「term of a loan」に関連した英語例文の一覧と使い方 - Weblio英語例文検索

In addition, a look at trends in the non-performing loan ratio, which is an index of the soundness of financial institutions, shows that the non-performing loan ratio of domestic banks continued to decline after peaking at 8.4% in the term ended March 2002, and fell to 2.5% in the term ended September 2007, with a notable improvement among major banks.例文帳に追加

また、金融機関の健全性を表す指標の一つである不良債権比率の推移を見ると、国内銀行の不良債権比率は2002年3月期の8.4％をピークに低下を続け、2007年9月期には2.5％となっており、主要行を中心として改善が顕著である。 - 経済産業省

(14) The term "Personal Credit Information" as used in this Act means matters listed in the items of Article 41-35, paragraph (1) with regard to a loan contract concluded with an individual (excluding Basic Contract for a Revolving Credit Loan and any other contracts specified by a Cabinet Office Ordinance). 例文帳に追加

１４　この法律において「個人信用情報」とは、個人を相手方とする貸付けに係る契約（極度方式基本契約その他の内閣府令で定めるものを除く。）に係る第四十一条の三十五第一項各号に掲げる事項をいう。 - 日本法令外国語訳データベースシステム

(17) The term "Home Loan Contract" as used in this Act means a loan contract for the funds necessary for building or purchasing housing (including funds necessary for acquisition of lands for housing or for acquisition of lease-holding rights) or fund necessary for improvements to housing. 例文帳に追加

１７　この法律において「住宅資金貸付契約」とは、住宅の建設若しくは購入に必要な資金（住宅の用に供する土地又は借地権の取得に必要な資金を含む。）又は住宅の改良に必要な資金の貸付けに係る契約をいう。 - 日本法令外国語訳データベースシステム

(4) If consent is obtained from any person who is subject to a modification of rights by the special clauses on home loan, notwithstanding the provisions of the preceding three paragraphs, special clauses on home loan may be specified to the effect that the term for debt for the home loan claim shall be extended by more than ten years from the agreed final due date and any modification other than the modifications prescribed in the preceding three paragraphs shall be made. 例文帳に追加

４　住宅資金特別条項によって権利の変更を受ける者の同意がある場合には、前三項の規定にかかわらず、約定最終弁済期から十年を超えて住宅資金貸付債権に係る債務の期限を猶予することその他前三項に規定する変更以外の変更をすることを内容とする住宅資金特別条項を定めることができる。 - 日本法令外国語訳データベースシステム

Also, in the first term of a payment period, an option payment calculated by multiplying a price shown by option price information by the predicted number of production is paid, and in each term of the payment period, a total payment with respect to a loan is calculated under the consideration of interest for a normal payment calculated by subtracting the option payment from the loan in installments.例文帳に追加

また、返済期間の第１期において、オプション価格情報が表す価格に予測生産台数を乗算することで得られるオプション返済額を支払い、前記返済期間の各期において、借入金額からオプション返済額を差し引いた通常返済額を分割返済した場合における、当該借入金額に対する総返済額を利子に考慮し算出する。 - 特許庁

The bond of which the term of the redemption is over is redeemed at a par value by the financial agency, a loan capital balance is calculated on a redemption date, and a bond of an amount the same thereas is issued again.例文帳に追加

償還期限を過ぎた債券は発行金融機関により額面金額で買い戻され、償還日においてのローン元本残高を計算し、これと同額の債券を再び発行する。 - 特許庁

(8) In the case where a loan is provided to a prefectural or municipal government or a person engaged in the services necessary for the improvement of the medical treatment environment for Children under Long-term Treatment pursuant to the provisions of paragraphs (2) to (4) inclusive, the national government shall subsidize the amount equivalent to the loan amount with regard to the services to be covered by said loan, and said subsidy shall be given by means of granting the amount equivalent to the amount of said loan reimbursement at the times of such reimbursements. 例文帳に追加

８　国は、第二項から第四項までの規定により都道府県、市町村又は長期療養児童の療養環境の向上のために必要な事業を行う者に対し貸付けを行つた場合には、当該貸付けの対象である事業について、当該貸付金に相当する金額の補助を行うものとし、当該補助については、当該貸付金の償還時において、当該貸付金の償還金に相当する金額を交付することにより行うものとする。 - 日本法令外国語訳データベースシステム

To provide a surplus accumulation management system, capable of accumulating surplus to promote advance redemption while suppressing a borrower's psychological burden in scheduled payment of a long-term home loan or the like.例文帳に追加

長期の住宅ローン等の約定返済において、借入人の心理的負担を抑制しながら、余裕金を積立てて繰上弁済を促進することが可能な余裕金積立管理システムを提供する。 - 特許庁

(9) The term "Contract for a Revolving Guarantee" as used in this Act means a guarantee contract, the principal obligation of which is one or more unidentified obligations under a Basic Contract for a Revolving Credit Loan. 例文帳に追加

９　この法律において「極度方式保証契約」とは、極度方式基本契約に基づく不特定の債務を主たる債務とする保証契約をいう。 - 日本法令外国語訳データベースシステム

To provide a game system in which a character can be lent and borrowed like an article in the real world without making a reproduction, and the lent-out character is surely returned when the considered term of the loan expires.例文帳に追加

複製を生成することなくあたかも現実世界における物品のように貸し借りすることができ、かつ、貸し出されたキャラクタが所定の貸借期間が満了したときに必ず返却されるようなゲームシステムを実現する。 - 特許庁

