「banking interest」に関連した英語例文の一覧と使い方 - Weblio英語例文検索

Is the level of interest rate risk in the banking book controlled, for example? 例文帳に追加

例えば、銀行勘定の金利リスクの水準をコントロールしているか。 - 金融庁

Furthermore, since the banking business was a new business operated on local basis, Tomoito had an especially deep interest in it. 例文帳に追加

また銀行は地元を本拠とする新規の業であったので、友純の関心は銀行に特に深かった。 - Wikipedia日英京都関連文書対訳コーパス

In measuring the interest rate risk in the banking book, attention shall be paid to the following 例文帳に追加

銀行勘定の金利リスク量の測定に当たっては、以下の点に留意することとする - 金融庁

For example, does the ALM Committee, etc. control the level of interest rate risk in the banking book in relation to the capital? 例文帳に追加

例えば、銀行勘定の金利リスクの水準を自己資本対比でコントロールしているか。 - 金融庁

Credit risk, operational risk, market risk, interest rate risk in the banking book, liquidity risk and other risks (reputational risk, strategic risk, etc.) 例文帳に追加

信用リスク、オペレーショナル・リスク、市場リスク、銀行勘定の金利リスク、流動性リスクその他のリスク（風評リスク、戦略リスク等 - 金融庁

The plans of the Federal Ministry of Finance to combine the German supervisory offices for banking, insurance and securities trading in a single supervisory authority were met with great interest. 例文帳に追加

また、銀行、保険、証券取引の各監督当局を統合するとのドイツ連邦大蔵省の計画に関心が示された。 - 財務省

Interest rate risk is regarded as a potentially significant risk in the framework of the second pillar of Basel II, and thus, the FSA will include a new standard on the interest rate risk in the banking book into the Early Warning System 例文帳に追加

バーゼルⅡ第 2の柱の枠組みの中では、金利リスクは潜在的に大きなリスクであるとされており、これを踏まえ、金融庁としても、早期警戒制度の枠組みに銀行勘定の金利リスクに係る基準を導入することとする - 金融庁

iii) Advanced risk calculation methods based on the model used for internal management purposes to calculate the interest rate risk amount, can be used for measuring the interest rate risk in the banking book, provided that the financial institution can successfully demonstrate to the FSA the rationale of using such methods 例文帳に追加

金利リスク量の算出に当たって、内部管理で使用しているモデルに基づく高度なリスク計算方法は、その合理性を当局に説明できる場合には使用することができることとする - 金融庁

(ii) Banking business: Where, out of the sum of the total interest received for the relevant business year, the ratio of the sum of the said interest to be received from a person other than affiliated persons exceeds 50 percent, or out of the sum of the total interest paid for the relevant business year, the ratio of the sum of the said interest to be paid to a person other than affiliated persons exceeds 50 percent 例文帳に追加

二　銀行業　当該各事業年度の受入利息の合計額のうちに当該受入利息で関連者以外の者から受けるものの合計額の占める割合が百分の五十を超える場合又は当該各事業年度の支払利息の合計額のうちに当該支払利息で関連者以外の者に対して支払うものの合計額が百分の五十を超える場合 - 日本法令外国語訳データベースシステム

2. Banking business: Where, out of the sum of the total interest received for the business year in which the foreign private bonds were issued, the ratio of the sum of said interest to be received from a person other than affiliated persons exceeds 50 percent, or out of the sum of the total interest paid for the business year in which the foreign private bonds were issued, the ratio of the sum of said interest to be paid to a person other than affiliated persons exceeds 50 percent 例文帳に追加

（２）　銀行業　当該国外債発行事業年度の受入利息の合計額のうちに当該受入利息で関連者以外の者から受けるものの合計額の占める割合が百分の五十を超える場合又は当該国外債発行事業年度の支払利息の合計額のうちに当該支払利息で関連者以外の者に対して支払うものの合計額が百分の五十を超える場合 - 日本法令外国語訳データベースシステム

The FSA will implement the revised "Stability Improvement Measure" in the revised Early Warning System, and commence the supervision of the interest rate risk in the banking book, based on the outlier standard. 例文帳に追加

改正した早期警戒制度の「安定性改善措置」を実施し、銀行勘定の金利リスクに係るアウトライヤー基準に基づく監督を開始することとする - 金融庁

- Are the treatment of core deposits and the technique of measuring the optionality inherent in assets and liabilities (nonlinear risks such as the risks of early termination and early redemption) appropriate when measuring the interest rate risk in the banking book? 例文帳に追加

・ 銀行勘定の金利リスク計測におけるコア預金の取扱い及び資産・負債のオプション性リスク（期限前解約リスク・期限前償還リスク等の非線形リスク）等の計測手法は適切なものとなっているか。 - 金融庁

In Europe, sovereign debt risks in some countries have generated a difficult dynamic of rising interest costs and stresses in the banking system, which are now weighing on confidence and real activity in the euro area. 例文帳に追加

欧州では，一部の国におけるソブリン債務リスクが，金利コストの上昇と銀行システムにおけるストレスという困難な動きを生み出しており、それが現在、ユーロ圏における信認や実体経済の活動の重荷となっている。 - 財務省

More specifically, in reviewing the interest rate risk in the banking book, an "outlier" level [= whether the interest rate risk amount in the banking book (i.e. a decline of the economic value of the overall positions of an financial institution, which is calculated as a result of either (1) an upward and downward 200 basis point parallel rate shock, (2) or 1st and 99th percentile of observed interest rate changes using a 1 year (240 working days) holding period and a minimum of 5 years of observations) exceeds 20% of the sum of Tier 1 and Tier 2 capital] will be set and appropriately monitored within the framework of the "Stability Improvement Measures" in the Early Warning System. 例文帳に追加

