「problem loans」に関連した英語例文の一覧と使い方(2ページ目) - Weblio英語例文検索

As I commented last week, a consumer loan market that offers small, unsecured, unguaranteed loans is, in my view, something that society needs after all. In that sense, I do not think that there will be any urgent need to review the Money Lending Act as a result of Takefuji's filing for the commencement of corporate reorganization proceedings. However, given the existence of a market that I have just mentioned, and the fact that the multiple-debt problem developed into a very serious problem, the recent revision to the Money Lending Act, which represents a fundamental and comprehensive step to address the issue that includes lowering upper interest-rate limits and introducing a cap on the total amount of borrowing, was enacted with unanimous support from all parties. After I assumed office, the FSA has been working, mainly in its Revised Money Lending Act Follow-Up Team, to follow up on the situation after the revised Money Lending Act took full effect, including any moves made by money lending businesses. 例文帳に追加

私は大変時宜を得た質問だと思っています。私もこの前、先週申し上げたように、やはり少額、無担保、無保証と、この消費者金融の市場というのはご存じのようにあるのです。やはり社会的に必要な部分だと私は思っていまして、そういった意味で、今度、武富士の会社更生手続開始の申し立てにより、貸金業法の見直しが直ちに必要になるとは考えていませんけれども、今申し上げましたようなマーケットがあるのは事実でございますし、そういった意味で、今度の改正貸金業法というのは、上限金利もご存じのように引き下げやら、総量規制の導入など、多重債務問題ということが大変大きな問題になりまして、これは全党一致でこの法律ができ上がって、抜本的かつ総合的な対策を講じたわけでございますが、私になって、当庁としては、改正貸金業法フォローアップチームを中心に、貸金業者の動向を含めた改正貸金法の完全施行後の状況をフォローアップしてまいっております。 - 金融庁

In order to examine the actual state of financing in various regions without any prejudice, including whether or not there is such a move, we are conducting a questionnaire survey by dispatching senior FSA officials to regions, as I already said -- at my press conference before last, I said the survey would be completed in the first half of this year. According to the survey, the balance of outstanding loans provided to small- and medium-size enterprises have been declining since September last year. However, the main reason for this is a problem related to borrower companies' sales, rather than financial institutions' restrictive lending stance, as I told you. We intend to grasp how the situation has changed, including with regard to matters like this. 例文帳に追加

そういったことも含めて、先入観を持たずに、実態の地域の貸出状況等々がどうなるか、こういうことを把握したいということで、繰り返しになりますが、金融庁の幹部を地域に派遣しながら、少なくとも前々回の会見の時はアンケート調査を今年の前半でやります、と申し上げましたが、それによりますと、確かに中小企業に対する貸出残高は昨年の9月からマイナスになっておりますが、その主な要因といいますのは、貸し出し態度よりも、むしろ企業側の営業の問題と、こういうお話を申し上げましたが、それがその足元でどのように変わっているか、こういうことも含めてまずはきちんと把握したいと思っているところです。 - 金融庁

Regarding the three parties' plans for dealing with the double loan problem, while the LDP and New Komeito are considering using Enterprise Turnaround Initiative Corporation of Japan as the purchaser of loans from financial institutions or establishing a new organization, the DPJ basically intends to use an SME turnaround fund and regards the use of Enterprise Turnaround Initiative Corporation of Japan merely as an option that may be considered in the future.Given that indirect effects of the earthquake disaster are expected to spread beyond the disaster areas to the whole of the country, if support from Enterprise Turnaround Initiative Corporation of Japan is ended in October, it will be unclear how recovery efforts outside the disaster areas should be made thereafter. What do you think of that? 例文帳に追加

二重ローンの話で、先ほど3党の案が出たということでしたけれども、自民党と公明党は、債権を金融機関から買い取る機関について、（企業再生）支援機構を使ったり、新しく作ったりという仕組みを考えているのに対して、民主党は中小再生ファンドを使って、それでやっていこうというのを軸に据えていて、（企業）再生支援機構はあくまで検討課題としているわけですけれども、一方で、被災地以外にも、今後、この震災の影響というのが全国的に間接被害という形で広がっていくことを考えると、この再生支援機構が10月で終わってしまうと、その後、被災地以外の再生はどうするのだという課題も出てくると思うのですが、その辺も含めて、大臣はどのようにお考えか教えていただければと思います。 - 金融庁