In calculation of the credit line, deposit information for the deposit account of the loan customer is read from the account file 13 for calculating a deposit total sum during an objective term.例文帳に追加

融資限度額の算出は、融資先の入金用口座の入金情報を口座ファイル１３から読み出して、対象期間中の入金合計額を算出する。 - 特許庁

The non-performing loan ratio for financial institutions nationwide increased slightly in the term ending September 2008 compared to the term ending March 2008, with the economy turning to a recessionary phase (Fig. 1-3-16), and more cases where financial institutions book write-down losses from appreciation of securities.例文帳に追加

金融機関の不良債権比率は、景気が後退する中で、2008年９月期は、全国銀行ベースで、2008年３月期と比べわずかながら上昇し（第1-3-16図）、また、金融機関が保有している有価証券関係の評価損の発生等に伴い損失を計上する場合も増加している。 - 経済産業省

(7) The term "Basic Contract for a Revolving Credit Loan" as used in this Act means a loan contract which is based on a promise that Loans shall be made for a customer who is a person seeking funds upon his/her request, within the limit of the maximum amount, on the condition that the customer shall repay the Loans according to the predetermined terms. 例文帳に追加

７　この法律において「極度方式基本契約」とは、貸付けに係る契約のうち、資金需要者である顧客によりあらかじめ定められた条件に従つた返済が行われることを条件として、当該顧客の請求に応じ、極度額の限度内において貸付けを行うことを約するものをいう。 - 日本法令外国語訳データベースシステム

(8) For the purpose of application of the provisions of paragraph (2) and paragraph (3) in cases where a rehabilitation plan specifies special clauses on home loan, the term "holders of filed rehabilitation claims" in paragraph (2) shall be deemed to be replaced with "holders of filed rehabilitation claims and a person who is subject to a modification of rights by special clauses on home loan," and the phrase "and holders of filed rehabilitation claims" in paragraph (3) shall be deemed to be replaced with ", holders of filed rehabilitation claims and a person who is subject to a modification of rights by special clauses on home loan." 例文帳に追加

８　再生計画が住宅資金特別条項を定めたものである場合における第二項及び第三項の規定の適用については、第二項中「届出再生債権者」とあるのは「届出再生債権者及び住宅資金特別条項によって権利の変更を受けた者」と、第三項中「及び届出再生債権者」とあるのは「、届出再生債権者及び住宅資金特別条項によって権利の変更を受けた者」とする。 - 日本法令外国語訳データベースシステム

Article 115-41 A Municipality may implement, in addition to Community Support Projects, a project necessary for supporting a person that actually provides care for an Insured Person Requiring Long-Term Care, a project necessary for preventing an Insured Person from being in a Condition of Need for Long-Term Care, etc., a project of Designated In-Home Service or Designated In-Home Long-Term Care Support, a project necessary for management of a Facility Covered by Long-Term Care Insurance and other Insurance Benefits, a project necessary for the loan of funds for Services Subject to Long-Term Care Benefits, etc., that an Insured Person utilizes, and other projects. 例文帳に追加

第百十五条の四十一　市町村は、地域支援事業のほか、要介護被保険者を現に介護する者の支援のために必要な事業、被保険者が要介護状態等となることを予防するために必要な事業、指定居宅サービス及び指定居宅介護支援の事業並びに介護保険施設の運営その他の保険給付のために必要な事業、被保険者が利用する介護給付等対象サービスのための費用に係る資金の貸付けその他の必要な事業を行うことができる。 - 日本法令外国語訳データベースシステム

To provide a short-term loan service which mortgages proceeds from sale in a contracted day so that a user can get a chance to sell securities in a better condition by delaying timing of security sale of the user, who uses a home trading system, up to a pertinent day when a fund will be required.例文帳に追加

ホームトレーディングシステムを利用するユーザの証券売却タイミングを資金が必要な該当日まで延長することによりユーザがより好条件で証券を売却する機会を得られるよう、約定日当日に売却代金を担保とする短期ローンサービスを提供する。 - 特許庁

(A) Trade name, and registration number of money lending business of the money lender; (B) Interest rate of loan; (C) Method and term of repayment and number of payments to be made; (D) If the amount of damages (including penalty charges) is set, ratio of such amount of damages to the principal amount; and (E) Matters relating to collateral (if collateral is required). 例文帳に追加

①貸金業者の商号、名称又は氏名及び貸金業登録番号②貸付けの利率③返済の方式・期間・回数④賠償額（違約金含む）の予定がある場合、賠償額の元本に対する割合⑤担保に関する事項（担保に供する必要がある場合） - 経済産業省

(iii) For loans (including loans on bills) which are roll over of short term loans, if further refinancing corresponds to a Kashidashi Joken Kanwa Saiken (hereinafter referred to as the “Rescheduled Loan”), instead of easily denying the customer’s request, does it appropriately provide support for drafting a business improvement plan, etc.? 例文帳に追加

（ⅲ）短期貸付の更新継続をしている貸出金（手形貸付を含む。）について、更なる借換えを行えば貸出条件緩和債権に該当する場合、安易に顧客の要望を謝絶することなく、適切に経営改善計画等の策定支援等を行っているか。 - 金融庁

(vi) Regarding loans (including loans on bills) which are roll over of short term loans, if further refinancing corresponds to a restructured loan, instead of easily denying the customer's request, does it appropriately provide support for drafting a business improvement plan, etc.? 例文帳に追加

