは、その貸付けの残高（極度方式基本契約にあつては、極度額（当該貸金業者が当該個人顧客に対し当該極度方式基本契約に基づく極度方式貸付けの元本の残高の上限として極度額を下回る額を提示している場合にあつては、当該下回る額））の合計額（住宅資金貸付契約等に係る貸付けの残高を除く。） - 日本法令外国語訳データベースシステム

(9) The term "Contract for a Revolving Guarantee" as used in this Act means a guarantee contract, the principal obligation of which is one or more unidentified obligations under a Basic Contract for a Revolving Credit Loan.発音を聞く 例文帳に追加

９　この法律において「極度方式保証契約」とは、極度方式基本契約に基づく不特定の債務を主たる債務とする保証契約をいう。 - 日本法令外国語訳データベースシステム

(b) When the Money Lender has concluded a loan contract other than the relevant Contract for the Loan with the Individual Customer, the total amount of the outstanding balance of the Loan made thereunder (in cases of a Basic Contract for a Revolving Credit Loan, the maximum amount (in cases where the Money Lender has made available to the Individual Customer an amount smaller than the maximum amount as an upper limit on the outstanding balance of the principal of the Revolving Credit Loan under the Basic Contract for the Revolving Credit Loan, such smaller amount)).発音を聞く 例文帳に追加

ロ　当該個人顧客と当該貸付けの契約以外の貸付けに係る契約を締結しているときは、その貸付けの残高（極度方式基本契約にあつては、極度額（当該貸金業者が当該個人顧客に対し当該極度方式基本契約に基づく極度方式貸付けの元本の残高の上限として極度額を下回る額を提示している場合にあつては、当該下回る額））の合計額 - 日本法令外国語訳データベースシステム