具体的には、銀行勘定の金利リスクを検証するに当たり、バーゼルⅡ第 2の柱におけるアウトライヤー基準〔＝銀行勘定の金利リスク量（①上下 200ベーシス・ポイントの平行移動による金利ショック又は②保有期間 1年、最低 5年の観測期間で計測される金利変動の 1パーセンタイル値と 99パーセンタイル値によって計算される経済価値の低下額）が基本的項目（Tier1）と補完的項目（Tier2）の合計額の20％を超えるか否か〕を設定し、早期警戒制度の「安定性改善措置」の枠組みの中で適切なモニタリングを行っていくこととする - 金融庁

The firewall regulations among banking, securities, and insurance businesses will be revamped and a new regulatory framework will be introduced. These measures are expected to pull out synergies within financial groups with their various business operations complementing each other and efficiently conducted, thereby improving customer convenience and accommodating the demand from financial groups for integrated internal control. At the same time, the measures will ensure the effectiveness of prevention against conflicts of interest or abuse of dominant position by banks. Specifically, the ban on concurrent posts will be lifted and the restrictions on the sharing of undisclosed corporate customer information will be relaxed between banking and securities businesses. At the same time, measures will be taken to prohibit securities companies from soliciting customers by abusing dominant positions held by banks, in addition to making it obligatory to put in place a system for controlling conflicts of interest described in II.4. Below. 例文帳に追加

具体的には、下記４．の利益相反管理態勢の整備の義務付けに加え、銀行等の優越的地位を濫用した証券会社による勧誘の禁止等の措置を講じた上で、役職員の兼職規制を撤廃するとともに、法人顧客に関する証券会社・銀行等の間の非公開情報の授受の制限について緩和する等の措置を講じる。 - 金融庁

(xviii) securities or certificates which have been issued by a foreign person, indicate a beneficial interest of a trust in which loan claims held by persons engaging in banking business or persons otherwise conducting money loan in the course of trade are entrusted, or indicate any other similar rights, and are specified by a Cabinet Office Ordinance; 例文帳に追加

十八　外国の者の発行する証券又は証書で銀行業を営む者その他の金銭の貸付けを業として行う者の貸付債権を信託する信託の受益権又はこれに類する権利を表示するもののうち、内閣府令で定めるもの - 日本法令外国語訳データベースシステム

(ii) That a method has been established for appointing the Dispute Resolution Mediator and, in cases where the Dispute Resolution Mediator has an interest with the Parties to the Dispute Related to Banking Services or where there are any other causes that are likely to hinder the fair implementation of Dispute Resolution Procedures, a method of excluding such Dispute Resolution Mediator; 例文帳に追加

二　紛争解決委員の選任の方法及び紛争解決委員が銀行業務関連紛争の当事者と利害関係を有することその他の紛争解決手続の公正な実施を妨げるおそれがある事由がある場合において、当該紛争解決委員を排除するための方法を定めていること。 - 日本法令外国語訳データベースシステム

In such a framework, supervisory actions such as interviews have to be taken as a part of the "Stability Improvement Measure" concerning the interest rate risk in the banking book, or of the "Credit Risk Improvement Measure" concerning the credit concentration risk of the financial institutions that fall below the above-mentioned threshold 例文帳に追加

こうした枠組みの下では、銀行勘定の金利リスクや信用集中リスクに関しても、上記の基準に該当する金融機関には、それぞれ「安定性改善措置」又は「信用リスク改善措置」としてヒアリング等の監督上の対応を実施していくこととなるが - 金融庁

The fundamental approach of the FSA is to utilize the framework to review and evaluate the system for a comprehensive management of various risks at each financial institution, in tandem with the Early Warning System including those for the "interest rate risk in the banking book" and the "credit concentration risk." 例文帳に追加

金融庁の基本的な対応としては、こうした枠組みによって各金融機関における統合的なリスク管理態勢について検証・評価を行い、併せて「銀行勘定の金利リスク」及び「信用集中リスク」を含む早期警戒制度を活用することとする - 金融庁

Although these amendments will be implemented after approximately one-month period of public consultation at the same time as (2) above, the FSA intends to implement the revised "Stability Improvement Measure" (introduction of the outlier standard for the interest rate risk in the banking book) from April 2007 in order to provide a sufficient preparation period 例文帳に追加

これらの改正は、（２）と同時期に約１ヶ月間のパブリックコメント手続を経て実施することとするが、「安定性改善措置」の改正内容（銀行勘定の金利リスクに係るアウトライヤー基準の導入）については、十分な準備期間を設け、19年 4月より実施することとする - 金融庁

1 As stipulated in the Banking Act, Article 13-3-2, that Bank, a Bank Agent for which that Bank serves as a Principal Bank, a parent financial institution or subsidiary institution, etc. of that bank, as well as a company for which that financial institution deems it necessary to manage conflicts of interest in order to protect customers. 例文帳に追加

1 銀行法第13条の３の２に定める、当該銀行、当該銀行を所属銀行とする銀行代理業者又は当該銀行の親金融機関等若しくは子金融機関等のほか、当該金融機関が顧客保護のために利益相反の管理が必要であると判断した会社がある場合にはその会社。 - 金融庁

(ii) Does the Comprehensive Risk Management Division apply comprehensive risk management to the credit concentration risk and the interest rate risk in the banking book and is it considering whether to apply comprehensive risk management to the risks not included in the calculation of the capital adequacy ratio? 例文帳に追加

（ⅱ）統合的リスク管理部門は、与信集中リスク及び銀行勘定の金利リスクを統合的リスク管理の管理対象とし、また、自己資本比率の算定において対象としていないリスクについても管理対象とすべきかを検討しているか。 - 金融庁

(ii) Does the Capital Management Division apply capital management to the credit concentration risk and the interest rate risk in the banking book in the internal capital adequacy assessment and is it considering whether to apply capital management to the risks not included in the calculation of the capital adequacy ratio? 例文帳に追加

（ⅱ）自己資本管理部門は、与信集中リスク及び銀行勘定の金利リスクを自己資本充実度の評価における管理対象とし、また、自己資本比率の算定において対象としていないリスクについても管理対象とすべきかを検討しているか。 - 金融庁