（ⅵ）短期貸付の更新継続をしている貸出金（手形貸付を含む。）について、更なる借換えを行えば貸出条件緩和債権に該当する場合、安易に顧客の要望を謝絶することなく、適切に経営改善計画等の策定支援等を行っているか。 - 金融庁

(6) Whether the department in charge of the overall operations (receiving orders, transactions and transfers) of a registered financial institution that conducts transactions of short-term securities is prepared to take all possible measures to block off the inflow/outflow of so-called subtle information between loan business, etc., and business related to the issuance of and transactions involving commercial papers and short-term corporate bonds, etc. (short-term corporate bonds prescribed in the Act on Transfer of Bonds, etc., short-term corporate bonds prescribed in the Insurance Business Act, specified short-term corporate bonds prescribed in the Act on Securitization of Assets, short-term commercial and industrial bonds prescribed in the Shoko Chukin Bank Act, short-term bonds prescribed in the Shinkin Bank Act, and short-term Norin-chukin Bank bonds prescribed in the Norin-chukin Bank Act). 例文帳に追加

（６）短期有価証券の売買等の業務を行う登録金融機関にあっては、当該業務全般（受注、売買及び受渡し）を担当する部門については、コマーシャル・ペーパー及び短期社債等（社債等の振替に関する法律に規定する短期社債、保険業法に規定する短期社債、資産の流動化に関する法律に規定する特定短期社債、商工組合中央金庫法に規定する短期商工債、信用金庫法に規定する短期債及び農林中央金庫法に規定する短期農林債をいう。）の発行及び売買に関連する業務と融資業務等との間でのいわゆる機微情報の流出入の遮断等に十全を期することとなっているか。 - 金融庁

(2) When a claim under a Money Lender's loan contract has been assigned, the provisions of Article 12-7, Article 16-2, paragraph (3) and paragraph (4), Article 16-3, Article 17 (excluding paragraph (6)), Article 18 through Article 22 inclusive, Article 24-6-10, and the preceding paragraph (excluding, with regard to claims contained in mortgage securities as prescribed in Article 1, paragraph (1) of the Mortgage Securities Act, Article 16-2, paragraph (3) and paragraph (4) and Article 17 (excluding paragraph (6))) shall apply mutatis mutandis to an assignee of such claim. In this case, the term "the Prime Minister or prefectural governor" in Article 24-6-10, paragraph (1) through paragraph (4) shall be deemed to be replaced with "the prefectural governor," the term "a Money Lender registered thereby" in paragraph (1) of that Article shall deemed to be replaced with "an assignee of claims under the Money Lender's loan contract who has a business office or other office within the relevant prefectural area (if the person has no business office or other office, his/her domicile or residence; hereinafter the same shall apply in this Article)," the term "Money Lender's loan contract registered by him/her [the Prime Minister or prefectural governor]" in paragraph (2) of that Article shall deemed to be replaced with "the claims of an assignee of claims under the Money Lender's loan contract (limited to persons who have business offices or other offices within the relevant prefectural area)," the term "a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (3) of that Article shall deemed to be replaced with "an assignee of claims under the Money Lender's loan contract (limited to those who have business offices or other offices within the relevant prefectural area)," the term "the loan contract of a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (4) shall deemed to be replaced with "the claims of an assignee of claims under the Money Lender's loan contract (limited to those who have business offices or other offices within the relevant prefectural area)," and any other necessary technical replacement of terms shall be specified by a Cabinet Order. 例文帳に追加

２　第十二条の七、第十六条の二第三項及び第四項、第十六条の三、第十七条（第六項を除く。）、第十八条から第二十二条まで、第二十四条の六の十並びに前項の規定（抵当証券法第一条第一項に規定する抵当証券に記載された債権については、第十六条の二第三項及び第四項並びに第十七条（第六項を除く。）の規定を除く。）は、貸金業者の貸付けに係る契約に基づく債権の譲渡があつた場合における当該債権を譲り受けた者について準用する。この場合において、第二十四条の六の十第一項から第四項までの規定中「内閣総理大臣又は都道府県知事」とあるのは「都道府県知事」と、同条第一項中「その登録を受けた貸金業者」とあるのは「貸金業者の貸付けに係る契約に基づく債権を譲り受けた者で当該都道府県の区域内に営業所又は事務所（営業所又は事務所を有しない者にあつては、住所又は居所。以下この条において同じ。）を有するもの」と、同条第二項中「その登録を受けた貸金業者の貸付けに係る契約」とあるのは「貸金業者の貸付けに係る契約に基づく債権を譲り受けた者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）の当該債権」と、同条第三項中「その登録を受けた貸金業者」とあるのは「貸金業者の貸付けに係る契約に基づく債権を譲り受けた者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）」と、同条第四項中「その登録を受けた貸金業者の貸付けに係る契約」とあるのは「貸金業者の貸付けに係る契約に基づく債権を譲り受けた者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）の当該債権」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。 - 日本法令外国語訳データベースシステム

The creation of such business model also requires a certain scale of business and funds. Based on the necessity for establishing a system that would facilitate the accumulation of staff and a long-term loan fund, so as to overcome obstacles to creating a brand new business model, a bill to amend the Law on Special Measures for Industrial Revitalization and Innovation was enacted in April 2009, based on which Industrial Revitalization Corporation of Japan was determined to be established.例文帳に追加

