rating factorとは 意味・読み方・使い方

The computer 1 for the price information data center provided with an input part 11, an output part 12 and a memory part 13 has a function for calculating the building admeasurement correction factor of the inputted case data, a function for calculating the area correction factor among land individual main factors and a function 14 for calculating the difference factor from road rating data.例文帳に追加

入力部１１と、出力部１２と、メモリー部１３とを備える地価情報データセンタ用コンピュータ１であって、入力された事例データについての建物配分補正率を算出する機能、土地個別的要因のうち面積補正率を算出する機能及び路線価データとの開差率を算出する機能１４を有する。 - 特許庁

39. As to the linkage between rating results and supervisory measures, first there is a system of statutory requests for report submission, such as one under Article 24 of the Banking Law, that always applies if any issue is raised in an inspection, irrespective of the rating results; in consideration of the Article 24 report, the rating results would then be used as a factor in judgment for the purpose of promptly facilitating the financial institution's voluntary efforts toward the securing of soundness and appropriateness in its operation.発音を聞く 例文帳に追加

39．評定結果と監督上の対応のリンクについては、まず、検査において何らかの指摘事項があれば、評定結果如何に関わらず、常に銀行法第２４条等に基づく報告徴求が行われるが、評定結果は、この２４条報告等も踏まえ、金融機関の業務の健全性や適切性確保に向けた自主的な取組みを早期に促していくための判断要素として用いられることとなる。 - 金融庁

If any of the following is recognized through the process of inspection, it shall be considered as a negative factor in giving a rating, since it may be taken as evidence that the financial institution has no shortage of weaknesses in its legal compliance system but has taken insufficient improvement measures.発音を聞く 例文帳に追加

以下に掲げる点が認められる場合には、金融円滑化管理態勢に少なからず弱点を抱えているにもかかわらず、改善に向けた対策が不十分であると考えられることから、評定を行う上でのマイナス要素として勘案するものとする。 - 金融庁

If similar customer complaints and problems or inappropriate incidents such as leakage of customer information occur at two or more branches simultaneously or successively due to the financial institution’s failure to correct inappropriate explanations to customers or an inappropriate management of customer information, or its failure to consider effective measures to prevent their recurrence, this shall be considered as a negative factor in giving a rating.発音を聞く 例文帳に追加

以下に掲げる点が認められる場合には、法令等遵守態勢に少なからず弱点を抱えているにもかかわらず、改善に向けた対策が不十分であると考えられることから、評定を行う上でのマイナス要素として勘案するものとする。 -8- - 金融庁

If the financial institution has a strong level of capital in terms of both quality and quantity in light of its risk profile, this shall be considered as a positive factor in giving a rating.発音を聞く 例文帳に追加

経営陣が、積極的に自らの直面するリスクの特定に臨み、また統合的リスク管理態勢の弱点・問題点を把握・分析することによって、統合的リスク管理態勢の向上につなげている場合には、評定を行う上でのプラス要素として勘案するものとする。 - 金融庁

31. A perspective to be applied to rating criteria should, in accordance with the concepts of the Financial Inspection Manual, which places its basic emphasis on process checking, set the main target of evaluation on aspects of control systems, leaving as a secondary factor in judgment the issue of how many incidents or losses have actually resulted.発音を聞く 例文帳に追加

31．評定基準の目線については、プロセス・チェックを基本とする金融検査マニュアルの考え方に則り、管理態勢面に評価の重点を置くものとし、結果としてどの程度の事故・損失等が生じているかは副次的な判断要素にとどめるものとする。 - 金融庁

If the financial institution has intentionally excluded what are deemed to be important risks from the calculation of the risk made in the process of integrated risk management, or intentionally underestimated such risks in said calculation, this shall be considered as a negative factor in giving a rating.発音を聞く 例文帳に追加

不適切な顧客説明方法あるいは顧客情報管理が放置され、実効性のある再発防止策が検討されていないことから、同様の苦情・トラブルや、顧客情報漏えい等が複数の営業店等にて同時期にあるいは連続して発生している場合には、評定を行う上でのマイナス要素として勘案するものとする。 -12 - - 金融庁

If any of the following is recognized through the process of inspection, it shall be considered as a positive factor in giving a rating. (1) Disclosure documents and other materials used by the financial institution for making explanations to customers take account of the customer’s standpoint and provide specificdescriptions to facilitate their understanding, rather than providing abstract explanations, and the financial institution reviews and revises these materials on an ongoing basis in order to make them easy-to-understand and suited to the needs of customers, by reflecting the opinions of customers in the revisions. (2) The Customer Explanation Management and Customer Support Management are effectively coordinated to produce synergy effects. For example, the financial institution promptly and properly reviews and revises the Customer Explanation Manuals in light of problems identified in the process of customer support management. (3) The financial institution not only makes proper efforts to enhance the Customer Explanation Management System, the Customer Support Management System, the Customer Information Management System and the Outsourcing Management System, but also ensures the effectiveness of customer protection by properly managing other processes it has determined to be essential to customer protection and improving customer convenience. (4) Assessment and improvement activities conducted by the Board of Directors, etc. and the managers in charge of customer protection produce effective results, leading customers to constantly appreciate improvements made by the financial institution.発音を聞く 例文帳に追加

取締役会等及びコンプライアンス統括部門の管理者が行う評価・改善活動が有効に機能しており、法令等遵守に関する役職員の取組等が常に向上しているような好循環がみられる場合には、評定を行う上でのプラス要素として勘案するものとする。 - 金融庁