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(2) Train fares and boat fares shall be calculated based on the passenger fare (including any lighterage or pierage dues, and in the case of travel by rail transport or water transport where the fare varies by grade, if the fare has three grades, it shall be the fare for the middle or the lowest grade, whichever the Japan Fair Trade Commission deems reasonable, and if the fare has two grades, it shall be the fare for whichever grade the Japan Fair Trade Commission deems reasonable), any express fare (for travel of 100 kilometers or more each way in a section where a special express train is operated, it shall be the special express fare, and for travel of 50 kilometers or more each way in a section where an ordinary express train or a local express train is operated, it shall be the ordinary express fare or the local express fare), and any special vehicle charge or special cabin charge or reserved-seat charge (limited to a reserved-seat charge for travel of 100 kilometers or more each way in a section where an ordinary express train that charges a reserved-seat charge is operated or for travel in a section where a ship that charges a reserved-seat charge is operated) which the Japan Fair Trade Commission finds reasonable, according to the distance of the traveled section; distance fees shall be calculated based on the amount which the Japan Fair Trade Commission finds reasonable not exceeding 37 yen per kilometer; and air fares shall be calculated based on the passenger fare that is actually paid. 例文帳に追加
２ 鉄道賃及び船賃は旅行区間の路程に応ずる旅客運賃（はしけ賃及びさん橋賃を含むものとし、運賃に等級を設ける線路又は船舶による旅行の場合には、運賃の等級を三階級に区分するものについては中級以下で公正取引委員会が相当と認める等級の、運賃の等級を二階級に区分するものについては公正取引委員会が相当と認める等級の運賃）、急行料金（特別急行列車を運行する線路のある区間の旅行で片道百キロメートル以上のものには特別急行料金、普通急行列車又は準急行列車を運行する線路のある区間の旅行で片道五十キロメートル以上のものには普通急行料金又は準急行料金）並びに公正取引委員会が支給を相当と認める特別車両料金及び特別船室料金並びに座席指定料金（座席指定料金を徴する普通急行列車を運行する線路のある区間の旅行で片道百キロメートル以上のもの又は座席指定料金を徴する船舶を運行する航路のある区間の旅行の場合の座席指定料金に限る。）によつて、路程賃は一キロメートルにつき三十七円以内において公正取引委員会が相当と認める額によつて、航空賃は現に支払つた旅客運賃によつて、それぞれ算定する。 - 日本法令外国語訳データベースシステム
This means that we are struggling hard to make ends meet and, as everyone well realizes, international meetings have become extremely important in the world of finance since the Lehman crisis, because it is now indeed a very critical global issue to decide how to harmonize on an international scale a given country's domestic economic trends or the financial condition, or economic condition, that it has traditionally been situated in. Therefore, what has to be done on an international scale must be done properly in the form of policy coordination or as G20 initiatives, as otherwise no effect could be expected in an era of increasing globalization in finance or the economy that we live in now, and each country is equally struggling to achieve that end, which explains why there are so many international meetings. That is, as you see, the situation we have now, and I also happened to hear just yesterday in connection with this subject that our Office of International Affairs is in serious shortage of labor, a fact that stands in contrast to such critical importance of the FSA, to which a mere 22 billion yen is given as its budget, and the extremely significant role that financial policies play in an economy. As I have just said, though, now is a very important and delicate period of time both internationally and domestically