したがって、我が国において、こうした制約を乗り越えて新たなビジネスモデルを創造するためには、人材・長期資金の集中を促す仕組みが必要であるところ、本年4月に産業活力再生特別措置法の改正案が成立し、株式会社産業革新機構の創設が決定したところである。 - 経済産業省

To provide a movable property trust type fund raising system and its method for finely adjusting fund raising costs for each establishment according to the term of payment for merchandise by a fund raising enterprise by raising a much larger amount of fund at once earlier than a loan method holding a mortgage on accounts receivable to be generated when the deal is done.例文帳に追加

商品の売買成立時に発生する売掛債権を担保とする融資方法等よりも早期に、かつ一度により大きな額の資金調達を可能にし、かつ調達企業による商品代金支払の支払時期に応じて売買成立単位で資金調達コストを細かく調整する動産信託型資金調達システム及びその方法を提供すること。 - 特許庁

(7) The Short-Term Subordinated Debts prescribed in paragraph (1), item (xix) shall be Subordinated Borrowings (which means debts incurred by loan agreements with a special clause of subordinated contents with regard to the payment of the interest and principal; the same shall apply hereinafter) or Subordinated Bonds (which means bonds payable with a special clause of subordinated contents with regard to the payment of the interest and principal; the same shall apply hereinafter) which have all the following characteristics: 例文帳に追加

７　第一項第十九号に規定する短期劣後債務とは、劣後特約付借入金（元利金の支払について劣後的内容を有する特約が付された金銭の消費貸借による借入金をいう。以下同じ。）又は劣後特約付社債（元利金の支払について劣後的内容を有する特約が付された社債をいう。以下同じ。）であって、次に掲げる性質のすべてを有するものをいう。 - 日本法令外国語訳データベースシステム

In Vietnam, prior approval and a separate borrowing registration certificate from the central bank of Vietnam is required when borrowing from the parent company involves a medium- to long-term loan (more than one year), even if the amount to be borrowed is within the range set at the time of license acquisition. Though these procedures usually can be completed within a few weeks, they sometimes can take a few months depending on the transaction.例文帳に追加

さらに、ベトナムでは、親会社から借入を行う際、ライセンス取得時の借入予定金額の範囲内であっても、中長期借入（1年超）の場合には、ベトナム中央銀行からの事前承認及び個別借入登録証が必要であり、通常は数週間以内で手続が完了するが、案件によって数か月を要する場合があるといった課題が指摘されている。 - 経済産業省

Article 2 (1) The term "the Money Lending Business" as used in this Act means the business of loaning money or acting as an intermediary for the lending or borrowing of money (including acting as an intermediary for delivering money through discounts of negotiable instruments, mortgage by sale, or any other method similar thereto, or for providing or receiving money through such method; hereinafter collectively referred to as a "Loan(s)") on a regular basis; provided, however, that the following Loans shall be excluded: 例文帳に追加

第二条　この法律において「貸金業」とは、金銭の貸付け又は金銭の貸借の媒介（手形の割引、売渡担保その他これらに類する方法によつてする金銭の交付又は当該方法によつてする金銭の授受の媒介を含む。以下これらを総称して単に「貸付け」という。）で業として行うものをいう。ただし、次に掲げるものを除く。 - 日本法令外国語訳データベースシステム

In order to assist SMEs and other businesses that have suffered severe damage due to the nuclear disaster in Fukushima, Fukushima Prefecture and the Ministry of Economy, Trade and Industry (METI) established a system of long-term, interest-free, unsecured loans to provide necessary business funds (working capital and equipment funds) required to continue in or resume business. This program makes use of the Loan Scheme to Raise Standards operated by the Organization for Small & Medium Enterprises and Regional Innovation, Japan (SMRJ). 例文帳に追加

福島県及び経済産業省は、（独）中小企業基盤整備機構（以下「中小機構」という）の高度化融資スキームを活用し、原子力発電所事故で甚大な被害を被った中小企業等を支援するため、事業を継続・再開するために必要な事業資金（運転資金・設備資金）を長期、無利子、無担保で融資する制度を創設した。 - 経済産業省

Article 203 (1) When an order of confirmation of the rehabilitation plan that specifies special clauses on home loan becomes final and binding, the provision of Article 177(2) shall not apply to any mortgage prescribed in Article 196(iii) that is established on the residence and the site of the residence and any right held by a person who is subject to a modification of rights by the special clauses on home loan against the rehabilitation debtor's guarantee or any other person who owes debts jointly with the rehabilitation debtor. In this case, if the rehabilitation debtor is one of the joint and several obligors, the extension of the term under the special clauses on home loan shall also be effective against other joint and several obligor(s). 例文帳に追加

第二百三条　住宅資金特別条項を定めた再生計画の認可の決定が確定したときは、第百七十七条第二項の規定は、住宅及び住宅の敷地に設定されている第百九十六条第三号に規定する抵当権並びに住宅資金特別条項によって権利の変更を受けた者が再生債務者の保証人その他再生債務者と共に債務を負担する者に対して有する権利については、適用しない。この場合において、再生債務者が連帯債務者の一人であるときは、住宅資金特別条項による期限の猶予は、他の連帯債務者に対しても効力を有する。 - 日本法令外国語訳データベースシステム

