「corporate credit」に関連した英語例文の一覧と使い方 - Weblio英語例文検索

Affected by the global credit crunch, financial conditions, including those of the corporate financing environment, are also severe. 例文帳に追加

世界的な信用収縮を受けて、企業の資金繰りなど金融環境も厳しい状況にあります。 - 財務省

Then, credit spread, convertibility spread, and hedge risk spread of corporate bond are estimated (S2).例文帳に追加

次に、社債の信用スプレッドや流動性スプレッド、ヘッジリスクスプレッドの推定を行なう（Ｓ２）。 - 特許庁

(Note) The issuance of securitized corporate loans, such as collateralized loan obligations (CLOs), and M&As has also decreased with the increase in credit default swap (CDS) premia and corporate bond spread, particularly in the U.S. and Europe. 例文帳に追加

（注）特に欧米において、CDS（Credit Default Swap）プレミアムや社債スプレッドが上昇するとともに、貸付債権担保証券（CLO、Collateralized Loan Obligation）などの企業向けローンの証券化商品の発行や M&A も減少した。 - 金融庁

(c) Do directors and corporate auditors seek to enhance their understanding of the credit risk measurement technique by receiving training or through other means? 例文帳に追加

ｃ．取締役及び監査役は、研修を受けるなどして、信用リスク計測手法について理解を深めているか。 - 金融庁

An employee 2 purchases goods qualified for the private reduction from a dealer 3 on the basis of settlement by a corporate credit card 10.例文帳に追加

社員２は、業者３から、法人クレジットカード１０による決済に基づいて、私的控除の対象となる物品の購入等を行う。 - 特許庁

A pool property information gaining part 22 gains the debt amount and the default rate of a debt such as a corporate bond, a loan credit.例文帳に追加

プール資産情報所得部２２は、社債、貸付債権等のデットの債務額およびデフォルト率を取得する。 - 特許庁

(iii) With regard to corporate bonds, credit derivatives, etc., does the Market Risk Management Division identify, for example, the risk that changes in the credit spread will affect the current value (or periodic profit) and consider whether or not to subject the risk to market risk management? 例文帳に追加

（ⅲ）社債、クレジット・デリバティブ等については、例えば、信用スプレッドが変動することによって、現在価値（又は期間収益）に影響を与えるリスクなどを洗い出し、管理対象とすべきか検討しているか。 - 金融庁

(iii) With regard to corporate bonds, credit derivatives, etc., does the Market Risk Management Division identify, for example, the risk that changes in the credit spread will affect the current value (or periodic profit) and consider whether or not to subject the risk to market risk management?8 例文帳に追加

（ⅲ）社債、クレジット・デリバティブ等については、例えば、信用スプレッドが変動することによって、現在価値（又は期間収益）に影響を与えるリスクなどを洗い出し、管理対象とすべきか検討しているか。8 - 金融庁

In other words, there are concerns that worsening cash positions in the corporate and household sectors, where financial procurement is being impeded by the credit crunch, could slow global economic growth down, and this in turn could cause an even bigger credit crunch.例文帳に追加

すなわち、信用収縮によって資金調達を阻害された企業・家計部門の資金繰りの悪化が世界の経済成長を鈍化させ、それが更なる信用収縮を招来しかねないことが懸念される。 - 経済産業省

When this effect is manifested accompanied by asset price inflation or expectation of asset price inflation, a bias toward credit expansion will kick in at banks as long as these conditions persist, and they will further lift economic conditions.In contrast, when asset prices take a downturn, a bias to shrink credit is activated, and along with excessive corporate debt and decrease in corporate creditworthiness, banks will further constrict credit and push down economic conditions.例文帳に追加

この効果が、資産価格インフレないし資産価格インフレ期待に伴って発現されると、銀行はそれらが続く限り信用拡大に向かうバイアスがかかり、景気を一層持ち上げ、逆に資産価格が下落に転じると、信用を縮小させるバイアスがかかり、企業債務の過剰化、企業信用力の低下を伴い更に信用を収縮させ、景気を下押しすることとなるのである。 - 経済産業省

Now, we will examine changes of bank lending balances and money supply growth. Both the growth of bank lending balances and money supply growth, in tune with expansionary movements of corporate investment, are found to have peaked from the end of 2003 to the beginning of 2004, a period when corporate investment scored the largest growth, and slowed later following the Chinese Government’s credit-tightening policy.例文帳に追加

