保険料引上の英語

第二十条　労災保険に係る保険関係が成立している有期事業であつて厚生労働省令で定めるものが次の各号のいずれかに該当する場合には、第十一条第一項の規定にかかわらず、政府は、その事業の一般保険料に係る確定保険料の額をその額（第十二条第一項第一号の事業についての一般保険料に係るものにあつては、当該事業についての労災保険率に応ずる部分の額）から非業務災害率に応ずる部分の額を減じた額に百分の四十の範囲内において厚生労働省令で定める率を乗じて得た額だけ引き上げ又は引き下げて得た額を、その事業についての一般保険料の額とすることができる。例文帳に追加

Article 20 (1) If a business with a definite term in respect of which the insurance relation pertaining to industrial accident insurance has been established and which is specified by the Ordinance of the Ministry of Health, Labour or Welfare falls under any of the following items, the government may acknowledge, notwithstanding the provision of Article 11, paragraph (1), the amount obtained by increasing or decreasing the amount of final insurance premiums pertaining to the general insurance premiums for such business, by the amount obtained by multiplying the amount reducing from such amount of final insurance premiums (or, in case such amount pertains to the general insurance premiums for the businesses set forth in Article 12, paragraph (1), item (i), the amount of the portion corresponding to the industrial accident insurance rate for such business) the amount of the portion corresponding to the off-the-job injury rate, by the rate specified by the Ordinance of the Ministry of Health, Labour and Welfare within the scope of forty one-hundredth (40/100), as the amount of the general insurance premiums for such business.発音を聞く  - 日本法令外国語訳データベースシステム

低金利が続いていることで、生命保険の標準利率が来年4月より12年ぶりに引き下げられて、各社が保険料値上げを検討すると、このところ報道されていますけれども、これについてどのようにとらえていらっしゃるでしょうか。例文帳に追加

A media report said that as interest rates have remained low, the standard prospective yield for life insurance will be lowered in April next year for the first time in 12 years, which will prompt life insurance companies to consider raising insurance premiums. What do you think of that?発音を聞く  - 金融庁

雇用保険の保険料については、平成21年度の1年間に限り、0．4％の範囲内の幅（現行1．2％）で引き下げることについて、セーフティネット機能の強化等と併せ、関係審議会において労使と十分協議した上で検討、結論。例文帳に追加

After full consultation with labor and management representatives, the relevant advisory council will discuss and make a decision on possible cuts in the unemployment insurance premiums by maximum of 0.4 percentage points (from current 1.2%) only for the one-year period of FY 2009, as well as on ways to strengthen safety net functions. - 厚生労働省