and we are accordingly charged with a weighty responsibility. Seeing as the FSA is a public office with labor costs representing its main spending category, I did emphatically asked that attention should be paid to that point and, actually, similar comments were also made by the National Police Agency and the Ministry of Justice, both of them being ministries with a hefty payroll as well. In the case of the FSA, it is not really my particular intention to make a case to represent an interest of the FSA, but the fact still remains that it is in charge of a very important field. 例文帳に追加
ということで非常に苦労しておりますし、そういった皆様方もよくお分かりのように、金融というのはリーマン・ショック以来、国際的な会議というのは非常に重要でございまして、国内の景気の動向、あるいはその国が置かれた伝統的な金融の状態、あるいは経済の状態、それを国際的にどうハーモナイズするかということが非常に世界的な大事な問題でございまして、国際でやるべきところはきちっと協調政策、Ｇ20でやっていかねば、なかなかこういった金融のグローバル化、あるいは経済のグローバル化の時代に効果がございませんから、その辺を非常に苦労を各国やっておられるわけでございますから、国際会議というのは実は非常に多いのでございますし、ご存じ、その中で国際室の昨日もたまたま話を聞きますと、非常に国際室の人手が足らないという話を聞きまして、そういった非常に大事な金融庁、予算は220億で少ないのですけれども、極めて経済の中で果たす金融政策は大事でございまして、それが今も申し上げましたけれども、国際的にも国内的にも非常に大事な難しい時期でもございまして、それゆえに責任が重たいわけでございますが、そういった中で、なかなか人件費を主とした役所でございますから、そのことはぜひ考慮していただきたいということをこれは実は警察庁も法務省もそういうことを申されまして、これも人件費が多い省ですから、特に金融庁の場合は何も私は省益を代表して言う気はございませんが、現実にこれは非常に大事な分野でございます。 - 金融庁
As for the first question, the general rule of the financial bankruptcy processing system is actually fixed-amount protection, as I explained last week. Exceptions to this rule are cases in which there is a possibility of systemic risk arising, as you know. The examples I brought up the other day were the Incubator Bank of Japan and Ashikaga Bank: the Incubator Bank of Japan had about 400 billion yen in loans, and Ashikaga Bank had 4 trillion yen in loans. In particular, Ashikaga Bank is a financial institution designated by the Tochigi Prefectural Government, and its share in the regional community was extremely high, so as an exception, we convened the Financial Crisis Response Council for Ashikaga Bank. The Council is chaired by the Prime Minister, and its members include the Minister for Financial Services, the Chief Cabinet Secretary, FSA Commissioner, the Minister of Finance, and the Governor of the Bank of Japan. Exceptions are cases in which a systemic risk exists. In the present case, we determined that there is no such systemic risk. As I explained last week, the Bank only dealt in fixed-term deposits, meaning that there was no settlement system in its business model in the first place. We determined that the impact in the event of bankruptcy would not be broad because of the lack of transfers and the products being limited to fixed-term deposits. In that sense, we abided by the general rule and applied fixed-amount protection. 例文帳に追加
最初の質問でございますけれども、これは実は、私は先週も申し上げましたように、金融破綻処理制度の原則は定額保護でございまして、そして例外といたしまして、ご存じのようにシステミック・リスクが起こる可能性がある場合は、例えばこの前、日本振興銀行と足利銀行の例を引き合いに出しましたが、日本振興銀行は約4,000億円の貸付金、足利銀行は４兆円の貸付金でございまして、特に足利銀行というのは、確か、栃木県の指定の金融機関でもございまして、その地域における足利銀行の占有率というのは非常に高いということもございまして、これは例外的に足利銀行は、金融危機対応会議というのを開かせていただきまして、これは内閣総理大臣が議長でございまして、当然、金融大臣もメンバーでございますが、内閣官房長官、金融担当大臣、金融庁長官、財務大臣、日本銀行総裁と。それが要するにシステミック・リスクのあるときでございますが、今回の場合は、金融破綻の原則でございまして、そこまでのシステミック・リスクはないということを考えまして、それから先週申し上げましたように、これは定期預金しか扱っておりませんので、いわゆる決済システムには、この銀行は最初から決済システムというのは、そういうものがないビジネスモデルでございまして、ですから、例えば振り込みとか、そういうこともございませんし、定期預金だけでございますから、そういった意味で、破綻したときの広がりというのは少ないと、そういったことも、これはいろいろこの前も説明しました。そういった意味で、やはり原則は原則で、私は定額保護ということにさせていただいたわけでございます。 - 金融庁