When identifying market risks, does the Manager ensure that the process covers the full scope of business including the banking and trading books, overseas offices, consolidated subsidiaries, etc., in addition to exhaustively covering the risk categories such as interest rate risk, foreign exchange risk, and stock price risk (or risk factors) involved in its assets and liabilities (including off-balance sheet assets and liabilities)? 例文帳に追加

洗出しの際、資産・負債（オフ・バランスを含む。）に対する金利リスク、為替リスク、株式リスク等のリスク・カテゴリー（又はリスク・ファクター）の網羅性に加え、バンキング・トレーディング勘定、海外拠点、連結対象子会社等の業務範囲の網羅性も確保しているか。 - 金融庁

On the other hand, the raise in interest-rate caused inflow of speculation money from overseas accounting for high value of the Real. The Central Bank announced a restrictive measure to introduce a compulsory deposit system to banking institutions, which had a position to sell a large amount of dollar*3 on January 6.例文帳に追加

他方、金利の引上げは、海外からの投機マネーを呼び込みレアル高となったため、中銀は抑制策として、1 月6 日に国内銀行の多額のドル売り持ち高*3 を持つ金融機関に対して強制預託金制度を導入すると発表した。 - 経済産業省

2. Banking business: Where, out of the sum of the total interest received for any of the business years within the preceding two years, the ratio of the sum of the said interest to be received from a person other than affiliated persons exceeds 50 percent, or out of the sum of the total interest paid for any of the business years within the preceding two years, the ratio of the sum of the said interest to be paid to a person other than affiliated persons exceeds 50 percent 例文帳に追加

（２）　銀行業　前二年内事業年度のうちいずれかの事業年度の受入利息の合計額のうちに当該受入利息で関連者以外の者から受けるものの合計額の占める割合が百分の五十を超える場合又は前二年内事業年度のうちいずれかの事業年度の支払利息の合計額のうちに当該支払利息で関連者以外の者に対して支払うものの合計額が百分の五十を超える場合 - 日本法令外国語訳データベースシステム

Article 3 The securities or certificates specified by Cabinet Office Ordinance, as referred to in Article 2, paragraph (1), item (xviii) of the Act, shall be securities or certificates which have been issued by a foreign person, and which indicate the beneficial interest of a trust in which loan claims held by a person engaged in banking services or by any other person who grants money loans as a part of business are entrusted, or which indicate any other rights similar thereto. 例文帳に追加

第三条　法第二条第一項第十八号に規定する内閣府令で定めるものは、外国の者の発行する証券又は証書で銀行業を営む者その他の金銭の貸付けを業として行う者の貸付債権を信託する信託の受益権又はこれに類する権利を表示するものとする。 - 日本法令外国語訳データベースシステム

With regards to the "interest rate risk in the banking book" and "credit concentration risk" which are explicitly regarded as important risks to be covered under the second pillar, the FSA will incorporate its supervisory measures for these two risks into the framework of the Early Warning System, so as to ensure that these risks are managed in an appropriate manner on an individual basis. 例文帳に追加

更に、バーゼルⅡ第 2の柱において特に重要な事項とされている「銀行勘定の金利リスク」及び「信用集中リスク」については個別に管理する必要性が高いことを踏まえ、以下の通り早期警戒制度の枠組みの中に組み込み、バーゼルⅡ第 2の柱の考え方を反映させることとする - 金融庁

With regards to the interest rate risk in the banking book and the credit concentration risk, the "Comprehensive Guideline for Supervision of Major Banks, etc.," and the "Comprehensive Guideline for Supervision of Small- and Medium-Sized and Regional Financial Institutions" will be amended as necessary in order to provide appropriate monitoring within the frameworks of "Stability Improvement Measure" and "Credit Risk Improvement Measure" of the Early Warning System. 例文帳に追加

銀行勘定の金利リスク及び信用集中リスクについて、それぞれ早期警戒制度の「安定性改善措置」及び「信用リスク改善措置」の枠組みの中で適切なモニタリングを行っていくため、「主要行等向けの総合的な監督指針」及び「中小・地域金融機関向けの総合的な監督指針」について所要の改正を行うこととする - 金融庁

If we look at the announcements made by the seven major banking groups, we can see that their results vary. However, on the whole, gross financial margins deteriorated and loan-interest income, which is the most basic income for banks, also deteriorated. Credit-related expenditures declined while stock-related income slumped. 例文帳に追加

これまで公表された主要行等7グループの決算を見ると、各行でばらつきがございますが、全体としては資金利益が悪化し、貸出金利による利益、これは一番銀行のある意味で基本的な部分でございますが、これが悪化をいたしておりまして、株式等関係損益が不調である中、与信関係費用が減少しております。 - 金融庁

The bank being a bank, it has public aspects and carries a public interest. As trust forms the basis of the banking business as a matter of fact and I therefore believe that, as Senior Vice Minister Otsuka just pointed out, the moral responsibility question cannot be avoided from the viewpoint of trust, we are hoping to take proper and appropriate steps to address it. 例文帳に追加

木村さんが顧問を辞めてから、木村さんの会社の人が日参するように免許行政を担当するところに来ていたということもあったと聞いているのですが、要するに、そういう経緯も含めて、事実が今、あまり表にはよく分からない状態だと思うのです。ですから、そういう検証は、法律違反とは別として、きちんと大臣の指示があればできるのではないでしょうか。 - 金融庁

On the financial front, the disposal of bad loans is proceeding and financial deregulation under the so-called Japanese Big Bang initiatives is in its final stage. In these circumstances, the structure of Japan's financial sector is undergoing a drastic change. Mergers and acquisitions are blurring the traditional distinction between banking, securities, and insurance. Foreign financial institutions are increasing their presence by buying out Japanese financial houses. On-financial companies are expressing their interest in entering the financial sector. 例文帳に追加

