overseas loanとは 意味・読み方・使い方

In consideration of these severe business conditions, the Japanese government has been adopting the following supportive measures to improve the cash position of manufacturing industries: 1. Expand the safety net loan programs towards small and medium enterprises, 2. Introduce low interest loan programs and the purchase of commercial papers (CPs), and 3. Strengthen support to overseas subsidiaries of Japanese companies by the Japan Bank for International Cooperation (JBIC) and Nippon Export and Investment Insurance (NEXI).発音を聞く 例文帳に追加

このような厳しい業況を踏まえ、政府は、①中小企業向けセーフティネット保証・貸付制度の拡充、②中堅・大企業向け低利融資やコマーシャルペーパー（ＣＰ）買取の実施、③国際協力銀行（ＪＢＩＣ）や日本貿易保険（ＮＥＸＩ）による日本企業の海外子会社支援の拡充等、各種資金繰り支援策を展開している。 - 経済産業省

"Funds procurement in the country/region" (18%) was also a problem. Thus, when Japanese enterprises doing business in emerging economies raise funds, the so-called "parent-subsidiary loan," where funds are provided to an overseas subsidiary via a domestic parent company, were often used to avoid high interest rates of emerging economies from being applied.例文帳に追加

「現地での資金調達」（18%）も課題となっており、従来、新興国での事業活動を行う我が国企業が資金調達を行う場合、新興国の高金利を避けるために、国内の親企業を通じて海外子会社に資金を提供するいわゆる親子ローンを用いるケースが多かった。 - 経済産業省

However, in financial markets in Asia, the methods of fund-raising by Japanese companies operating overseas are limited. They are forced to rely on loans from the parent company in Japan for initial investment, and on loan from parent company and on reinvestment from retained earnings at the local company for facility investment.例文帳に追加

しかし、アジアの金融市場においては、進出している現地日系企業の資金調達手段が限られており、初期投資については我が国からの親子ローンによる調達、設備投資については親子ローン、現地企業の内部留保からの再投資に依存しているのが現状である。 - 経済産業省

The second type of support is financial. A financial institution is a must for the strong, sound and sustainable growth of a company. For example, no company trying its hand in Asia, especially in China, can engage in any economic activity without receiving adequate financial assistance. To address this issue, support will be made available for local subsidiaries of mid-to-large companies and SMEs to get financing from local financial institutions, etc. overseas more easily by means of a guarantee or other arrangement provided by a Japanese financial institution or a loan, etc. provided by JBIC to a local financial institution, etc. overseas.発音を聞く 例文帳に追加

それから2番目は資金です。強力で健全な持続可能な企業の発展のためには金融機関が必要であります。外国に行っても、アジアでも、例えば中国でも可能な資金の援助を受けなければ、企業というのは経済活動できませんから、そういった意味でも海外地場金融機関等に対する本邦金融機関からの保証等の供与、JBICからの融資等の供与により、中堅・中小企業の現地法人が、外国の地場の金融機関等から資金を調達しやすくする支援を行う。 - 金融庁

As I mentioned several times, I was a member of the Hashimoto Cabinet when Hokkaido Takushoku Bank and Yamaichi Securities failed in 1997 as a result of a financial crisis, and when Nippon Credit Bank and Long-Term Credit Bank of Japan failed in 1998. At that time, banks engaging in overseas business were required to have a minimum capital adequacy ratio of 8%, and banks focusing on domestic business were required to have a minimum capital adequacy ratio of 4%. Generally speaking, the higher capital adequacy ratio a bank has, the more sound it is. However, if it goes too far, a credit crunch will occur. During the financial crisis, two big department stores located in front of the railway station in my hometown of Kitakyushu failed-a loan buyback provision was also a factor behind this-, and thus, I learned first-hand about the soundness of banks and the impact on the real economy. I related my experiences like this to Ms. Lagarde and Mr. Noyer.発音を聞く 例文帳に追加

何回も申し上げましたように、（私は、）1997年日本の金融危機で、北海道拓殖銀行、山一證券、その次の年は日債銀、（日本）長期信用銀行が破綻したときの橋本内閣の閣僚でございまして、本当に健全な強い銀行、言うなれば自己資本の高い銀行で海外業務をするときは8％、国内銀行は4％という基準が当時あったわけでございますが、自己資本比率の高い銀行ほど一般的に安全でございますけれども、そうなると貸し剥がし・貸し渋りというのが起こります。これは瑕疵担保条項のこともございましたが、金融危機のときに、私の地元の北九州市の駅前にある大きなデパートが2つほど破綻いたしまして、私は北九州市出身ですから、まさに銀行の健全性と実体経済の影響ということを、身をもって勉強したつもりでございます。そんなことも、この前ラガルドさんにも、またノワイエさんにも申し上げてきました。 - 金融庁

The IMF (2008) lists the following three risks as being faced by the economies of Central and Eastern European countries: (a) the risk of Western European banks withdrawing finance to Central and Eastern European countries in order to compensate the losses arising from the US subprime mortgage problem, or, faced with rising capital costs and risk spreads, reducing the capital or tightening their loan conditions for Central and Eastern Europe; (b) the risk of rapid declines in international competitiveness or decreases in investments from overseas due to wages rising in excess of the rate of productivity growth, or, in cases where much of the finance has been invested in the housing market in the form of mortgages, of credit risks being reviewed as a consequence of a shrinking housing market; and (c) presuming that much of the funds flowing into Central and Eastern Europe are the funds of oil-producing countries and primary commodity exporters, the risk of these funds drying up as the world economy slows.例文帳に追加

IMF（2008）では、中・東欧諸国経済が抱える3つのリスクとして、①米国サブプライム住宅ローン問題の損失を補填するために西欧の銀行が中・東欧諸国向け融資を引き上げたり、資本コストやリスク・スプレッドの上昇に直面した西欧の銀行が、中・東欧向け融資を縮小したり、融資条件を厳格化するリスク、②生産性上昇率を上回って賃金が上昇することで国際競争力が急速に低下し、海外からの投資が減少したり、融資の多くが住宅ローンの形で住宅市場に投資されているようなケースで、住宅市場の縮小によって信用リスクの見直しが行われるリスク、③中・東欧に流入する資金の多くが、産油諸国や一次産品輸出者の資金と推測される中、世界経済が減速して、これら資金の流入が枯渇するリスクを挙げている。 - 経済産業省