保証準備金の英語

本業の利益を示す基礎利益の減少要因としては、新規契約獲得の伸び悩みによる保有契約高の減少、金融市場の混乱による利息配当金の減少、そして最低保証付変額年金に関する準備金の積立てなどが影響したと承知いたしております。例文帳に追加

I understand that the decline in the basic profits is attributable to a decrease in the amount of insurance policies in force due to weak growth in new contracts, a drop in dividend receipts due to the financial market turmoil, and a buildup of reserves related to variable pension plans that guarantee minimum benefits.発音を聞く  - 金融庁

その要因としては、近年続いている保険料収入の減少、二つ目には、企業業績の悪化等による利息や配当金の受取りの減少、三つ目に、最低保証付変額年金に関する準備金の積立ての増加、こういった要因があったと思います。例文帳に追加

Major factors behind the profit drop include the decline in insurance premium revenues that has continued for recent years, a drop in interest and dividend receipts due to the deterioration of corporate earnings, and an increase in reserves related to variable annuity contracts with a provision for the guarantee of a minimum payout.発音を聞く  - 金融庁

代位弁済準備金の範囲内で代位弁済することにより保証会社の経営を圧迫することがなく、強引な債権回収に走るのを回避して返済不能な債務者の保護を図ると共に、代位弁済が少ない場合は、代位弁済の保証をしていない他の不良債権について代位弁済を行って貸金業者の不良債権を削減する例文帳に追加

To perform subrogated performance within the range of subrogated performance fund reserved to prevent the management of a secure company from being pressed, and to protect a debtor incapable of payment without forcing loan collection, and to reduce the bad debts of a loan undertaker by performing subrogated performance to the other bad debts whose subrogated performance is not secured in the case of small subrogated performance. - 特許庁

６　保証証券業務（契約上の債務又は法令上の義務の履行を保証することを約し、その対価を受ける業務のうち、保険数理に基づき、当該対価を決定し、準備金を積み立て、再保険による危険の分散を行うことその他保険に固有の方法を用いて行うものをいう。）による当該保証は、前項第一号に掲げる保険の引受けとみなし、当該保証に係る対価は、同号の保険に係る保険料とみなす。例文帳に追加

(6) The surety by the surety bond business (referring to, among the businesses to guarantee the performance of contractual obligations or legal and regulatory obligations, and receive the consideration, those carried out by setting the amount of consideration, establishing a reserve, and distributing the risks by reinsurance, based on actuarial science, or by using any other methods inherent to insurance) shall be deemed as the underwriting of the classes of insurance listed in item (i) of the preceding paragraph, and the consideration pertaining to the surety shall be deemed as the insurance premium pertaining to the classes of insurance set forth in that item.発音を聞く  - 日本法令外国語訳データベースシステム

事業承継を円滑に進めるためにも、〔1〕承継前に、債務を圧縮する、〔2〕後継者の個人保証等の負担を軽減できるよう、金融機関と粘り強く交渉する、〔3〕後継者に対して、個人保証などの負担に応じた報酬を用意するなど、少しでも後継者の負担を軽減するための準備を進めていくことが必要となるだろう。例文帳に追加

In order to promote the smooth succession of businesses, it will be necessary to press forward with preparations to reduce the burden of successors as much as possible, such as: (1) Reduction of debt prior to the succession; (2) Tireless negotiations with financial institutions to allow for the reduction of the burden of the personal assets, etc., of successors; and (3)Arrangement of rewards for successors that are commensurate with the burden, such as personal assets. - 経済産業省

４　外国信託会社は、第一項又は第二項の規定により計上された損失準備金の額、営業保証金の額として内閣府令で定めるものの額及びすべての支店の計算に属する負債のうち内閣府令で定めるものの額を合計した金額に相当する資産を、内閣府令で定めるところにより、国内において保有しなければならない。例文帳に追加

(4) A Foreign Trust Company shall, pursuant to the provisions of a Cabinet Office Ordinance, retain assets in Japan equivalent to the total sum of the loss reserves set aside pursuant to the provisions of paragraph (1) or (2), the amount of security deposits specified by a Cabinet Office Ordinance, and the amount of liability belonging to the account of all branch offices as specified by a Cabinet Office Ordinance.発音を聞く  - 日本法令外国語訳データベースシステム

この要因としては、前年同期に比べて変額年金の最低保証に係る責任準備金の積み増しがマイナス要因となり、基礎利益が減収これは確か814億円になったものの、一方、有価証券関係の損益が黒字に改善したこと、キャピタル損益2,462億円等が挙げられております。この前、私は銀行についてもこういうご質問をいただいたと思いますが、今、金利が下がって国債の価格が上昇しているということもございますし、金融機関一般にも今の時点においては、通用する話でもございますが、この有価証券の関係の損益が黒字に改善したということが挙げられると思います。例文帳に追加

Factors that are said to be behind those results include the fact that while year-on-year increases in the amounts of their reserves for guaranteed minimum variable pension plan payments brought their basic earnings downwards to 81.4 billion yen, their securities balance turned into the black, recording, for example, 246.2 billion yen in capital gains. I believe that I received a similar question about banks and my observation remains that one of the main factors contributing to their positive figures was the improvement in their securities balance that I have just mentioned, partly due to the fact that government bond prices are up as a result of lower interest rates.発音を聞く  - 金融庁