Article 4 (1) When capital transactions pertaining to a notification given pursuant to the provision of Article 22, paragraph 1 of the Old Act prior to the date of enforcement of this Act (hereinafter referred to as the "Date of Enforcement"), which has not actually been conducted at the time of enforcement of this Act (limited to capital transactions to which the provision of Article 23, paragraph 1 of the Old Act is applicable; hereinafter referred to as the "Capital Transactions Subject to Examination in Advance under the Old Act" in this and the next article), fall under outward direct investment that shall be notified pursuant to the provisions of an order pursuant to Article 23, paragraph 1 of the New Act (referred to as the "Outward Direct Investment Subject to Examination in Advance under the New Act" in the next paragraph) and also fall under those for which the period in which capital transactions shall not be conducted pursuant to the provision of Article 23, paragraph 1 of the Old Act has expired prior to the Date of Enforcement, those on which a notice of acceptance of a recommendation prescribed in Article 23, paragraph 5 of the Old Act (limited to those pertaining to a content change prescribed in paragraph 2 of the said article) has been given, or those for which a content change has been ordered pursuant to the provision of paragraph 7 of the said article (referred to as the "Capital Transactions for Which Notification Procedure Has Been Completed" in the next paragraph and the next article), the Capital Transactions Subject to Examination in Advance under the Old Act shall be deemed to be those for which the period in which outward direct investment shall not be made pursuant to the provision of Article 23, paragraph 3 of the New Act has expired, those on which a notice of acceptance of a recommendation prescribed in paragraph 7 of the said article (limited to those pertaining to a content change prescribed in paragraph 4 of the said article) has been given, or those for which a content change has been ordered pursuant to the provision of paragraph 9 of the said article, respectively. 例文帳に追加
第四条 この法律の施行の日（以下「施行日」という。）前に旧法第二十二条第一項の規定によりされた届出に係る資本取引でこの法律の施行の際現に行われていないもの（旧法第二十三条第一項の規定の適用のある資本取引に限る。以下この条及び次条において「旧法事前審査対象資本取引」という。）が、新法第二十三条第一項の規定に基づく命令の規定により届け出なければならないとされる対外直接投資（次項において「新法事前審査対象対外直接投資」という。）に該当するものであって、施行日前に、旧法第二十三条第一項の規定により資本取引を行ってはならないとされる期間が満了したもの、旧法第二十三条第五項に規定する勧告（同条第二項に規定する内容の変更に係るものに限る。）を応諾する旨の通知がされたもの又は同条第七項の規定により内容の変更を命じられたもの（次項及び次条において「届出手続完了資本取引」という。）に該当するものであるときは、当該旧法事前審査対象資本取引は、それぞれ新法第二十三条第三項の規定により対外直接投資を行ってはならないとされる期間が満了したもの、同条第七項に規定する勧告（同条第四項に規定する内容の変更に係るものに限る。）を応諾する旨の通知がされたもの又は同条第九項の規定により内容の変更を命じられたものとみなす。 - 日本法令外国語訳データベースシステム
Article 3 From among persons who, at the time of establishment of the Institute, are actually employees of an agency or a department specified by Cabinet Order, as prescribed in the preceding Article, when there is any person who has proceeded to become an employee of the Institute on the day of establishment of the Institute (hereinafter referred to as a "successional employee" in the following Article) and who has obtained recognition pursuant to the provisions of Article 7, paragraph (1) of the Child Allowance Act (Act No. 73 of 1971) (including the cases where applied mutatis mutandis pursuant to Article 6, paragraph (2), Article 7, paragraph (4), or Article 8, paragraph (4) of the supplementary provisions of said