(2) Article 12-7, Article 16-2, paragraph (3) and paragraph (4), Article 16-3, Article 17 (excluding paragraph (6)), Article 18 through Article 22, and Article 24-6-10, paragraph (excluding, with regard to claims contained in mortgage securities provided in Article 1, paragraph (1) of the Mortgage Securities Act, the provisions of Article 16-2, paragraph (3) and paragraph (4) and Article 17 (excluding paragraph (6))) shall apply mutatis mutandis to a person who has made performance of obligations under the Money Lender's Contract for a Loan as entrusted by the Money Lender, where said person has acquired a right to obtain reimbursement pertaining to performance of such obligations or claims related to subrogation by performance or guarantee claims related thereto (hereinafter collectively referred to as "Right to Obtain Reimbursement, etc. Pertaining to Performance under Entrustment" except in Article 24-6) (excluding a Guarantee Business Operator who has acquired the Right to Obtain Reimbursement, etc. Pertaining to a Guarantee, etc. on the Contract for a Loan; hereinafter referred to as a "Person Entrusted With Performance"). In this case, the term "the Prime Minister or prefectural governor" in Article 24-6-10, paragraph (1) through paragraph (4) shall be deemed to be replaced with "the prefectural governor," the term "a Money Lender registered thereby" in paragraph (1) of that Article shall be deemed to be replaced with "a Person Entrusted With Performance who has a business office or other office within the relevant prefectural area (with regard to a person who does not have a business office or other office, his/her domicile or residence; hereinafter the same shall apply in this Article)," the term "with respect to the loan contract of a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (2) of that Article shall be deemed to be replaced with "with regard to the Right to Obtain Reimbursement, etc. Pertaining to Performance under Entrustment held by the Person Entrusted With Performance (limited to those who have business offices or other offices within the relevant prefectural area)," the term "a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (3) of that Article shall be deemed to be replaced with "a Person Entrusted With Performance (limited to those who have business offices or other offices within the relevant prefectural area)," the term "with respect to the loan contract of a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (4) of that Article shall be deemed to be replaced with "with regard to the Right to Obtain Reimbursement, etc. Pertaining to Performance under Entrustment held by the Person Entrusted With Performance (limited to those who have business offices or other offices within the relevant prefectural area)," and any other necessary technical replacement of terms shall be specified by a Cabinet Order. 例文帳に追加

２　第十二条の七、第十六条の二第三項及び第四項、第十六条の三、第十七条（第六項を除く。）、第十八条から第二十二条まで並びに第二十四条の六の十の規定（抵当証券法第一条第一項に規定する抵当証券に記載された債権については、第十六条の二第三項及び第四項並びに第十七条（第六項を除く。）の規定を除く。）は、貸金業者の委託を受けて当該貸金業者の貸付けの契約に基づく債務の弁済をした者が当該債務の弁済に係る求償権若しくは当該弁済による代位に係る債権又はこれらの保証債権（第二十四条の六を除き、以下「受託弁済に係る求償権等」という。）を取得した場合における当該弁済をした者（当該貸付けの契約に係る保証等に係る求償権等を取得した保証業者を除く。以下「受託弁済者」という。）について準用する。この場合において、第二十四条の六の十第一項から第四項までの規定中「内閣総理大臣又は都道府県知事」とあるのは「都道府県知事」と、同条第一項中「その登録を受けた貸金業者」とあるのは「受託弁済者で当該都道府県の区域内に営業所又は事務所（営業所又は事務所を有しない者にあつては、住所又は居所。以下この条において同じ。）を有するもの」と、同条第二項中「その登録を受けた貸金業者の貸付けに係る契約について」とあるのは「受託弁済者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）の当該受託弁済に係る求償権等に係る」と、同条第三項中「その登録を受けた貸金業者」とあるのは「受託弁済者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）」と、同条第四項中「その登録を受けた貸金業者の貸付けに係る契約について」とあるのは「受託弁済者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）の当該受託弁済に係る求償権等に係る」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。 - 日本法令外国語訳データベースシステム

(2) Article 12-7, Article 16-2, paragraph (3) and paragraph (4), Article 16-3, Article 17 (excluding paragraph (6)), Article 18 through Article 22, Article 24-6-10, paragraph (excluding, with regard to claims contained in mortgage securities provided in Article 1, paragraph (1) of the Mortgage Securities Act, Article 16-2, paragraph (3) and paragraph (4), and Article 17 (excluding paragraph (6))) shall apply mutatis mutandis to a Guarantee Business Operator which has acquired a right to obtain reimbursement under the guarantee which the Guarantee Business Operator has provided to the Money Lender in relation to the Money Lender's loan contract, right to obtain reimbursement pertaining to the performance of obligations under the Money Lender's loan contract, or the guarantee contract therefor, claims related to subrogation by such performance, or guarantee claims related thereto (hereinafter collectively referred to as the "Right to Obtain Reimbursement Pertaining to a Guarantee, etc.," except in Article 24-6). In this case, the term "the Prime Minister or prefectural governor" in paragraph (1) through paragraph (4) of Article 24-6-10 shall be deemed to be replaced with "the prefectural governor," the term "a Money Lender registered thereby" in paragraph (1) of that Article shall be deemed to be replaced with "a Guarantee Business Operator who has acquired the Right to Obtain Reimbursement, etc. Pertaining to a Guarantee, etc. and who has a business office or other office within the relevant prefectural area (with regard to a person who do not have a business office or other office, his/her domicile or residence; hereinafter the same shall apply in this Article)," the term "with respect to the loan contract of a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (2) of that Article shall be deemed to be replaced with "related to the Right to Obtain Reimbursement, etc. Pertaining to a Guarantee, etc. which has been acquired by the Guarantee Business Operator (limited to those who have business offices or other offices within the relevant prefectural area)," the term "a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (3) of that Article shall be deemed to be replaced with "a Guarantee Business Operator who has acquired the Right to Obtain Reimbursement, etc. Pertaining to a Guarantee, etc. (limited to those who have business offices or other offices within the relevant prefectural area)," the term "with respect to a loan contract made by a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (4) of that Article shall be deemed to be replaced with "related to the Right to Obtain Reimbursement, etc. Pertaining to a Guarantee, etc. which has been acquired by the Guarantee Business Operator (limited to those who have business offices or other offices within the relevant prefectural area)," and any other necessary technical replacement of terms shall be specified by a Cabinet Order. 例文帳に追加