実際、銀行の貸出残高とマネーサプライの伸び率の推移を見ても、投資の拡大と歩調を合わせて、2003年末から2004年初頭にかけて、投資が最も伸びていた時期にピークを迎え、その後、中国政府の引締めに伴って伸び率が低下している。 - 経済産業省

(i) Does the board of directors give priority to the establishment of corporate ethics based on the fact that credit rating agencies have important social responsibilities in the financial and capital markets; and has it built a structure for the achievement? 例文帳に追加

① 取締役会は、単に業務推進に係ることのみではなく、業務運営に際して、法令等遵守・内部管理に関する事項その他の各種リスクに関する重要な事項について議題として採り上げているか。 - 金融庁

(ii) Does the problem Loan Management Division, in accordance with the Credit Risk Management Rules, appropriately grasp and manage the status of corporate management at problem borrowers and provide guidance on the formulation of business rehabilitation plans or collect loans as necessary? 例文帳に追加

（ⅱ）問題債権の管理部門は、信用リスク管理規程に基づき、問題先の経営状況等を適切に把握・管理し、必要に応じて再建計画の策定の指導や整理・回収を行っているか。 - 金融庁

(a) Do directors understand that decisions concerning the credit risk measurement technique as well as the risk limits and the risk capital limits (in the case where capital allocation management is employed) have serious implications for the financial institution's corporate management and financial conditions? 例文帳に追加

ａ．取締役は、信用リスク計測手法及びリスク限度枠又はリスク資本枠（資本配賦運営を行っている場合）の決定が、経営や財務内容に重大な影響を及ぼすことを理解しているか。 - 金融庁

To efficiently perform the comprehensive administration of the working assets and procured liability of a joint financing of yen basis fixed interest rate by private banks performed jointly with international corporate banks on export credit.例文帳に追加

国際協力銀行との輸出金融に協調して行う、民間銀行の円建固定金利の協調融資について、この協調融資の運用資産と調達負債の総合的な管理を効率よく行う。 - 特許庁

In other words, the political system, laws, and accounting systems, and disclosure of corporate information are not as organized as those in the US and Europe, and because of the small number of credit rating agencies, it is difficult to measure the risk levels and to identify the source of risks.例文帳に追加

すなわち、アジア地域の政治体制、法・会計制度、企業情報開示などが欧米ほどに整備されておらず、格付機関の少なさなどからリスクの所在やリスクの大きさが判別できない場合もあることが挙げられる。 - 経済産業省

Does the Board of Directors or organization equivalent to the Board of Directors appropriately determine whether there are any weaknesses or problems in the credit risk management system and the particulars thereof, and appropriately examine their causes by precisely analyzing the status of credit risk management and assessing the effectiveness of credit risk management, based on all of the information available regarding the status of credit risk management, such as the results of audits by corporate auditors, internal audits and external audits, findings of various investigations and reports from various divisions? 例文帳に追加

取締役会等は、監査役監査、内部監査及び外部監査の結果、各種調査結果並びに各部門からの報告等全ての信用リスク管理の状況に関する情報に基づき、信用リスク管理の状況を的確に分析し、信用リスク管理の実効性の評価を行った上で、態勢上の弱点、問題点等改善すべき点の有無及びその内容を適切に検討するとともに、その原因を適切に検証しているか。 - 金融庁

It is desirable that the uniform yardstick is used to grasp and measure all necessary credit risk elements. If there are credit risks that are not sufficiently grasped and measured with the uniform yardstick, does the institution ensure that all necessary elements are taken into consideration in corporate management decisions by utilizing supplementary information? 例文帳に追加

統一的な尺度は、全ての必要な信用リスク要素を把握・計測していることが望ましいが、仮に、統一的な尺度で十分な把握・計測を行っていない信用リスクが存在している場合には、補完的な情報を用いることにより、経営上の意思決定に際して、必要な全ての要素を勘案していることを確保しているか。 - 金融庁

To provide a measurement system to be utilized for the basic measurement of a credit risk measurement system, a credit derivative evaluation system, etc., in a financial institution or the like and capable of accurately measuring the period structure of bankruptcy probability of enterprises and a recovery rate in each rating by inputting the price and attribute information of a corporate debenture and that of a national bond and business category information.例文帳に追加

金融機関等における信用リスク計測システム、信用デリバティブ評価システム等の基本的な計測に利用でき、社債の価格及び属性情報、国債の価格及び属性情報、業種情報を入力することにより、正確に企業の倒産確率の期間構造及び格付毎の回収率を計測することができる計測システムを提供する。 - 特許庁