Act; hereinafter the same shall apply in this Article) from the Minister of Economy, Trade and Industry, or when there is any person who has been delegated by the Minister of Economy, Trade and Industry on the day preceding the date of establishment of the Institute and who falls under the payment requirements for child allowance or the benefits specified in Article 6, paragraph (1), Article 7, paragraph (1) or Article 8, paragraph (1) of the supplementary provisions of said Act (hereinafter referred to as "special benefits, etc." in this Article) on the day of establishment of the Institute, payment of child allowance or special benefits, etc. to said person shall be deemed as having been recognized by the mayor (including ward mayors of special wards) pursuant to the provisions of Article 7, paragraph (1) of said Act on the day of establishment of the Institute. In this case, payment of such child allowance or special benefits, etc. that were deemed to have been recognized shall begin the month after the month in which the day preceding the day of establishment of the Institute falls, notwithstanding the provisions of Article 8, paragraph (2) of said Act (including the cases where applied mutatis mutandis pursuant to Article 6, paragraph (2), Article 7, paragraph (4), or Article 8, paragraph (4) of the supplementary provisions of said Act). 例文帳に追加
第三条 研究所の成立の際現に前条に規定する政令で定める部局又は機関の職員である者のうち、研究所の成立の日において引き続き研究所の職員となったもの（次条において「引継職員」という。）であって、研究所の成立の日の前日において経済産業大臣又はその委任を受けた者から児童手当法（昭和四十六年法律第七十三号）第七条第一項（同法附則第六条第二項、第七条第四項又は第八条第四項において準用する場合を含む。以下この条において同じ。）の規定による認定を受けているものが、研究所の成立の日において児童手当又は同法附則第六条第一項、第七条第一項若しくは第八条第一項の給付（以下この条において「特例給付等」という。）の支給要件に該当するときは、その者に対する児童手当又は特例給付等の支給に関しては、研究所の成立の日において同法第七条第一項の規定による市町村長（特別区の区長を含む。）の認定があったものとみなす。この場合において、その認定があったものとみなされた児童手当又は特例給付等の支給は、同法第八条第二項（同法附則第六条第二項、第七条第四項又は第八条第四項において準用する場合を含む。）の規定にかかわらず、研究所の成立の日の前日の属する月の翌月から始める。 - 日本法令外国語訳データベースシステム
(6) With regard to persons other than workers regularly engaged in dust work (excluding persons regularly engaged in work other than dust work in the client undertaking concerned), among those workers actually employed by a person carrying out a dispatching undertaking who have been regularly engaged in dust work in the client undertaking, the provisions of Articles 8 to 14 inclusive, paragraph (3) of Article 15, Articles 16 to 17 inclusive, Article 20-2, Article 22-2, and Article 35-2 of the Pneumoconiosis Act (including penal provisions pertaining to these provisions) shall apply, by deeming the person carrying out the dispatching undertaking to be the business operator. In this case, in Article 10 of the same Act, the term "A business operator may, where he or she has conducted a pneumoconiosis examination" shall be deemed to be replaced with "A person carrying out a dispatching undertaking prescribed in paragraph (3) of Article 44 of the Act for Securing Proper Operation of Worker Dispatching Undertakings and Improved Working Conditions for Dispatched Workers (hereinafter referred to as "the Worker Dispatching Act") (hereinafter such undertaking shall be referred to simply as a "dispatching undertaking") may, where he/she has conducted a pneumoconiosis examination for workers under dispatching prescribed in paragraph (1) of the same Article or for those who have been such workers under dispatching prescribed in the same paragraph" and the term "in paragraph (1) or (2) of Article 66 of the