２　第十二条の七、第十六条の二第三項及び第四項、第十六条の三、第十七条（第六項を除く。）、第十八条から第二十二条まで並びに第二十四条の六の十の規定（抵当証券法第一条第一項に規定する抵当証券に記載された債権については、第十六条の二第三項及び第四項並びに第十七条（第六項を除く。）の規定を除く。）は、保証業者が貸金業者との間でその貸付けに係る契約についてした保証に基づく求償権、当該貸金業者の当該貸付けに係る契約若しくはその保証契約に基づく債務の弁済に係る求償権若しくは当該弁済による代位に係る債権又はこれらの保証債権（第二十四条の六を除き、以下「保証等に係る求償権等」という。）を取得した場合における当該保証等に係る求償権等を取得した保証業者について準用する。この場合において、第二十四条の六の十第一項から第四項までの規定中「内閣総理大臣又は都道府県知事」とあるのは「都道府県知事」と、同条第一項中「その登録を受けた貸金業者」とあるのは「保証等に係る求償権等を取得した保証業者で当該都道府県の区域内に営業所又は事務所（営業所又は事務所を有しない者にあつては、住所又は居所。以下この条において同じ。）を有するもの」と、同条第二項中「その登録を受けた貸金業者の貸付けに係る契約について」とあるのは「保証等に係る求償権等を取得した保証業者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）の当該保証等に係る求償権等に係る」と、同条第三項中「その登録を受けた貸金業者」とあるのは「保証等に係る求償権等を取得した保証業者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）」と、同条第四項中「その登録を受けた貸金業者の貸付けに係る契約について」とあるのは「保証等に係る求償権等を取得した保証業者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）の当該保証等に係る求償権等に係る」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。 - 日本法令外国語訳データベースシステム

For example, while some projects may be unprofitable, they may serve public interests and have a public nature. For example, let me cite the case of Kyushu, where I come from. To be sure, from the perspective of cost-benefit analysis, the feasibility of an expressway in Kyushu is low compared with that of expressways in Tokyo, Osaka and Nagoya. However, this does not mean that no policy measure should be taken for the sake of Kyushu. For example, the provision of a long-term loan with a fixed low interest rate to a major project will be very beneficial for Kyushu. 例文帳に追加

例えば、よくご存じのように、採算がとれなくても、やはり公益性・公共性があるということもございます。私などは特に九州ですから、九州の高速道路は、昔、色々なことをして、確かに費用対効果ということになれば、それは東京、大阪あるいは名古屋に比べれば、九州は低いです。それなら九州は、何も政策をしなくてよいのかと言ったとき、例えば色々な大きなプロジェクトをする場合に、長期固定（金利）、低利で、そういったお金を貸していただけるということは、九州にとっては非常にありがたいことです。 - 金融庁

(9) With regard to the application of the provisions of the preceding two paragraphs in the case where a prefectural or municipal government or a person engaged in the services necessary for the improvement of the medical treatment environment for Children under Long-term Treatment redeems the loan amount without interest provided pursuant to the provisions of paragraphs (1) to (4) inclusive by accelerating the reimbursement period specified pursuant to the provisions of paragraphs (5) and (6) (excluding the cases specified by a Cabinet Order), said accelerated reimbursements shall be deemed to be made upon the maturity dates for said original reimbursement period. 例文帳に追加

９　都道府県、市町村又は長期療養児童の療養環境の向上のために必要な事業を行う者が、第一項から第四項までの規定による貸付けを受けた無利子貸付金について、第五項及び第六項の規定に基づき定められる償還期限を繰り上げて償還を行つた場合（政令で定める場合を除く。）における前二項の規定の適用については、当該償還は、当該償還期限の到来時に行われたものとみなす。 - 日本法令外国語訳データベースシステム

(5) The Short-Term Subordinated Claims prescribed in paragraph (1), item (vi) shall be Subordinated Loans (which means loans made by loan agreements with a special clause of subordinated contents with regard to the recovery of the interest and principal; the same shall apply in the following paragraph) or Subordinated Bonds (which means bonds payable with a special clause of subordinated contents with regard to the recovery of the interest and principal; the same shall apply in the following paragraph) which have all the following characteristics: 例文帳に追加

５　第一項第六号に規定する短期劣後債権とは、劣後特約付貸付金（元利金の回収について劣後的内容を有する特約が付された金銭の消費貸借による貸付金をいう。次項において同じ。）又は劣後特約付社債（元利金の回収について劣後的内容を有する特約が付された社債をいう。次項において同じ。）であって、次に掲げる性質のすべてを有するものをいう。 - 日本法令外国語訳データベースシステム