For example, the government promoted the facilitation of financing for companies, including SMEs, by grasping the state of the provision of funds by financial institutions, requesting financial institutions to facilitate corporate financing, expanding the quota for emergency credit guarantee and enhancing the emergency operations of Japan Finance Corporation 例文帳に追加

すなわち、金融機関による資金供給の実態把握とその円滑化の要請や、信用保証協会による緊急保証枠の拡充、日本政策金融公庫の危機対応業務の拡充などにより、中小企業を含めた企業金融の円滑化の促進が図られた - 金融庁

(i) Does the problem Loan Management Division provide a system to detect at an early date loans that need to be managed as problem loans in accordance with the Credit Risk Management Rules, based on a recognition of the impact of problem loans on the soundness of the financial institution's corporate management? 例文帳に追加

（ⅰ）問題債権の管理部門は、問題債権が金融機関の経営の健全性に与える影響を認識し、信用リスク管理規程に基づき、問題債権として管理が必要な債権を早期に把握する態勢を整備しているか。 - 金融庁

More work is required to restore the soundness and enhance the transparency of banks’ balance sheets and markets; and improve the corporate governance and risk management of financial firms in order to strengthen the global financial system and restore the credit needed to fuel sustainable economic growth. 例文帳に追加

世界的な金融システムを強化し，持続的な経済成長の促進に必要な信用を回復するため，銀行のバランスシートと市場の健全性の回復や透明性の強化，金融機関のコーポレート・ガバナンスとリスク管理の改善に向けて，更なる取組が求められる。 - 財務省

For example, the government guarantee scheme for bank loans provides high credit risk to banks since it takes long time until the government guarantee is executed when there was a delinquency of debt payment by a corporate client and the amount to be guaranteed is not full. Therefore, Russian banks were reluctant to utilize the government guarantee.例文帳に追加

例えば、銀行融資に対する政府保証スキームは、銀行にとって信用リスクが高い（企業による債務返済義務の不履行があっても、政府保証が執行されるまでに要する期間が長い、全額保証ではない）ため、ロシアの銀行は政府保証の利用に消極的であった。 - 経済産業省

(xvi) Advisory, intermediation and other auxiliary financial services on all the activities listed in subparagraphs (v) through (xv), including credit reference and analysis, investment and portfolio research and advice, advice on acquisitions and on corporate restructuring and strategy.例文帳に追加

(xvi) (v)から(xv)までに規定するすべての活動についての助言、仲介その他の補助的な金融サービス(信用照会及び分析、投資及びポートフォリオの調査並びにこれらについての助言並びに企業の取得、再編及び戦略についての助言を含む。) - 経済産業省

As the Asian bond market grows to deal with corporate bonds, a variety of attractive bonds for investment will be issued with conditions that adequately reflect the credit risks. Investments from Japan for such bonds are expected to ultimately increase.例文帳に追加

今後アジア債券市場が発展し、社債等まで市場が拡大することにより、投資対象として魅力のある多様な種類の債券が信用リスクを適切に反映した条件で発行され、これに対する我が国からの投資が拡大することが期待できる。 - 経済産業省

- Tax credit system relating to the total amount of experiment and research costs*1 A tax exemption equivalent to 8―10%*2 of the total amount of experiment and research costs (the upper limit set at 20% of the amount of the corporate taxes to be paid for the relevant fiscal year) will continue to be applicable, according to the research and experiment cost ratio (the ratio of experiment and research costs to the total sales).例文帳に追加

・試験研究費の総額に係る税額控除制度※１試験研究費の総額に対して、試験研究費割合(試験研究費総額の売上高に占める割合)に応じて８％～10％※２の税額控除（当期の法人税額の20％を限度）ができる措置を引き続き講じた。 - 経済産業省

As you also asked me about the overall financial markets, I would like to talk about one more thing. In the corporate bond market, for example, I understand that companies whose credit ratings are at medium or low levels are resuming bond issuance. 例文帳に追加

それから、金融市場全般についてのお尋ねもありましたので、ちょっと付け加えますと、例えば社債市場では、中低位格付の起債が再開されるようになってきていると承知しています。この状況について、日本銀行は、「ひところに比べて緊張感が後退しているけれども、なお厳しい状況が続いている」、こんな認識を示されております。 - 金融庁

