personal financial assetsとは 意味・読み方・使い方

The breakdown of personal financial assets indicates a composition in which cash and deposits have continued to comprise the largest portion since the 1980s191.例文帳に追加

個人金融資産の内訳を見ると、現金・預金が最も高い比率を占めるという構図が80年代から続いている。 - 経済産業省

(1) Diversify the source of risk money supply (attract foreign risk money and use public pension money, postal savings funds and personal financial assets)例文帳に追加

（１）リスクマネー供給主体の多様化（海外投資家、公的年金、郵政資金、中小機構、産業革新機構、個人金融資産の活用） - 経済産業省

Accordingly, in addition to disposable income, if we look at the effects of housing assets (housing prices) and financial assets (stock prices) on personal consumption17, we can see that, whereas a 1% increase in housing prices results in consumption increasing by 0.2%, a similar increase in stock prices results in only a 0.05% increase, that is, the effect is only one quarter that of housing prices (see Figure 1-2-21).例文帳に追加

そこで、可処分所得に加えて、住宅資産（住宅価格）と金融資産（株価）が個人消費に与える影響を見てみると17、住宅価格が1％増加すると消費は0.2％増加するのに対して、株価は0.05％の増加と住宅価格の4分の1の効果にとどまっていることが分かる（第1-2-21図）。 - 経済産業省

It is also pointed out that, in countries where the originate-to-distribute business model is also dominant for financial assets, personal consumption is strongly affected by any fluctuations in asset values that are attributable to stock price fluctuations (see Figure 1-1-31).例文帳に追加

また、金融資産についても、組成・転売型ビジネスモデルが主流の国では、個人消費が株価変動による資産価値変動の影響をより強く受けることが指摘されている（第1-1-31図）。 - 経済産業省

Looking at these banks’ balance sheets, it is apparent that the rise in personal savings has resulted in increasing the limitations of the liability side, and the worsening financial condition of SOEs has contributed to the depreciation of bank assets.例文帳に追加

銀行のバランス・シート上では、個人預金の増大により負債側の制約が非常に強くなった上、国有企業の経営悪化により銀行資産の悪化も進行した。 - 経済産業省

In order to promote the smooth succession of businesses, it will be necessary to press forward with preparations to reduce the burden of successors as much as possible, such as: (1) Reduction of debt prior to the succession; (2) Tireless negotiations with financial institutions to allow for the reduction of the burden of the personal assets, etc., of successors; and (3)Arrangement of rewards for successors that are commensurate with the burden, such as personal assets.例文帳に追加

事業承継を円滑に進めるためにも、〔1〕承継前に、債務を圧縮する、〔2〕後継者の個人保証等の負担を軽減できるよう、金融機関と粘り強く交渉する、〔3〕後継者に対して、個人保証などの負担に応じた報酬を用意するなど、少しでも後継者の負担を軽減するための準備を進めていくことが必要となるだろう。 - 経済産業省

In this case, various steps can be imagined, such as: (1) Have him/her continue to pledge said assets as security; (2) Arrange an alternative collateral, such as the personal assets of the successor; and (3) Have the financial institutions remove the security. It can be said, however, that the hurdle is quite high for all of these steps and that they require enormous effort to implement.例文帳に追加

この場合、（1）従来から担保提供されていた資産を引き続き担保として提供してもらう、（2）後継者の個人資産など代替の担保物件を用意する、（3）金融機関に担保を外してもらうなどの手段が考えられるが、いずれの対応もハードルがかなり高く、実行には大変な労力を要すると言えるだろう。 - 経済産業省