第三百条の二　金融商品取引法第三章第一節第五款（第三十四条の二第六項から第八項まで（特定投資家が特定投資家以外の顧客とみなされる場合）並びに第三十四条の三第五項及び第六項（特定投資家以外の顧客である法人が特定投資家とみなされる場合）を除く。）（特定投資家）及び第四十五条（第三号及び第四号を除く。）（雑則）の規定は保険会社等若しくは外国保険会社等又は保険仲立人が行う特定保険契約（金利、通貨の価格、同法第二条第十四項に規定する金融商品市場における相場その他の指標に係る変動により損失が生ずるおそれ（当該保険契約が締結されることにより顧客の支払うこととなる保険料の合計額が、当該保険契約が締結されることにより当該顧客の取得することとなる保険金、返戻金その他の給付金の合計額を上回ることとなるおそれをいう。）がある保険契約として内閣府令で定めるものをいう。以下この条において同じ。）又は顧客のために特定保険契約の締結の媒介を行うことを内容とする契約の締結について、同章第二節第一款（第三十五条から第三十六条の四まで（第一種金融商品取引業又は投資運用業を行う者の業務の範囲、第二種金融商品取引業又は投資助言・代理業のみを行う者の兼業の範囲、顧客に対する誠実義務、標識の掲示、名義貸しの禁止及び社債の管理の禁止等）、第三十七条第一項第二号（広告等の規制）、第三十七条の二（取引態様の事前明示義務）、第三十七条の三第一項第二号及び第六号並びに第三項（契約締結前の書面の交付）、第三十七条の五（保証金の受領に係る書面の交付）、第三十七条の六（書面による解除）、第三十八条第一号及び第二号並びに第三十八条の二（禁止行為）、第三十九条第三項ただし書及び第五項（損失補てん等の禁止）、第四十条の二（最良執行方針等）並びに第四十条の三（分別管理が確保されていない場合の売買等の禁止）を除く。）（通則）の規定は保険会社等、外国保険会社等、保険募集人又は保険仲立人が行う特定保険契約の締結又はその代理若しくは媒介について、それぞれ準用する。この場合において、これらの規定中「金融商品取引契約」とあるのは「特定保険契約等」と、「金融商品取引業」とあるのは「特定保険契約の締結又はその代理若しくは媒介の業務」と、同法第三十四条中「顧客を相手方とし、又は顧客のために金融商品取引行為（第二条第八項各号に掲げる行為をいう。以下同じ。）」とあるのは「特定保険契約（保険業法第三百条の二に規定する特定保険契約をいう。以下同じ。）又は顧客のために特定保険契約の締結の媒介」と、同法第三十七条第二項中「金融商品取引行為」とあるのは「特定保険契約の締結」と、同法第三十七条の三第一項中「締結しようとするとき」とあるのは「締結しようとするとき、又は特定保険契約の締結の代理若しくは媒介を行うとき」と、「次に掲げる事項」とあるのは「次に掲げる事項その他保険業法第三百条第一項第一号に規定する保険契約の契約条項のうち重要な事項」と、同項第一号中「金融商品取引業者等」とあるのは「特定保険契約等を締結する保険会社等（保険業法第二条の二第一項に規定する保険会社等をいう。）、外国保険会社等（同法第二条第七項に規定する外国保険会社等をいう。）又は保険仲立人（同条第二十五項に規定する保険仲立人をいう。）」と、同項第五号中「金融商品取引行為」とあるのは「特定保険契約の締結」と、同法第三十八条第一項中「使用人」とあるのは「使用人（保険募集人（保険業法第二条第二十三項に規定する保険募集人をいう。）を除く。第三十九条第三項において同じ。）」と、同法第三十九条第一項第一号中「有価証券の売買その他の取引（買戻価格があらかじめ定められている買戻条件付売買その他の政令で定める取引を除く。）又はデリバティブ取引（以下この条において「有価証券売買取引等」という。）」とあるのは「特定保険契約の締結」と、「有価証券又はデリバティブ取引（以下この条において「有価証券等」という。）」とあるのは「特定保険契約」と、「顧客（信託会社等（信託会社又は金融機関の信託業務の兼営等に関する法律第一条第一項の認可を受けた金融機関をいう。以下同じ。）が、信託契約に基づいて信託をする者の計算において、有価証券の売買又はデリバティブ取引を行う場合にあつては、当該信託をする者を含む。以下この条において同じ。）」とあるのは「顧客」と、「損失」とあるのは「損失（当該特定保険契約が締結されることにより顧客の支払う保険料の合計額が当該特定保険契約が締結されることにより当該顧客の取得する保険金、返戻金その他の給付金の合計額を上回る場合における当該保険料の合計額から当該保険金、返戻金その他の給付金の合計額を控除した金額をいう。以下この条において同じ。）」と、「補足するため」とあるのは「補足するため、当該特定保険契約によらないで」と、同項第二号及び第三号中「有価証券売買取引等」とあるのは「特定保険契約の締結」と、「有価証券等」とあるのは「特定保険契約」と、同項第二号中「追加するため」とあるのは「追加するため、当該特定保険契約によらないで」と、同項第三号中「追加するため、」とあるのは「追加するため、当該特定保険契約によらないで」と、同条第二項中「有価証券売買取引等」とあるのは「特定保険契約の締結」と、同条第三項中「原因となるものとして内閣府令で定めるもの」とあるのは「原因となるもの」と、同法第四十条第一号中「金融商品取引行為」とあるのは「特定保険契約等の締結」と、同法第四十五条第二号中「第三十七条の二から第三十七条の六まで、第四十条の二第四項及び第四十三条の四」とあるのは「第三十七条の三（第一項各号に掲げる事項に係る部分に限り、同項第二号及び第六号並びに第三項を除く。）及び第三十七条の四」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。例文帳に追加