Industrial Safety and Health Act" shall be deemed to be replaced with "in paragraph (1) or (2) of Article 66 of the Industrial Safety and Health Act in the case of a person carrying out a dispatching undertaking and in paragraph (2) of Article 66 of the Industrial Safety and Health Act in the case of a person carrying out a client undertaking prescribed in paragraph (1) of Article 44 of the Worker Dispatching Act"; and the term "this Act" in Article 35-2 shall be deemed to be replaced with "this Act (including the provisions of Article 46 of the Worker Dispatching Act)". 例文帳に追加
６ 派遣先の事業において常時粉じん作業に従事したことのある労働者であつて現に派遣元の事業を行う者に雇用されるもののうち、常時粉じん作業に従事する労働者以外の者（当該派遣先の事業において現に粉じん作業以外の作業に常時従事している者を除く。）については、当該派遣元の事業を行う者を事業者とみなして、じん肺法第八条から第十四条まで、第十五条第三項、第十六条から第十七条まで、第二十条の二、第二十二条の二及び第三十五条の二の規定（これらの規定に係る罰則の規定を含む。）を適用する。この場合において、同法第十条中「事業者は、じん肺健康診断を」とあるのは「労働者派遣事業の適正な運営の確保及び派遣労働者の就業条件の整備等に関する法律（以下「労働者派遣法」という。）第四十四条第三項に規定する派遣元の事業（以下単に「派遣元の事業」という。）を行う者が同条第一項に規定する派遣中の労働者又は同項に規定する派遣中の労働者であつた者に対してじん肺健康診断を」と、「労働安全衛生法第六十六条第一項又は第二項の」とあるのは「派遣元の事業を行う者にあつては労働安全衛生法第六十六条第一項又は第二項の、労働者派遣法第四十四条第一項に規定する派遣先の事業を行う者にあつては労働安全衛生法第六十六条第二項の」と、同法第三十五条の二中「この法律」とあるのは「この法律（労働者派遣法第四十六条の規定を含む。）」とする。 - 日本法令外国語訳データベースシステム
I assume you are asking what FSA’s economic policies would consist of. The FSA will continue to closely monitor the developments in markets including foreign exchange and stock markets, and respond properly according to the economic and financial climate from the viewpoint of sufficiently demonstrating financial intermediation functions. In fact, at today’s informal gathering with Cabinet ministers, financial measures for SMEs were brought up by the Minister of State for Economic and Fiscal Policy, if I am not mistaken. As you may already know, the Act concerning Temporary Measures to Facilitate Financing for SMEs, etc. was established based on the agreement among the three ruling parties when Shizuka Kamei served as Minister for Financial Services. I am paying very close attention to the Act, which covers a period of two years including two year ends and two fiscal year ends; I believe this is groundbreaking legislation in Japan. The perspectives of megabanks seems to have somewhat changed, as I have been told by a staff member at one of the local financial bureaus that a megabank started participating in conventions of shinkin banks and credit unions since the establishment of the Act for the first time ever. It may be common knowledge, but 99.7% of companies in Japan are SMEs, and 42 million people work for SMEs. SMEs are rather agile, flexible and extremely precious. As I may have mentioned previously, in my hometown Kitakyushu City, which is a city dominated by SMEs, I have been told by businesspeople that their companies have actually managed to survive due to the establishment of the Act. Then again, I have also heard cries from them that what they want now is work, so we intend to execute appropriate policies in a timely manner by taking these matters into consideration as well. 例文帳に追加
それから、金融庁の経済対策にどのような内容を盛り込むのかというご質問だと思いますが、金融庁といたしましては引き続き為替・株式市場等の動向を注視するとともに、金融仲介機能が十分に発揮されているとの観点から、経済・金融情勢に応じて適切に対応してまいりたいと思っておりまして、実は今日も閣僚懇で中小企業に対する金融の話が、たしか経済財政担当大臣からも出ておりまして、ご存じのように、この中小企業金融円滑化法案、これは3党合意に基づいてつくった法律でございますが、以前、亀井大臣のときにつくらせていただきまして、これは2年間ですから、2回年末と年度末を含む法律でございまして、これは私、今、非常に色々ずっと注視しておりますが、これは日本において私は非常に画期的な法律だと思っておりまして、メガバンクの視点が変わったというか、ある財務局の人に聞いたら、信金信組の大会なんかにメガバンクが来たことは一度もなかったんだけど、あの法律ができてから来だしたという話も聞きますので、やっぱり当たり前ですけれども、日本の企業は99.7％は中小企業ですし、4,200万人の方は中小企業で働いておられるわけですから、どちらかというと中小企業は機動的、弾力的に非常に貴重な存在でもございますから、そういったところに、いつかお話ししたかと思いますけれども、私も北九州市でございますから、中小企業の大変本場のようなところでございますし、経営者からも、「本当に中小企業円金融滑化法案ができて、何とか自見さん、生き延びていると。」しかし、今欲しいのは仕事だというようなことも、もうほんとに悲鳴に近いような声を経営者から聞いておりますので、そんなこともこれ勘案しながら、適時適切な政策をしてやっていきたいと思っています。 - 金融庁