金融セクターにおいては、不良債権の処理が進展し、また日本版ビッグ・バンによってディレギュレーションがもたらされている中で、銀行や証券などの垣根を超えた合併や買収、日本の金融市場への外国金融機関の本格的な参入、及び非金融企業の銀行業への参入の表明など、日本の金融システムの構造を大きく変化させる動きが見られます。 - 財務省

The second pillar, or self-management by financial institutions and supervisory review, includes risk not covered under the first pillar such as the interest rate risk associated with the banking account transactions and credit concentration risk. It stipulates self-management of risk whereby financial institutions themselves appropriately manage risk and maintain a level of capital commensurate with risk, and provides that financial institutions will be expected to maintain a sufficiency of capital.例文帳に追加

第2の柱（金融機関の自己管理と監督上の検証）は、銀行勘定の金利リスクや信用集中リスクなど、第1の柱となっていないリスクも含め、金融機関自らがリスクを適切に管理し、リスクに見合った適正な自己資本を維持するという「自己管理型」のリスク管理と、自己資本の充実の取組に期待することを定めている。 - 経済産業省

However, as I have repeatedly mentioned, as a basic premise, private financial institutions should naturally extend loans using funds entrusted by depositors and repay the deposits with interest added. They naturally owe responsibility to depositors, so the public nature of their business is ensured under the Banking Act. In that sense, broadly speaking, I believe that banks have social responsibility. 例文帳に追加

しかし、当然ですけれども銀行というものは、私が何度も申しますように、基本的に人様から預かったお金を貸して利子を付けてお返しをするというのが、民間金融機関の基本です。当然、預け入れした人に（対する）責任があるわけですから、そういった意味で、ご存じのように銀行法上、公益性、公共性もきちっと担保されているわけでございますから、そういった意味で、やっぱり広い意味での銀行というものは社会的責任があるというふうに私は思っています。 - 金融庁

- Comprehensive risk management refers to a self-control type of risk management based on a comparison of a financial institution’s financial strength (capital) and all risks faced by the institution, including risks not counted in the calculation of the capital adequacy ratios (credit concentration risk, interest rate risk in the banking book, etc.) and assessed on a category-by-category basis (credit risk, market risk, operational risk, etc.). 例文帳に追加

・統合的リスク管理とは、金融機関の直面するリスクに関して、自己資本比率の算定に含まれないリスク（与信集中リスク、銀行勘定の金利リスク等）も含めて、それぞれのリスク・カテゴリー毎（信用リスク、市場リスク、オペレーショナル・リスク等）に評価したリスクを総体的に捉え、金融機関の経営体力（自己資本）と比較・対照することによって、自己管理型のリスク管理を行うことをいう。 - 金融庁

- Comprehensive risk management refers to a self-control type of risk management based on a comparison of a financial institution's financial strength (capital) and all risks faced by the institution, including risks not counted in the calculation of the capital adequacy ratios (credit concentration risk, interest rate risk in the banking book, etc.) and assessed on a category-by-category basis (credit risk, market risk, operational risk, etc.). 例文帳に追加

・ 統合的リスク管理とは、金融機関の直面するリスクに関して、自己資本比率の算定に含まれないリスク（与信集中リスク、銀行勘定の金利リスク等）も含めて、それぞれのリスク・カテゴリー毎（信用リスク、市場リスク、オペレーショナル・リスク等）に評価したリスクを総体的に捉え、金融機関の経営体力（自己資本）と比較・対照することによって、自己管理型のリスク管理を行うことをいう。 - 金融庁

With reference to paragraph 3 of Article 7 of the Convention: It is understood that no deduction shall be allowed in respect of amounts paid or charged (other than reimbursement of actual expenses) by a permanent establishment of an enterprise to the head office of the enterprise or any other offices thereof, by way of:(a) royalties, fees or other similar payments in return for the use of patents or other rights; (b) commission, for specific services performed or for management; and (c) interest on money lent to the permanent establishment; except where the enterprise is a banking institution. 例文帳に追加

条約第七条３の規定に関し、企業の恒久的施設が当該企業の本店又は当該企業の他の事務所に支払った又は振り替えた支払金（実費弁償に係るものを除く。）で次に掲げるものについては、損金に算入することを認めないことが了解される。(a)特許権その他の権利の使用の対価として支払われる使用料、報酬その他これらに類する支払金 (b)特定の役務の提供又は事業の管理の対価として支払われる手数料 (c)当該恒久的施設に対する貸付けに係る利子（当該企業が銀行業を営む企業である場合を除く。） - 財務省

In regard to meeting with officials of the supervisory authority of insurance in China, financial regulation and supervision encompasses banking, securities, and insurance as in the case of the FSA, as you know, and insurance is a significant sector in the financial field, as I have talked about insurance on various occasions in the United States. In that sense, while I do not have an exceptionally strong awareness of problems, insurance is a new market in China at present. For example, efforts to transform health insurance—by this I mean public health insurance—into universal health insurance began about two years ago. In this context, I have heard that there is a great deal of interest in insurance among the people, so I look forward to discussing insurance with them. 例文帳に追加

中国で保険の監督とお会いするのはどういうことかといますと、ご存じのように金融行政というのは、この金融庁でも銀行、証券、保険というのがございますし、保険がアメリカでも保険のことを色々話をしてきましたが、やっぱり保険というのは金融の大事なセクターでございまして、そういった意味で特に強い問題意識を持っているというわけではございませんけれども、やはり保険は、今中国は保険が新しい市場でございまして、例えば私は専門でございますが医療保険、これも実は国民皆保険にしようとうことで、2年前ぐらいから始めておりまして、これは公的医療保険のことでございますが。そういった意味で、保険に関しても非常に国民の関心が高いというふうに聞いておりますので。 - 金融庁