For example, does the institution set two or more judgment criteria items such as the ratings assigned to the institution by credit rating agencies, the institution’s stock price, corporate bond spread, deposit balance trend, and extra interest cost imposed on its market-based funding and the shortening of the maturity of funds raised from the market as a way to determine the urgency level of its funds needs in an appropriate and timely manner or on an as needed basis? 例文帳に追加

例えば、信用格付業者の格付、金融機関の株価、社債のスプレッド、預金残高の動向、市場資金調達時のプレミアム、市場資金調達可能期間の短期化などの複数の判定基準を設け、資金繰りの逼迫度の状況を適時適切に認識できるものとなっているか。 - 金融庁

We welcome in this respect the progress made by the IMF with its new Flexible Credit Line (FCL) and its reformed lending and conditionality framework which will enable the IMF to ensure that its facilities address effectively the underlying causes of countries' balance of payments financing needs, particularly the withdrawal of external capital flows to the banking and corporate sectors. 例文帳に追加

我々は、この観点から、IMFによる新たなフレキシブル・クレジット・ライン（FCL）、及び、改革された融資及び融資条件枠組みについてなされた進展を歓迎する。これらによりIMFは、その融資制度が加盟国の国際収支資金ニーズの基底にある原因、特に銀行及び企業セクターへの外国資本フローの引揚げに有効に対処することを確保できる。 - 財務省

*Under the economic policy package of fiscal 2009, it was arranged that regarding the tax credit system relating to the total amount of experiment and research costs, (1) the upper limit on tax exemption would be raised from 20% of the amount of the corporate taxes to be paid for the relevant fiscal year to 30% and (2) the portion of the experiment and research costs in excess of the upper limit in fiscal 2009 and 2010 would be eligible for tax exemption in fiscal 2011 and 2012. (The above measures will remain in effect until the end of fiscal 2011.)例文帳に追加

※ 2009年度経済対策において、試験研究費の総額に係る税額控除制度等を、①2009､2010年度において税額控除ができる限度額を、当期の法人税額の20%から30%に引き上げるとともに、② 2009､2010年度に生じる税額控除限度超過額について、2011､2012年度において税額控除の対象とする措置を講じた。(2011年度末までの措置) - 経済産業省

There was some concern caused by not understanding the full picture of the subprime mortgage problem described below, and some investors were cautious in their evaluation of so-called risk assets, including shares, corporate bonds and currencies that essentially had no direct relationship with subprime mortgages. Various events were observed, including falls in stock prices, greater credit spreads, and an appreciation of the yen.例文帳に追加

後述するサブプライム住宅ローン問題の全容が分からないことによる不安もあり、本来サブプライム住宅ローンとは直接関係のない株式・社債・通貨を含め、いわゆるリスク資産に対する投資家の評価が慎重化し、株価の下落、信用スプレッドの拡大、更に円高12といった現象が観察された。 - 経済産業省

(2) With regard to the application of the provisions of Article 3, paragraph (2) and Article 5 of the Small and Medium-sized Enterprise Credit Insurance Act to insurance relationships of general insurance that pertain to a guarantee related to regional industrial clusters, the term "70 percent" in Article 3, paragraph (2) of the same Act and the term "70 percent (80 percent in the case of unsecured insurance, special petty insurance, current assets insurance, pollution prevention insurance, energy conservation insurance, overseas investment-related insurance, new business development insurance, business reconstruction insurance, and specific corporate bond insurance)" in Article 5 of the same Act shall be deemed to be replaced with "80 percent." 例文帳に追加

２　普通保険の保険関係であって、地域産業集積関連保証に係るものについての中小企業信用保険法第三条第二項及び第五条の規定の適用については、同法第三条第二項中「百分の七十」とあり、及び同法第五条中「百分の七十（無担保保険、特別小口保険、流動資産担保保険、公害防止保険、エネルギー対策保険、海外投資関係保険、新事業開拓保険、事業再生保険及び特定社債保険にあつては、百分の八十）」とあるのは、「百分の八十」とする。 - 日本法令外国語訳データベースシステム

The meaning of the so-called May crisis may vary somewhat depending on who is using the word. My understanding is that this reflected concern that a succession of companies would report huge losses for the business year ended in March, leading to a series of credit rating downgrades, prompting auditing firms to attach notes concerning the going concern assumption to numerous companies' financial statements and triggering a stock market plunge, all of which may in turn induce banks to curb new loans and cause many clogs in the flow of funds in the channels of direct financing, such as the markets for corporate bonds and CP (commercial paper). 例文帳に追加