First, what I just said about the Incubator Bank of Japan may have sounded a bit like an inside story, but it is based on the findings of our work – we examined the bank's corporate management structure and the status of its risk management system development through noncompulsory hearings, orders to submit a report, on-site inspections and other means to look into its business of purchasing loan claims from money lending businesses, which suddenly picked up in and after 2008, and of making large loans, which started showing a remarkable increase in 2009. As, in so doing, we detected a serious problem with respect to its credit risk management system concerning major borrowers and its loan claim purchase business in the results of our on-site inspection that was begun in June 2009, we recently issued a business suspension order and business improvement order on May 27 to show it a direction. My guess is that following the subsequent replacement of the bank's management, which you surely know about, the results of reassessment conducted by the new management concerning those major borrowers led to the significant change in numbers. 例文帳に追加

まず1点、この日本振興銀行は、今、少し私は内輪のような話をいたしましたが、平成20年以降、急速に貸金業者からの債権買い取りビジネス、それから平成21年以降に特に増加傾向が顕著となった大口融資に対して、任意のヒアリング、あるいは報告徴求命令、立入検査等を通じて、経営管理体制やリスク管理の整備状況について検証を行ってきたところでございまして、そういった中で平成21年6月開始の立入検査の結果において、大口融資者あるいは債権買取業務に関する信用リスク管理体制に関して重大な問題が認められたため、先般5月27日に業務停止命令及び業務改善命令を発出し、対応を示したものでございまして、この大口融資先の自己査定見直し結果が、ご存じのように新しい経営陣になりまして、大幅に変更したということがあるのではないかと思っております。 - 金融庁

I have jurisdiction over private financial institutions, so the FSA has put into force the Act on Special Measures for Strengthening Financial Functions, which contains provisions for disaster-related special measures, so as to ensure that finance firmly supports recovery efforts. Unusually for a financial act, this act provides a framework under which Deposit Insurance Corporation takes over non-performing loans that are held by Shinkin banks and credit cooperatives after the passage of a certain period of time. Therefore, this act naturally calls on the managers of financial institutions to build up capital based on their own judgment. We enacted the Act on Special Measures for Strengthening Financial Functions, which contains provisions for disaster-related special measures, with the support of all political parties and groups, and also drew up the Guidelines of Workout for Restructuring Debt Owed by Individual Debtors. In addition, prefectural industrial reconstruction organizations and Rehabilitation Support Organization for Companies Damaged by the Great East Japan Earthquake were established in order to resolve the double loan problem, which has become a major issue in the Diet. Many members of the latter organization's secretariat come from the FSA. In that sense, I believe that the FSA is making every possible effort toward restoration and recovery. The FSA will continue to do its utmost to support the recovery of the disaster-stricken areas through such activities as encouraging the active and effective use of various recovery support measures. At the same time, I would like to stress that financial institutions have provided very vigorous cooperation. 例文帳に追加

特に私の場合は民間の金融機関を所掌しているわけでございますから、金融庁といたしましても、復興に向けた（取組みを）金融がしっかり下支えするべく、震災特例を設けた金融機能強化法、これは私は金融立法としては異例なことだと思っておりますが、信用金庫、信用組合を含め、しばらく経っても不良債権が残っていれば、預金保険機構で請け負いましょうという枠組みの法律でございますから、そういった意味では、当然、自己資本もしっかり経営者の判断で積んでいただきたいということも言っておりますので、そういった意味では、私はまさに震災特例の金融機能強化法を国会の全会派のご協力をいただきまして作らせていただきましたし、また、「個人債務者の私的整理（に関する）ガイドライン」、それから産業復興機構、東日本大震災（事業者）再生支援機構、これは国会で大きく問題が起きた二重ローンの問題、これは実は事務局（職員）の多くは金融庁から行かせていただいておりまして、そういったことで金融庁としては全力を挙げて復旧復興に努めさせていただいているつもりでございますが、各種の復興支援策の積極的かつ効果的な活用を促すなど、引き続き、被災地の復興支援に全力で取り組んでまいりたいと思うと同時に、ぜひ強調したいのは、金融機関も今回非常によく協力していただけたと思っております。 - 金融庁