Among the issues that have to be addressed, we emphasise, in particular, i) the importance of promoting prompt and full disclosure by financial institutions of their losses and of valuation of structured products; ii) strengthening management of liquidity risks at financial institutions by accelerating the development of an internationally consistent approach by the Basel Committee on Banking Supervision; iii) improving the understanding and disclosure of banks' and other financial institutions' exposure to off-balance sheet vehicles; iv) enhancing underpinnings of the originate-to-distribute model by ensuring an appropriate incentive structure comes into play; v) addressing potential conflicts of interest at credit rating agencies, and improving the information content of ratings to increase investors' awareness of the risks associated with structured products; and vi) implementing the Basel II capital adequacy framework to enhance transparency and risk management. 例文帳に追加

対応すべき課題のうち、我々は特に以下が重要であることを強調する。①金融機関による、損失及び金融仕組み商品の価格評価の即時かつ徹底的な開示を促進すること、②バーゼル銀行監督委員会による、国際的に整合性のとれたアプローチの策定の加速を通じた、金融機関の流動性リスク管理の強化、③銀行及び他の金融機関のオフバランス機関へのエクスポージャーに対する理解と開示の改善、④適切なインセンティブ構造の確保による、証券化ビジネスモデル（オリジネート・トゥ・ディストリビュート・モデル）の基盤の強化、⑤格付会社における潜在的な利益相反への対応と、金融仕組み商品のリスクに対する投資家の理解促進に向けた格付関連情報の改善、及び、⑥透明性及びリスク管理を向上させるバーゼルⅡの枠組みの実施、である。 - 財務省

Specifically: (i) when a Japanese company wants to introduce a cash management system (CMS) for its multinational business operations and to lend funds within the group, the lender might be required to be registered as a money lender in accordance with the Money-Lending Control Law; (ii) when a company wants to collect excess funds from its group businesses, such action might violate the Law Concerning the Regulation of Receiving of Capital Subscription, Deposits and Interest on Deposits, prohibiting the receipt of deposit as business; and (iii) when the group’s financial controlling company operates as currency exchange in making payments, such activity might violates the Banking Law.例文帳に追加

具体的には、①多国籍企業の展開について、我が国企業がキャッシュ・マネジメント・システム（CMS）25を導入し、グループ内貸付を行う場合、貸付を行う側が貸金業を営む者として、「貸金業の規制等に関する法律」の登録が必要となる可能性があること、②逆にグループ会社から余剰資金を集める場合、業としての預り金を禁止した「出資の受入れ、預り金及び金利等の取締りに関する法律」の規制に抵触する可能性があること、③財務統括会社が金銭の支払に際して自らが為替機能を担う場合、銀行法に抵触する可能性があること、が問題として挙げられている。 - 経済産業省

Article 13-4 The provisions of Subsection 5 of Section 1 of Chapter III of the Financial Instruments and Exchange Act (excluding Article 34-2(6) to (8) inclusive (Cases Where a Professional Investor Will be Deemed to be a Customer Other than Professional Investor) and Article 34-3(5) and (6) inclusive (Cases Where a Juridical Person who Is a Customer Other Than Professional Investor Will Be Deemed to Be a Professional Investor)) (Professional Investors), Subsection 1 of Section 2 of that Chapter (excluding Articles 35 to 36-4 inclusive (' Scope of Businesses of Persons Who Engage in Type I Financial Instruments Business or Investment Management Business, Scope of Subsidiary Businesses of Persons Who Only Engage in Type II Financial Instruments Business or Investment Advisory and Agency Business, Duty of Good Faith to Customers, Posting of Signs, Prohibition of Name Lending, and Prohibition of Administration of Bonds), Article 37(1)(ii) (Regulation of Advertising, etc.), Article 37-2 (Obligation to Clarify Conditions of Transactions in Advance), Article 37-3(1)(ii) and (vi) and Article 37-3(3) (Delivery of Document Prior to Conclusion of Contract), Article 37-5 (Delivery of Document Pertaining to Receipt of Security Deposit), Article 38(i) and (ii) and Article 38-2 (Prohibited Acts), the proviso to Article 39(3) and Article 39(5) (Prohibition of Compensation of Loss, etc.), Article 40-2 (Best Execution Policy) and Article 40-3 (Prohibition of Sales and Purchase, etc. Where Separate Management Is not Ensured)) (General Rules) and Article 45 (excluding items (iii) and (iv)) (Miscellaneous Provisions) shall apply mutatis mutandis to conclusion of Contracts for Specified Deposits, etc. (meaning contracts on acceptance of Specified Deposits, etc. (meaning those that are specified by a Cabinet Office Ordinance as deposits or Installment Savings, etc. with the risk of a principal loss caused by fluctuations pertaining to the interest rate, currency value, quotations on a financial instruments market prescribed in Article 2(14) of that Act, or any other index); the same shall apply hereinafter) by a Bank. In this case, the term "Contract for Financial Instruments Transaction" in these provisions shall be deemed to be replaced with "Contract for a Specified Deposit, etc.,"; the term "Financial Instruments Business" shall be deemed to be replaced with "Business of Concluding Contracts for Specified Deposits, etc.,"; the term "Act of Financial Instruments Transaction" in these provisions (excluding the provisions in Article 34 of that Act) shall be deemed to be replaced with "Conclusion of Contracts for Specified Deposits, etc.,"; the phrase "contract to conduct Acts of Financial Instruments Transaction (meaning acts listed in each item of Article 2(8); the same shall apply hereinafter) with a customer as the other party or on behalf of a customer" in Article 34 of that Act shall be deemed to be replaced with "Contracts for Specified Deposits, etc. as Prescribed in Article 13-4 of the Banking Act,"; the phrase "; provided" in Article 37-3(1) of that Act shall be deemed to be replaced with "and shall, in order to contribute to the protection of Depositors, etc. (meaning Depositors, etc. prescribed in Article 2(5) of the Banking Act; hereinafter the same shall apply in this paragraph), provide the customer in advance with information on the contents of the Contract for a Specified Deposit, etc. and other information that would be helpful for the Depositors, etc., pursuant to the provisions of a Cabinet Office Ordinance; provided,"; the phrase "sales and purchase and any other transaction of Securities (excluding sales and purchase on condition of repurchase for which the repurchase price is set in advance and other transactions specified by a Cabinet Order) or of Derivative Transactions (hereinafter referred to as "Sales and Purchase or Other Transaction of Securities, etc." in this Article)" in Article 39(1)(i) of that Act shall be deemed to be replaced with "conclusion of Contracts for Specified Deposits, etc.,"; the phrase "Securities or Derivative Transactions (hereinafter referred to as "Securities, etc." in this Article)" in that item shall be deemed to be replaced with "Contracts for Specified Deposits, etc.,"; the phrase "customer (in the case where a Trust Company, etc. (meaning a trust company or financial institution that has obtained authorization under Article 1(1) of the Act on Provision, etc. of Trust Business by Financial Institutions; the same shall apply hereinafter) conducts sales and purchase of Securities or Derivative Transactions for the account of the person who sets a trust under a trust contract, including that person who sets the trust; hereinafter the same shall apply in this Article)" in that item shall be deemed to be replaced with "Customers,"; the phrase "make up for" in that item shall be deemed to be replaced with "make up, outside that Contract for a Specified Deposit, etc., for,"; the term "Sales and Purchase or Other Transaction of Securities, etc." in items (ii) and (iii) of that paragraph shall be deemed to be replaced with "Conclusion of Contracts for Specified Deposits, etc.,"; the term "Securities, etc." in those items shall be deemed to be replaced with "Contracts for Specified Deposits, etc.,"; the phrase "make an addition to" in item (ii) of that paragraph shall be deemed to be replaced with "make an addition, outside that Contract for a Specified Deposit, etc., to,"; the term "make an addition to" in item (iii) of that paragraph shall be deemed to be replaced with "make an addition, outside that Contract for a Specified Deposit, etc., to,"; the term "Sales and Purchase or Other Transaction of Securities, etc." in paragraph (2) of that Article shall be deemed to be replaced with "Conclusion of Contracts for Specified Deposits, etc.,"; the phrase "that is specified by a Cabinet Office Ordinance as a potential cause of" in paragraph (3) of that Article shall be deemed to be replaced with "that is a potential cause of,"; the phrase "Articles 37-2 to 37-6 inclusive, Article 40-2(4), and Article 43-4" in Article 45(ii) of that Act shall be deemed to be replaced with "Article 37-3 (limited to the part pertaining to delivery of a document set forth in paragraph (1) and excluding items (ii) and (vi) of that paragraph and paragraph (3)), Article 37-4 and Article 37-6,"; and any other necessary technical replacement of terms shall be specified by a Cabinet Order. 例文帳に追加