いわゆる「5月危機」という言葉で懸念されていた事態というのは、人によって多少ニュアンスの違いはあるかもしれませんが、この3月期の通期の決算に関して大幅赤字の決算が相次ぐ、それを受けて信用格付の引下げ、格下げが相次ぐ、また、外部監査で継続企業の前提に関する注記が相次ぐ、更には、株価が大きく下落する、そういった中で銀行の融資も絞り込まれ、また、社債・CP（コマーシャル・ペーパー）市場といった直接金融の世界でも目詰まりがあちこちで頻発する、こういったイメージで懸念されていたということかと思います。 - 金融庁

(i) With regard to borrowers which are small- or medium-size companies, does the institution conduct credit management carefully in light of the nature of such companies? For example, does it endeavor to fully grasp the actual status of the borrowing companies' corporate management including information concerning qualitative factors such as the companies' strength in terms of technology and sales as well as senior management's capabilities by visiting the companies on an ongoing basis and conduct loan management accordingly? Is the institution actively involved in corporate and business rehabilitation through the provision of elaborate management consultations and guidance?例文帳に追加

（ⅰ）中小・零細企業等である与信先については、その特色を踏まえてきめ細かな与信管理等を行っているか。例えば、以下のような対応を行っているか。・ 継続的な企業訪問等を通じて企業の技術力・販売力や経営者の資質といった定性的な情報を含む経営実態の十分な把握と債権管理に努めているか。・ きめ細かな経営相談、経営指導、経営改善計画の策定支援等を通じて積極的に企業・事業再生に取り組んでいるか。・ ビジネスマッチングやＭ＆Ａに関する情報等、当該金融機関の情報機能やネットワークを活用した支援に取り組んでいるか。・ ライフサイクル（創業・新事業支援、経営改善支援、事業再生、事業承継）に応じた各段階においてきめ細かい支援に取り組んでいるか。・ 事業価値を見極める融資手法をはじめ中小企業に適した資金供給手法の徹底に取り組んでいるか。 - 金融庁

The report cites the following 2 major problems with the existing system: (1) deferral of taxation on retained profits of foreign subsidiaries and the resulting impact on corporate decision-making on capital spending and (2) diverted use of maximum deductible amounts and the system complexity, both of which arise from the combined use of the high-tax rate income and the low-tax rate income under the foreign tax credit system. The report proposes the following solutions to these problems: (1) the extraterritorial income should be classified into ordinary income and investment income, and the extraterritorial income exclusion system should be applied to the former while the foreign tax credit system should be applied to the latter, and (2) the enforcement of the transfer pricing tax system should be enhanced as the extraterritorial income exclusion system adopted to the ordinary income could urge companies to move the profits of their foreign subsidiaries to countries with lower taxes.例文帳に追加

報告書においては、現行制度の問題点として、全世界所得課税における海外子会社留保利益の課税繰延とそれによる企業の投資判断の歪みの発生について、また、外国税額控除方式における高税率の所得と低税率の所得の組み合わせによる控除限度額の流用および制度の複雑性等について、それぞれ指摘されており、その解決策として、① 国外所得を事業所得と投資所得に分類し、前者については国外所得免除方式を採用しつつ、後者については現行の外国税額控除方式を採用する、②事業所得の国外所得免除方式の適用においては、軽課税国所在の子会社に所得を移転させるインセンティブが働くため、移転価格税制の執行にさらに注力するといった提案がなされている。 - 経済産業省

(ii) When providing credit to a small- or medium-size company, does the institution conduct credit management operations including credit rating management with due consideration for the overall status of the company's corporate management in light of the nature of small- and medium-size companies in general, such as their vulnerability to the economic cycle and their liability to fall into the status of having excess debt due to one-time factors.例文帳に追加

（ⅱ）中小・零細企業等に対する与信に関しては、総じて景気の影響を受けやすく、一時的な要因により債務超過に陥りやすいといった中小・零細企業等の経営・財務面の特性を踏まえ、与信先の経営実態を総合的に勘案した信用格付等の与信管理を行っているか。（ⅲ）スコアリング・モデルを用いたビジネスローン等について延滞が発生した場合に、経営改善の方策に係る協議に応じることなく、機械的に債権回収や債権売却を行っていないか。また、ビジネスローン等からの撤退等に当たっては、債務者の置かれた状況を斟酌し、必要に応じて代替的な資金供給手段を検討しているか。（ⅳ）担保割れが生じた際に、合理的な理由なく、直ちに回収や金利の引上げを行っていないか。（ⅴ）経営改善支援先については、経営改善計画の進捗状況を適切に把握し、必要に応じて経営相談・経営指導等を行う等、経営改善に向けた働きかけを行っているか。（ⅵ）短期貸付の更新継続をしている貸出金（手形貸付を含む。）について、更なる借換えを行えば貸出条件緩和債権に該当する場合、安易に顧客の要望を謝絶することなく、適切に経営改善計画等の策定支援等を行っているか。（ⅶ）債務者が大部で精緻な経営改善計画等を策定していないことを理由に、貸付条件の変更等の申込みを謝絶していないか。 - 金融庁