(2) The provisions of Article 12-7, Article 16-2, paragraph (3) and paragraph (4), Article 16-3, Article 17 (excluding paragraph (6)), Article 18 through Article 22, Article 24-6-10 and the preceding paragraph (excluding, with regard to claims contained in mortgage securities provided in Article 1, paragraph (1) of the Mortgage Securities Act, Article 16-2, paragraph (3) and paragraph (4) and Article 17 (excluding paragraph (6))) shall apply mutatis mutandis to an assignee of the Right to Obtain Reimbursement, etc. Pertaining to Guarantee, etc. in the case of assignment thereof. In this case, the term "the Prime Minister or prefectural governor" in paragraph (1) through paragraph (4) of Article 24-6-10 shall be deemed to be replaced with "the prefectural governor," the term "a Money Lender registered thereby" in paragraph (1) of that Article shall be deemed to be replaced with "an assignee of the Right to Obtain Reimbursement Pertaining to a Guarantee, etc. who has a business office or other office within the relevant prefectural area (with regard to a person who does not have a business office or other office, his/her domicile or residence; hereinafter the same shall apply in this Article)," the term "with respect to the loan contract of a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (2) of that Article shall be deemed to be replaced with "with regard to the Right to Obtain Reimbursement, etc. Pertaining to a Guarantee, etc. held by an assignee of the Right to Obtain Reimbursement, etc. Pertaining to the Guarantee, etc. (limited to those who have business offices or other offices within the relevant prefectural area)," the term "a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (3) of that Article shall be deemed to be replaced with "an assignee of the Right to Obtain Reimbursement, etc. Pertaining to a Guarantee, etc. (limited to those who have business offices or other offices within the relevant prefectural area)," the term "with respect to the loan contract of a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (4) of that Article shall be deemed to be replaced with "with regard to the Right to Obtain Reimbursement, etc. Pertaining to a Guarantee, etc. held by an assignee of the Right to Obtain Reimbursement, etc. Pertaining to the Guarantee, etc. (limited to those who have business offices or other offices within the relevant prefectural area)" and any other necessary technical replacement of terms shall be specified by a Cabinet Order. 例文帳に追加

２　第十二条の七、第十六条の二第三項及び第四項、第十六条の三、第十七条（第六項を除く。）、第十八条から第二十二条まで、第二十四条の六の十並びに前項の規定（抵当証券法第一条第一項に規定する抵当証券に記載された債権については、第十六条の二第三項及び第四項並びに第十七条（第六項を除く。）の規定を除く。）は、保証等に係る求償権等の譲渡があつた場合における当該保証等に係る求償権等を譲り受けた者について準用する。この場合において、第二十四条の六の十第一項から第四項までの規定中「内閣総理大臣又は都道府県知事」とあるのは「都道府県知事」と、同条第一項中「その登録を受けた貸金業者」とあるのは「保証等に係る求償権等を譲り受けた者で当該都道府県の区域内に営業所又は事務所（営業所又は事務所を有しない者にあつては、住所又は居所。以下この条において同じ。）を有するもの」と、同条第二項中「その登録を受けた貸金業者の貸付けに係る契約について」とあるのは「保証等に係る求償権等を譲り受けた者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）の当該保証等に係る求償権等に係る」と、同条第三項中「その登録を受けた貸金業者」とあるのは「保証等に係る求償権等を譲り受けた者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）」と、同条第四項中「その登録を受けた貸金業者の貸付けに係る契約について」とあるのは「保証等に係る求償権等を譲り受けた者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）の当該保証等に係る求償権等に係る」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。 - 日本法令外国語訳データベースシステム

(2) Article 12-7, Article 16-2, paragraph (3) and paragraph (4), Article 16-3, Article 17 (excluding paragraph (6)), Article 18 through Article 22, Article 24-6-10, and the preceding paragraph (excluding, with regard to claims contained in mortgage securities provided in Article 1, paragraph (1) of the Mortgage Securities Act, Article 16-2, paragraph (3) and paragraph (4), and Article 17 (excluding paragraph (6))) shall apply mutatis mutandis to an assignee of the Right to Obtain Reimbursement, etc. Pertaining to Performance under Entrustment in the case of assignment thereof. In this case, the term "the Prime Minister or prefectural governor" in paragraph (1) through paragraph (4) of Article 24-6-10 shall be deemed to be replaced with "the prefectural governor," the term "a Money Lender registered thereby" in paragraph (1) of that Article shall be deemed to be replaced with "an assignee of the Right to Obtain Reimbursement Pertaining to Performance under Entrustment who has a business office or other office within the relevant prefectural area (with regard to a person who do not have a business office or other office, his/her domicile or residence; hereinafter the same shall apply in this Article)," the term "with respect to the loan contract of a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (2) of that Article shall be deemed to be replaced with "with regard to the Right to Obtain Reimbursement Pertaining to Performance under Entrustment held by an assignee thereof (limited to those who have business offices or other offices within the relevant prefectural area)," the term "a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (3) of that Article shall be deemed to be replaced with "an assignee of the Right to Obtain Reimbursement Pertaining to Performance under Entrustment (limited to those who have business offices or other offices within the relevant prefectural area)," the term "with respect to the loan contract of a Money Lender registered by him/her [the Prime Minister or prefectural governor]" in paragraph (4) of that Article shall be deemed to be replaced with "with regard to the Right to Obtain Reimbursement Pertaining to Performance under Entrustment held by an assignee thereof (limited to those who have business offices or other offices within the relevant prefectural area)," and any other necessary technical replacement of terms shall be specified by a Cabinet Order. 例文帳に追加