Article 300-2 The provision of Chapter III, Section 1, Subsection 5 (excluding Article 34-2, paragraphs (6) to (8) inclusive (Cases Where a Professional Investor Will be Deemed to be a Customer Other than Professional Investor) and Article 34-3, paragraphs (5) and (6) (Cases Where a Juridical Person who Is a Customer Other Than Professional Investor Will Be Deemed to Be a Professional Investor)) (Professional Investor) and Article 45 (excluding items (iii) and (iv)) (Miscellaneous Provision) of the Financial Instruments and Exchange Act shall apply mutatis mutandis to the conclusion of a specified insurance contract (meaning an insurance contract specified by a Cabinet Office Ordinance as entailing the risk of loss due to any change in interest rates, currency values, financial instruments market prices as set forth in Article 2, paragraph (14) of that Act or any other indicator (meaning the risk that the total amount of insurance premiums to be paid by the customer following the conclusion of the insurance contract may exceed the total amount of insurance claims, reimbursements and other benefits to be paid out to the customer following the conclusion of the contract); hereinafter the same shall apply in this Article) effected by an Insurance Company, etc. or Foreign Insurance Company, etc., or a contract stipulating any specific act as an intermediary for the benefit of a customer in concluding a specified insurance contract; the provision of Section 2, Subsection 1 of the same Chapter (excluding Article 35 to 36-4 inclusive (Scope of Business for Persons Who Engage in Type 1 Financial Instruments Transaction Business or Investment Management Business, Scope of Subsidiary Businesses of Persons Who Only Engage in Type II Financial Instruments Business or Investment Advisory and Agency Business, Duty of Good Faith to Customers, Posting of Signs, Prohibition of Name-Lending and Prohibition of Administration of Company Bonds, etc.), Article 37, paragraph (1), item (ii) (Regulation of Advertising, etc.), Article 37-2 (Obligation to Clarify Conditions of Transactions in Advance), Article 37-3, paragraph (1), items (ii) and (vi) and Article 37-3, paragraph (3) (Delivery of Document Prior to Conclusion of Contract), Article 37-5 (Delivery of Document Pertaining to Receipt of Security Deposit), Article 37-6 (Cancellation by a Written Statement), Article 38, items (i) and (ii) and Article 38-2 (Prohibited Acts), the proviso of Article 39, paragraph (3) and Article 39, paragraph (5) (Prohibition of Loss Compensation, etc.), Article 40-2 (Best Execution Policy, etc.), and Article 40-3 (Prohibition of Sales and Purchase, etc. Where Separate Management Is not Ensured) (General Rules)) shall apply mutatis mutandis to the conclusion of a specified insurance contract by an Insurance Company, etc., Foreign Insurance Company, etc., Insurance Solicitor or Insurance Broker and related act as an agent or intermediary. In this case, the terms "financial instruments transaction contract" and "financial instruments transaction business" in those provisions shall be deemed to be replaced with "specified insurance contract, etc.," and "the conclusion of a specified insurance contract, or any related act as an agent or intermediary," respectively; in Article 34 of that Act, the term "contract to conduct Acts of Financial Instruments Transaction (meaning acts listed in the items of Article 2, paragraph (8); the same shall apply hereinafter) with a customer as the other party or on behalf of a customer" shall be deemed to be replaced with "effecting a specified insurance contract (meaning a specified insurance contract provided in Article 300-2 of the Insurance Business Act; the same shall apply hereinafter) or acting as an intermediary for the benefit of a customer in concluding a specified insurance contract"; in Article 37, paragraph (2) of that Act, the term "carrying out Financial Instruments and Exchange Activities" shall be deemed to be replaced with "concluding specified insurance contracts"; in Article 37-3, paragraph (1) of that Act, the term "when it intends to conclude a financial instruments transaction contract" shall be deemed to be replaced with "when it intends to conclude a financial instruments transaction contract or acts as an agent or intermediary in concluding a specified insurance contract" and the term "the