第十三条の四　金融商品取引法第三章第一節第五款（第三十四条の二第六項から第八項まで（特定投資家が特定投資家以外の顧客とみなされる場合）並びに第三十四条の三第五項及び第六項（特定投資家以外の顧客である法人が特定投資家とみなされる場合）を除く。）（特定投資家）、同章第二節第一款（第三十五条から第三十六条の四まで（第一種金融商品取引業又は投資運用業を行う者の業務の範囲、第二種金融商品取引業又は投資助言・代理業のみを行う者の兼業の範囲、顧客に対する誠実義務、標識の掲示、名義貸しの禁止及び社債の管理の禁止等）、第三十七条第一項第二号（広告等の規制）、第三十七条の二（取引態様の事前明示義務）、第三十七条の三第一項第二号及び第六号並びに第三項（契約締結前の書面の交付）、第三十七条の五（保証金の受領に係る書面の交付）、第三十八条第一号及び第二号並びに第三十八条の二（禁止行為）、第三十九条第三項ただし書及び第五項（損失補てん等の禁止）、第四十条の二（最良執行方針等）並びに第四十条の三（分別管理が確保されていない場合の売買等の禁止）を除く。）（通則）及び第四十五条（第三号及び第四号を除く。）（雑則）の規定は、銀行が行う特定預金等契約（特定預金等（金利、通貨の価格、同法第二条第十四項に規定する金融商品市場における相場その他の指標に係る変動によりその元本について損失が生ずるおそれがある預金又は定期積金等として内閣府令で定めるものをいう。）の受入れを内容とする契約をいう。以下同じ。）の締結について準用する。この場合において、これらの規定中「金融商品取引契約」とあるのは「特定預金等契約」と、「金融商品取引業」とあるのは「特定預金等契約の締結の業務」と、これらの規定（同法第三十四条の規定を除く。）中「金融商品取引行為」とあるのは「特定預金等契約の締結」と、同法第三十四条中「顧客を相手方とし、又は顧客のために金融商品取引行為（第二条第八項各号に掲げる行為をいう。以下同じ。）を行うことを内容とする契約」とあるのは「銀行法第十三条の四に規定する特定預金等契約」と、同法第三十七条の三第一項中「交付しなければならない」とあるのは「交付するほか、預金者等（銀行法第二条第五項に規定する預金者等をいう。以下この項において同じ。）の保護に資するため、内閣府令で定めるところにより、当該特定預金等契約の内容その他預金者等に参考となるべき情報の提供を行わなければならない」と、同法第三十九条第一項第一号中「有価証券の売買その他の取引（買戻価格があらかじめ定められている買戻条件付売買その他の政令で定める取引を除く。）又はデリバティブ取引（以下この条において「有価証券売買取引等」という。）」とあるのは「特定預金等契約の締結」と、「有価証券又はデリバティブ取引（以下この条において「有価証券等」という。）」とあるのは「特定預金等契約」と、「顧客（信託会社等（信託会社又は金融機関の信託業務の兼営等に関する法律第一条第一項の認可を受けた金融機関をいう。以下同じ。）が、信託契約に基づいて信託をする者の計算において、有価証券の売買又はデリバティブ取引を行う場合にあつては、当該信託をする者を含む。以下この条において同じ。）」とあるのは「顧客」と、「補足するため」とあるのは「補足するため、当該特定預金等契約によらないで」と、同項第二号及び第三号中「有価証券売買取引等」とあるのは「特定預金等契約の締結」と、「有価証券等」とあるのは「特定預金等契約」と、同項第二号中「追加するため」とあるのは「追加するため、当該特定預金等契約によらないで」と、同項第三号中「追加するため、」とあるのは「追加するため、当該特定預金等契約によらないで」と、同条第二項中「有価証券売買取引等」とあるのは「特定預金等契約の締結」と、同条第三項中「原因となるものとして内閣府令で定めるもの」とあるのは「原因となるもの」と、同法第四十五条第二号中「第三十七条の二から第三十七条の六まで、第四十条の二第四項及び第四十三条の四」とあるのは「第三十七条の三（第一項の書面の交付に係る部分に限り、同項第二号及び第六号並びに第三項を除く。）、第三十七条の四及び第三十七条の六」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。 - 日本法令外国語訳データベースシステム