The ban was fully lifted in December 2007, with the sales of all insurance products approved as a result and, now that roughly three years have passed, the steps for prevention of harmful practices are slated to be changed as necessary on the basis of monitoring results and other information from the perspective of the protection and convenience of insurance policyholders, etc. However, I do not feel it appropriate to make a definite statement about any future orientation now. From what I heard, however, over-the-counter sales make up 1 percent of non-life insurance sales and approximately 6 percent of life insurance sales, which are the figures that I believe have been reported to me. Judging from those, it seems to me that the firewall or information on financing deals is protected fairly strictly. I recall the debate that took place in the past about the possible highly negative impact of the insurance sales by banks on the livelihood of sales agents marketing life insurance products but some regional banks are actually not engaged in life insurance sales. In the meantime, I hear that the three mega-banks are selling life insurance, but my guess is that it rather reflects their effort to have a full line of products, so to speak. The possibility of the insurance sales by banks posing a real threat to the life insurance industry, particularly the livelihood of life insurance sales agents, was a subject of a heated debate in the LDP as well. It turns out that more liberalization does help add more convenience for the people, as the results show: the over-the-counter sales by banks make up 6 percent of life insurance sales and 1 percent in non-life insurance sales. Let me also point out that it is extremely important to protect life insurance policyholders and that the greater the convenience for prospective policyholders, the more accessible life insurance becomes. I cannot give any definite word at this point in time – if I may be a little daring, however, I would say on the issue of the scheduled review after three years that the statistics look acceptable to me, but that is just my personal opinion. 例文帳に追加
平成19年12月、すべての保険商品の取扱いが認められて全面解禁したわけでございますが、弊害防止措置についてはモニタリング結果等を踏まえ、保険契約者等の保護や利便性の観点から概ね3年間経過しまして、所要の見直しを行うことにしておりますが、現在の方向性については、現在確たることは申し上げられないというふうに思っておりますが、たしか私が聞くところによりますと、窓口販売は損害保険だとたしか1％、それから生命保険だと6％ぐらいの数字ということをたしか報告いただいておりますので、ファイアーウォールといいますか、融資に関する情報がかなりきちんと私は厳格に守られているのではないかということを思っておりますし、一時こんなものを銀行で売られたら、生命保険を売って回る生保の募集員の方々の生活を非常に圧迫するというような論議も当時あったやに私は覚えておりますけれども、現実には地方銀行でも生命保険を売っていないところもございますし、それから、3メガバンクは売っているようでございますが、それもどちらかというと商品を揃えるというか、そういう色彩が強いのではないかというふうに私は思っておりまして、当時、銀行で窓販されるともう生命保険業界、特に生命保険の勧誘員の方の生活が本当に脅かされるというようなことを大変自由民主党でも当時議論の過程では噴出したのですが、結果としては、この生命保険が窓販6％、損保1％ということを見れば、この辺はやはりできるだけ自由にした方が国民の利便になるわけですから、それから、生命保険に入った人の保護というのは非常に大事でございまして、生命保険に入る人の利便性というか、便利な方がより生命保険に接することができるわけですから、そういったところを考えたら、まだ今の時点では確たることは申し上げられませんけれども、しかし、3年後に見直しを行うということでございますが、こういうことは少し一歩踏み込んだ発言になるのかもしれませんけれども、出てきた数字を見ると、妥当なところではないかなというふうに私は、ここは個人的意見ですけれども、思いますね。 - 金融庁
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