following matters" with "the following matters and any other important matter stipulated by an insurance contract provided in Article 300, paragraph (1), item (i) of the Insurance Business Act"; in Article 37-3, paragraph (1), item (i) of that Act, the term "Financial Instruments Business Operators, etc." shall be deemed to be replaced with "Insurance Company, etc. (meaning an Insurance Company, etc. as defined in Article 2-2, paragraph (1) of the Insurance Business Act), Foreign Insurance Company, etc. (meaning a Foreign Insurance Company, etc. as defined in Article 2, paragraph (7) of that Act) or Insurance Broker (meaning an Insurance Broker as defined in paragraph (25) of the same Article) concluding a specified insurance contract, etc."; in Article 37-3, paragraph (1), item (v) of that Act, the term "financial instruments transaction business carried out" shall be deemed to be replaced with "specified insurance contract concluded"; in Article 38, paragraph (1) of that Act, the term "employee" shall be deemed to be replaced with "employee (excluding an Insurance Solicitor as defined in Article 2, paragraph (23) of the Insurance Business Act; the same shall apply in Article 39, paragraph (3))"; in Article 39, paragraph (1), item (i) of that Act, the term "sales and purchase and any other transaction of Securities (excluding sales and purchase on condition of repurchase for which the repurchase price is set in advance and other transactions specified by a Cabinet Order) or of Derivative Transactions (hereinafter referred to as "Sales and Purchase or Other Transaction of Securities, etc." in this Article)" shall be deemed to be replaced with "the conclusion of a specified insurance contract", the term "securities or derivative transaction (hereinafter referred to as "securities, etc." in this Article)" with "specified insurance contract," the term "customer (in the case where a Trust Company, etc. (meaning a trust company or financial institution that has obtained authorization under Article 1, paragraph (1) of the Act on Provision, etc. of Trust Business by Financial Institutions; the same shall apply hereinafter) conducts sales and purchase of Securities or Derivative Transactions for the account of the person who sets a trust under a trust contract, including said person who sets the trust; hereinafter the same shall apply in this Article)" with "the customer," the term "loss" with "loss (meaning, where the total amount of insurance premiums to be paid by the customer following the conclusion of the specified insurance contract exceeds the total amount of insurance claims, reimbursements and other benefits to be paid out to the customer following the conclusion of the contract, the total amount of premium payment subtracted by the total amount of insurance claims, reimbursements and other benefits; hereinafter the same shall apply in this Article)," and the term "to supplement" with "to supplement, outside the stipulations of the specified insurance contract"; in Article 39, paragraph (1), items (ii) and (iii) of that Act, the term "securities sales transaction, etc." shall be deemed to be replaced with "the conclusion of a specified insurance contract," the term "securities, etc." with "specified insurance contract," and the term "to add to" with "to add to, outside the stipulations of the specified insurance contract"; in Article 39, paragraph (2) of that Act, the term "securities sales transaction, etc." shall be deemed to be replaced with "the conclusion of a specified insurance contract"; in Article 39, paragraph (3) of that Act, the term "determined by a Cabinet Office Ordinance as a potential cause" shall be deemed to be replaced with "a potential cause"; in Article 40, item (i) of that Act, the term "financial instruments transaction business" with "the conclusion of a specified insurance contract, etc."; in Article 45, item (ii) of that Act, the term "Article 37-2 to 37-6 inclusive, Article 40-2, paragraph (4) and Article 43-4" shall be deemed to be replaced with "Articles 37-3 (as far as any of the matters listed in the items of Article 37-3, paragraph (1) is concerned, excluding Article 37-3, paragraph (1), items (ii) and (vi) and Article 37-3, paragraph (3)) and 37-4"; and any other necessary technical replacement of terms shall be specified by a Cabinet Order.発音を聞く  - 日本法令外国語訳データベースシステム