Article 13-4 The provisions of Chapter III, Section 1, Subsection 5 of the Financial Instruments and Exchange Act (excluding Article 34-2, paragraphs (6) to (8) inclusive (Cases Where a Professional Investor Will Be Deemed to Be a Customer Other than Professional Investor) and Article 34-3, paragraphs (5) and (6) inclusive (Cases Where a Juridical Person Who Is a Customer Other Than a Professional Investor Will Be Deemed to Be a Professional Investor)) (Professional Investors), Section 2, Subsection 1 of that Chapter (excluding Articles 35 to 36-4 inclusive (Scope of Business Activities of Persons Who Engage in Type I Financial Instruments Services or Investment Management, Scope of Concurrent Business Activities of Persons Who Only Engage in Type II Financial Instruments Services or Investment Advisory and Agency Services, Duty of Good Faith to Customers, Posting of Signs, Prohibition on Name Lending, Prohibition on Administration of Corporate Bonds), Article 37, paragraph (1), item (ii) (Regulations on Advertising, etc.), Article 37-2 (Obligation to Clarify Conditions of Transactions in Advance), Article 37-3, paragraph (1), items (ii) and (vi) and Article 37-3, paragraph (3) (Delivery of Documents Prior to the Conclusion of a Contract), Article 37-5 (Delivery of Documents Pertaining to the Receipt of Security Deposits), Article 37-7 (Obligation to Conclude a Contract, etc. with a Designated Dispute Resolution Organization), Article 38, items (i) and (ii) and Article 38-2 (Prohibited Acts), the proviso to Article 39, paragraph (3) and Article 39, paragraph (5) (Prohibition of Compensation of Loss, etc.) and Articles 40-2 to 40-5 inclusive (Best Execution Policy, Prohibition on Purchase and Sale, etc. Where Separate Management Is not Ensured, Limitation on the Purchase and Sale, etc. of Securities for Professional Investors, Obligation of Notification in Relation to Securities for Professional Investors)) (General Rules) and Article 45 (excluding items (iii) and (iv)) (Miscellaneous Provisions) of the Financial Instruments and Exchange Act shall apply mutatis mutandis to the conclusion of Contracts for Specified Deposits, etc. (meaning contracts on acceptance of Specified Deposits, etc. (meaning those that are specified by Cabinet Office Ordinance as deposits or Installment Savings, etc. with the risk of a principal loss caused by fluctuations pertaining to the interest rate, currency value, quotations on a financial instruments market prescribed in Article 2, paragraph (14) of that Act, or any other index); the same shall apply hereinafter) by a Bank. In this case, the term "Contract for a Financial Instruments Transaction" in these provisions shall be deemed to be replaced with "Contract for a Specified Deposit, etc."; the term "Financial Instruments Services" in these provisions shall be deemed to be replaced with "Concluding Contracts for Specified Deposits, etc."; the term "Act of Executing a Financial Instruments Transaction" in these provisions (excluding the provisions of Article 34 of that Act) shall be deemed to be replaced with "Conclusion of Contracts for Specified Deposits, etc."; the phrase "contract to conduct the Act of Financial Instruments Transactions (meaning an act listed in the items of Article 2, paragraph (8); the same shall apply hereinafter) with a customer as the other party or on behalf of a customer" in Article 34 of that Act shall be deemed to be replaced with "Contracts for Specified Deposits, etc. as Prescribed in Article 13-4 of the Banking Act"; the phrase "; provided" in Article 37-3, paragraph (1) of that Act shall be deemed to be replaced with "and shall, in order to contribute to the protection of Depositors, etc. (meaning Depositors, etc. prescribed in Article 2, paragraph (5) of the Banking Act; hereinafter the same shall apply in this paragraph), provide the customer with information on the contents of the Contract for a Specified Deposit, etc. and other information that would be helpful for the Depositors, etc. in advance, pursuant to the provisions of Cabinet Office Ordinance; provided"; the phrase "purchase and sale or other transaction of Securities (excluding a purchase and sale on condition of repurchase for which the repurchase price is set in advance and other transactions specified by Cabinet Order) or Derivative Transactions (hereinafter referred to as the "Purchase and Sale or Other Transaction of Securities, etc." in this Article)" in Article 39, paragraph (1), item (i) of that Act shall be deemed to be replaced with "conclusion of Contracts for Specified Deposits, etc."; the phrase "Securities or Derivative Transactions (hereinafter collectively referred to as "Securities, etc." in this Article)" in that item shall be deemed to be replaced with "Contracts for Specified Deposits, etc."; the phrase "customer (in cases where a Trust Company, etc. (meaning a trust company or financial institution that has obtained authorization under Article 1, paragraph (1) of the Act on Engagement in Trust Business by a Financial Institution; the same shall apply hereinafter) conducts the purchase and sale of Securities or Derivative Transactions on the account of the person who establishes a trust under a trust contract, including such person who establishes the trust; hereinafter the same shall apply in this Article)" in that item shall be deemed to be replaced with "Customers"; the phrase "make up for" in that item shall be deemed to be replaced with "make up for, outside that Contract for a Specified Deposit, etc."; the term "Purchase and Sale or Other Transaction of Securities, etc." in Article 39, paragraph (1), items (ii) and (iii) of that Act shall be deemed to be replaced with "Conclusion of Contracts for Specified Deposits, etc."; the term "Securities, etc." in those items shall be deemed to be replaced with "Contracts for Specified Deposits, etc."; the phrase "make an addition to" in item (ii) of that paragraph shall be deemed to be replaced with "make an addition to, outside that Contract for a Specified Deposit, etc."; the term "make an addition to" in item (iii) of that paragraph shall be deemed to be replaced with "make an addition to, outside that Contract for a Specified Deposit, etc."; the term "Purchase and Sale or Other Transaction of Securities, etc." in paragraph (2) of that Article shall be deemed to be replaced with "Conclusion of Contracts for Specified Deposits, etc."; the phrase "that is specified by Cabinet Office Ordinance as a potential cause of" in paragraph (3) of that Article shall be deemed to be replaced with "that may be a potential cause of"; the phrase "Articles 37-2 to 37-6 inclusive, Article 40-2, paragraph (4), and Article 43-4" in Article 45, item (ii) of that Act shall be deemed to be replaced with "Article 37-3 (limited to the part pertaining to delivery of a document set forth in paragraph (1) and excluding items (ii) and (vi) of that paragraph and paragraph (3)), Article 37-4 and Article 37-6"; and any other necessary technical replacement of terms shall be specified by a Cabinet Order. 例文帳に追加