２　第十二条の七、第十六条の二第三項及び第四項、第十六条の三、第十七条（第六項を除く。）、第十八条から第二十二条まで、第二十四条の六の十並びに前項の規定（抵当証券法第一条第一項に規定する抵当証券に記載された債権については、第十六条の二第三項及び第四項並びに第十七条（第六項を除く。）の規定を除く。）は、受託弁済に係る求償権等の譲渡があつた場合における当該受託弁済に係る求償権等を譲り受けた者について準用する。この場合において、第二十四条の六の十第一項から第四項までの規定中「内閣総理大臣又は都道府県知事」とあるのは「都道府県知事」と、同条第一項中「その登録を受けた貸金業者」とあるのは「受託弁済に係る求償権等を譲り受けた者で当該都道府県の区域内に営業所又は事務所（営業所又は事務所を有しない者にあつては、住所又は居所。以下この条において同じ。）を有するもの」と、同条第二項中「その登録を受けた貸金業者の貸付けに係る契約について」とあるのは「受託弁済に係る求償権等を譲り受けた者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）の当該受託弁済に係る求償権等に係る」と、同条第三項中「その登録を受けた貸金業者」とあるのは「受託弁済に係る求償権等を譲り受けた者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）」と、同条第四項中「その登録を受けた貸金業者の貸付けに係る契約について」とあるのは「受託弁済に係る求償権等を譲り受けた者（当該都道府県の区域内に営業所又は事務所を有するものに限る。）の当該受託弁済に係る求償権等に係る」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。 - 日本法令外国語訳データベースシステム

As I mentioned several times, I was a member of the Hashimoto Cabinet when Hokkaido Takushoku Bank and Yamaichi Securities failed in 1997 as a result of a financial crisis, and when Nippon Credit Bank and Long-Term Credit Bank of Japan failed in 1998. At that time, banks engaging in overseas business were required to have a minimum capital adequacy ratio of 8%, and banks focusing on domestic business were required to have a minimum capital adequacy ratio of 4%. Generally speaking, the higher capital adequacy ratio a bank has, the more sound it is. However, if it goes too far, a credit crunch will occur. During the financial crisis, two big department stores located in front of the railway station in my hometown of Kitakyushu failed-a loan buyback provision was also a factor behind this-, and thus, I learned first-hand about the soundness of banks and the impact on the real economy. I related my experiences like this to Ms. Lagarde and Mr. Noyer. 例文帳に追加

何回も申し上げましたように、（私は、）1997年日本の金融危機で、北海道拓殖銀行、山一證券、その次の年は日債銀、（日本）長期信用銀行が破綻したときの橋本内閣の閣僚でございまして、本当に健全な強い銀行、言うなれば自己資本の高い銀行で海外業務をするときは8％、国内銀行は4％という基準が当時あったわけでございますが、自己資本比率の高い銀行ほど一般的に安全でございますけれども、そうなると貸し剥がし・貸し渋りというのが起こります。これは瑕疵担保条項のこともございましたが、金融危機のときに、私の地元の北九州市の駅前にある大きなデパートが2つほど破綻いたしまして、私は北九州市出身ですから、まさに銀行の健全性と実体経済の影響ということを、身をもって勉強したつもりでございます。そんなことも、この前ラガルドさんにも、またノワイエさんにも申し上げてきました。 - 金融庁

Unlike in the case of share flotations, bonds are, like bank borrowing, liabilities ? they incur interest expenses, and the rise in the value of outstanding SME issues in the past few years has probably been prompted by factors such as the following: 1) Being able to raise comparatively long-term funds at fixed interest rates fixes the cost of raising funds for capital investment and other purposes, and so makes it easier to formulate investment and business plans. 2) Privately-placed bonds are placed and underwritten from an investor perspective, ensuring that only prime enterprises can issue bonds. Accordingly, issuing privately-placed bonds not only improves an SME’s image and strengthens its position when negotiating interest rates and loan terms with a financial institution, but can also contribute to improving creditworthiness as an enterprise, and assist in improving an enterprise’s appeal to business partners and attracting human resources. (Some prelisted enterprises issue privately-placed bonds to assist in investor relations.) 3) As they can charge fees for bond issues, financial institutions, too, are focusing on such issues as a means of increasing revenues from non-interest sources. 例文帳に追加

株式公開の場合と異なり、社債は銀行借入と同様に負債であり、金利支払い負担も生じるが、中小企業の社債発行額がここ数年増加しているのは、〔1〕固定金利で比較的長期の調達ができることから、設備投資等の資金調達コストが確定でき、投資計画・事業計画が立てやすくなる面があること、〔2〕私募債の受託・引受は、投資家としての視点から行われるため、発行可能な企業は優良企業に限られる。したがって、中小企業においては私募債を発行することにより企業イメージが向上し、金融機関との金利交渉、貸出条件交渉が有利になるだけでなく、企業としての信用力向上にも寄与し、取引先へのアピールや人材確保の面からもメリットがあると考えられること（株式公開前の企業では、IRの観点から私募債発行を行うこともある）、〔3〕金融機関においても、社債発行に係る手数料を徴求できることから、非金利収入の増加という観点から力を入れていること、等が勘案されているのではないだろうか。 - 経済産業省