第十三条　第一種特別加入保険料の額は、労災保険法第三十四条第一項の規定により保険給付を受けることができることとされた者について同項第三号の給付基礎日額その他の事情を考慮して厚生労働省令で定める額の総額にこれらの者に係る事業についての第十二条第二項の規定による労災保険率（その率が同条第三項の規定により引き上げ又は引き下げられたときは、その引き上げ又は引き下げられた率）と同一の率から労災保険法の適用を受けるすべての事業の過去三年間の二次健康診断等給付に要した費用の額を考慮して厚生労働大臣の定める率を減じた率（以下「第一種特別加入保険料率」という。）を乗じて得た額とする。例文帳に追加

Article 13 The amount of the Class I special enrollment insurance premiums shall be the amount obtained by multiplying the total of the amounts specified by the Ordinance of the Ministry of Health, Labour and Welfare for the persons deemed as entitled to receive the insurance benefit pursuant to the provision of Article 34, paragraph (1) of the Industrial Accident Insurance Act, by taking into consideration of the basic daily benefit amount set forth in item (iii) of the same paragraph and other circumstances, by the rate obtained by reducing, from the rate identical to the industrial accident insurance rate prescribed by Article 12, paragraph (2) (or, if such rate has been increased or decreased pursuant to the same Article, paragraph (3), such increased or decreased rate) for the businesses pertaining to such persons, the rate prescribed by the Minister of Heath, Labour and Welfare by taking into consideration of the amount of the costs required for the benefit for second medical examination, etc. during the past three years in respect of all businesses to which the Industrial Accident Insurance Act is applied (hereinafter referred to as the "Class I special enrollment insurance premium rate").発音を聞く  - 日本法令外国語訳データベースシステム

３　厚生労働大臣は、連続する三保険年度中の各保険年度において次の各号のいずれかに該当する事業であつて当該連続する三保険年度中の最後の保険年度に属する三月三十一日（以下この項において「基準日」という。）において労災保険に係る保険関係が成立した後三年以上経過したものについての当該連続する三保険年度の間における労災保険法の規定による業務災害に関する保険給付（労災保険法第十六条の六第一項第二号の場合に支給される遺族補償一時金、特定の業務に長期間従事することにより発生する疾病であつて厚生労働省令で定めるものにかかつた者（厚生労働省令で定める事業の種類ごとに、当該事業における就労期間等を考慮して厚生労働省令で定める者に限る。）に係る保険給付（以下この項及び第二十条第一項において「特定疾病にかかつた者に係る保険給付」という。）及び労災保険法第三十六条第一項の規定により保険給付を受けることができることとされた者（以下「第三種特別加入者」という。）に係る保険給付を除く。）の額（年金たる保険給付その他厚生労働省令で定める保険給付については、その額は、厚生労働省令で定めるところにより算定するものとする。第二十条第一項において同じ。）に労災保険法第二十九条第一項第二号に掲げる事業として支給が行われた給付金のうち業務災害に係るもので厚生労働省令で定めるものの額（一時金として支給された給付金以外のものについては、その額は、厚生労働省令で定めるところにより算定するものとする。）を加えた額と一般保険料の額（第一項第一号の事業については、前項の規定による労災保険率（その率がこの項の規定により引き上げ又は引き下げられたときは、その引き上げ又は引き下げられた率）に応ずる部分の額）から非業務災害率（労災保険法の適用を受けるすべての事業の過去三年間の通勤災害に係る災害率及び二次健康診断等給付に要した費用の額その他の事情を考慮して厚生労働大臣の定める率をいう。以下この項及び第二十条第一項において同じ。）に応ずる部分の額を減じた額に第一種特別加入保険料の額から特別加入非業務災害率（非業務災害率から第十三条の厚生労働大臣の定める率を減じた率をいう。第二十条第一項各号及び第二項において同じ。）に応ずる部分の額を減じた額を加えた額に業務災害に関する年金たる保険給付に要する費用、特定疾病にかかつた者に係る保険給付に要する費用その他の事情を考慮して厚生労働省令で定める率（第二十条第一項第一号において「第一種調整率」という。）を乗じて得た額との割合が百分の八十五を超え、又は百分の七十五以下である場合には、当該事業についての前項の規定による労災保険率から非業務災害率を減じた率を百分の四十の範囲内において厚生労働省令で定める率だけ引き上げ又は引き下げた率に非業務災害率を加えた率を、当該事業についての基準日の属する保険年度の次の次の保険年度の労災保険率とすることができる。例文帳に追加