第十三条の四　金融商品取引法第三章第一節第五款（第三十四条の二第六項から第八項まで（特定投資家が特定投資家以外の顧客とみなされる場合）並びに第三十四条の三第五項及び第六項（特定投資家以外の顧客である法人が特定投資家とみなされる場合）を除く。）（特定投資家）、同章第二節第一款（第三十五条から第三十六条の四まで（第一種金融商品取引業又は投資運用業を行う者の業務の範囲、第二種金融商品取引業又は投資助言・代理業のみを行う者の兼業の範囲、顧客に対する誠実義務、標識の掲示、名義貸しの禁止、社債の管理の禁止等）、第三十七条第一項第二号（広告等の規制）、第三十七条の二（取引態様の事前明示義務）、第三十七条の三第一項第二号及び第六号並びに第三項（契約締結前の書面の交付）、第三十七条の五（保証金の受領に係る書面の交付）、第三十七条の七（指定紛争解決機関との契約締結義務等）、第三十八条第一号及び第二号並びに第三十八条の二（禁止行為）、第三十九条第三項ただし書及び第五項（損失補てん等の禁止）並びに第四十条の二から第四十条の五まで（最良執行方針等、分別管理が確保されていない場合の売買等の禁止、特定投資家向け有価証券の売買等の制限、特定投資家向け有価証券に関する告知義務）を除く。）（通則）及び第四十五条（第三号及び第四号を除く。）（雑則）の規定は、銀行が行う特定預金等契約（特定預金等（金利、通貨の価格、同法第二条第十四項に規定する金融商品市場における相場その他の指標に係る変動によりその元本について損失が生ずるおそれがある預金又は定期積金等として内閣府令で定めるものをいう。）の受入れを内容とする契約をいう。以下同じ。）の締結について準用する。この場合において、これらの規定中「金融商品取引契約」とあるのは「特定預金等契約」と、「金融商品取引業」とあるのは「特定預金等契約の締結の業務」と、これらの規定（同法第三十四条の規定を除く。）中「金融商品取引行為」とあるのは「特定預金等契約の締結」と、同法第三十四条中「顧客を相手方とし、又は顧客のために金融商品取引行為（第二条第八項各号に掲げる行為をいう。以下同じ。）を行うことを内容とする契約」とあるのは「銀行法第十三条の四に規定する特定預金等契約」と、同法第三十七条の三第一項中「交付しなければならない」とあるのは「交付するほか、預金者等（銀行法第二条第五項に規定する預金者等をいう。以下この項において同じ。）の保護に資するため、内閣府令で定めるところにより、当該特定預金等契約の内容その他預金者等に参考となるべき情報の提供を行わなければならない」と、同法第三十九条第一項第一号中「有価証券の売買その他の取引（買戻価格があらかじめ定められている買戻条件付売買その他の政令で定める取引を除く。）又はデリバティブ取引（以下この条において「有価証券売買取引等」という。）」とあるのは「特定預金等契約の締結」と、「有価証券又はデリバティブ取引（以下この条において「有価証券等」という。）」とあるのは「特定預金等契約」と、「顧客（信託会社等（信託会社又は金融機関の信託業務の兼営等に関する法律第一条第一項の認可を受けた金融機関をいう。以下同じ。）が、信託契約に基づいて信託をする者の計算において、有価証券の売買又はデリバティブ取引を行う場合にあつては、当該信託をする者を含む。以下この条において同じ。）」とあるのは「顧客」と、「補足するため」とあるのは「補足するため、当該特定預金等契約によらないで」と、同項第二号及び第三号中「有価証券売買取引等」とあるのは「特定預金等契約の締結」と、「有価証券等」とあるのは「特定預金等契約」と、同項第二号中「追加するため」とあるのは「追加するため、当該特定預金等契約によらないで」と、同項第三号中「追加するため、」とあるのは「追加するため、当該特定預金等契約によらないで」と、同条第二項中「有価証券売買取引等」とあるのは「特定預金等契約の締結」と、同条第三項中「原因となるものとして内閣府令で定めるもの」とあるのは「原因となるもの」と、同法第四十五条第二号中「第三十七条の二から第三十七条の六まで、第四十条の二第四項及び第四十三条の四」とあるのは「第三十七条の三（第一項の書面の交付に係る部分に限り、同項第二号及び第六号並びに第三項を除く。）、第三十七条の四及び第三十七条の六」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。 - 日本法令外国語訳データベースシステム