(3) If the ratio between the amount of the insurance benefits pertaining to employment injury provided for in the Industrial Accident Insurance Act (excluding the lump sum compensation for surviving family paid in case of Article 16-6, paragraph (1), item (ii) of the Industrial Accident Insurance Act, the insurance benefits pertaining to persons afflicted with a disease caused as a result of having been engaged in a specific job or occupation for a long period which is specified by the Ordinance of the Ministry of Health, Labour and Welfare (limited to the persons specified by the Ordinance of the Ministry of Health, Labour and Welfare for each type of the businesses specified by the Ordinance of the Ministry of Health, Labour and Welfare, taking into consideration of the service period in respect of such business, etc.) (hereinafter referred to as the "insurance benefits pertaining to persons afflicted with a specific disease" in this paragraph and in Article 20, paragraph (1)), and the insurance benefits pertaining to persons deemed as entitled to receive the insurance benefit pursuant to the provision of Article 36, paragraph (1) of the Industrial Accident Insurance Act (hereinafter referred to as the "insured of Class III special enrollment")) in respect of any business falling under any of the following items during each insurance year of three consecutive insurance years and in respect of which business three years or more have passed, since the establishment of the insurance relation of industrial accident insurance, as of March 31 of the last insurance year of such consecutive three insurance years (hereinafter referred to as the "reference date" in this paragraph), the payment of which has been made during such consecutive three insurance years (or, in case of insurance benefits paid as pension or otherwise specified by the Ordinance of the Ministry of Health, Labour and Welfare, the amount thereof shall be calculated pursuant to the provisions of the Ordinance of the Ministry of Health, Labour and Welfare; the same shall apply in Article 20, paragraph (1)), plus the amount of the payments made as the services listed in Article 29, paragraph (1), item (ii) of the Industrial Accident Insurance Act which pertain to employment injury and which are specified by the Ordinance of the Ministry of Health, Labour and Welfare (or, in case of payments other than those paid as lump sum payments, the amount thereof shall be calculated pursuant to the provisions of the Ordinance of the Ministry of Health, Labour and Welfare) on one hand, and the amount obtained by multiplying the aggregate of the amount of the general insurance premiums (or, in case of the businesses set forth in paragraph (1), item (i), the amount of the portion corresponding to the industrial accident insurance rate prescribed in the preceding paragraph (or, if such rate has been increased or decreased pursuant to the provision of such paragraph, such increased or decreased rate)) after deducting the amount of the portion corresponding to the off-the-job injury rate (meaning the rate prescribed by the Minister of Health, Labour and Welfare by taking into consideration of the injury rate pertaining to commuting injury and the amount of the costs required for the benefit for second medical examination, etc. during the past three years in respect of all businesses to which the Industrial Accident Insurance Act is applied, and other circumstances; hereinafter the same shall apply in this paragraph and in Article 20, paragraph (1)) plus the amount of the Class I special enrollment insurance premiums after deducting the amount of the portion corresponding to the special enrollment off-the-job injury rate (meaning the off-the-job injury rate after deducting the rate determined by the Minister of Health, Labour and Welfare set forth in Article 13; the same shall apply in each item of Article 20, paragraph (1) and in Article 20, paragraph (2)), by the rate specified by the Ordinance of the Ministry of Health, Labour and Welfare by taking into consideration of the costs required for the insurance benefits paid as pension concerning employment injury, the costs required for the insurance benefits pertaining to persons afflicted with a specific disease, and other circumstances (in Article 20, paragraph (1), item (i) referred to as the "Class I adjustment rate") on the other hand, exceeds eighty-five one-hundredth (85/100), or is seventy-five one-hundredth (75/100) or less, then the Minister of Health, Labour and Welfare may acknowledge the rate calculated by increasing or decreasing the industrial accident insurance rate prescribed in the preceding paragraph in respect of such business less the off-the-job injury rate, by the rate specified by the Ordinance of the Ministry of Health, Labour and Welfare within the scope of forty one-hundredth (40/100), as the industrial accident insurance rate for the insurance year two years following the insurance year in which the reference date of such business is included.発音を聞く  - 日本法令外国語訳データベースシステム

補足で伺いたいのですけれども、今のお話というのは、仮に、ペイオフの限度額、保証額を引き上げた場合に保険料率を下げても良いという意味なのですか。例文帳に追加

I have an extra question to ask in relation to this. Does it mean you may lower the rate of insurance premiums if the "payoff" ceiling amount is raised?発音を聞く  - 金融庁

一部の報道によりますと、年明けの自賠責審議会で保険料率の引き上げを決めるというようなことなのですが、その辺の事情についてお話をお願いします。例文帳に追加

According to news coverage, the Subcommittee on Compulsory Automobile Liability Insurance System is poised to make a decision on raising insurance premium rates at its meeting after the start of the new year. Please give us an account of the state of affairs related to this.発音を聞く  - 金融庁