As you just mentioned, many major banks posted a substantial increase in earnings for the April-June quarter. The financial results of all major banks and other financial institutions for the quarter ended June 30, 2010 became available to the public by last Friday, on July 30. As pointed out just now, the financial results of major banks for the quarter ended June 30 released to the public recently revealed that their gross financial margin—which, as you know, is the profit margin—decreased, whereas market-related revenue such as proceeds from selling and purchasing of government bonds and other such financial instruments increased, while service revenue such as sales commission of investment trusts recovered. In addition, credit-related expenses decreased, as relatively few large-scale corporate bankruptcies during the April-June quarter brought about the decrease in the allowance for doubtful accounts, write-offs and so forth. I believe these factors made a positive contribution, and by and large, resulted in an increase in net income on a year-on-year basis. 例文帳に追加

今ご指摘のように、主要行の4-6月期の決算、実は多くの大幅増益となったということでございますが、主要行等の平成22年度の6月期決算は先週の金曜日でございますが、7月30日までに出揃ったところでございますが、今もご指摘のように今般公表された主要行の6月期決算では、資金利益が落ち込む一方、これはご存じのように利ざやですね、落ち込む一方、投資信託の販売手数料など、役務収益が回復している中、国債等の売買といった市場関連収益の増加のほか、与信関連費用が減少したことにより、これはご存じのように大型の会社の倒産というのが比較的この期（4-6月期）少なかったし、まあ、そういったこともございまして、それからそういったことの貸倒引当金、それから償却等が減りましたので、そんなことがプラスに働いたのではないかと思っておりますけれども、最終的な利益は前年同月比ではおおむね増収となりました。 - 金融庁

First, what I just said about the Incubator Bank of Japan may have sounded a bit like an inside story, but it is based on the findings of our work – we examined the bank's corporate management structure and the status of its risk management system development through noncompulsory hearings, orders to submit a report, on-site inspections and other means to look into its business of purchasing loan claims from money lending businesses, which suddenly picked up in and after 2008, and of making large loans, which started showing a remarkable increase in 2009. As, in so doing, we detected a serious problem with respect to its credit risk management system concerning major borrowers and its loan claim purchase business in the results of our on-site inspection that was begun in June 2009, we recently issued a business suspension order and business improvement order on May 27 to show it a direction. My guess is that following the subsequent replacement of the bank's management, which you surely know about, the results of reassessment conducted by the new management concerning those major borrowers led to the significant change in numbers. 例文帳に追加

まず1点、この日本振興銀行は、今、少し私は内輪のような話をいたしましたが、平成20年以降、急速に貸金業者からの債権買い取りビジネス、それから平成21年以降に特に増加傾向が顕著となった大口融資に対して、任意のヒアリング、あるいは報告徴求命令、立入検査等を通じて、経営管理体制やリスク管理の整備状況について検証を行ってきたところでございまして、そういった中で平成21年6月開始の立入検査の結果において、大口融資者あるいは債権買取業務に関する信用リスク管理体制に関して重大な問題が認められたため、先般5月27日に業務停止命令及び業務改善命令を発出し、対応を示したものでございまして、この大口融資先の自己査定見直し結果が、ご存じのように新しい経営陣になりまして、大幅に変更したということがあるのではないかと思っております。 - 金融庁

Regarding restructured loans, a measure called "an expansion of criteria for treating loans as not equivalent to restructured loans" was announced on November 7 last year. This was adopted as a permanent measure to enable financial institutions to relax the lending terms for small and medium-size enterprises in order to improve their fund-raising and business conditions. This measure was taken so that financial institutions could support corporate activity amid the deterioration of Japan's real economy. While it is true that the financial results are based on the implementation of measures adopted for this purpose, I think that it is important to carefully watch the financial conditions of financial institutions, including the total credit costs. 例文帳に追加

なお、この貸出条件緩和債権につきましては、昨年11月7日に発表いたしました「貸出条件緩和債権に該当しない場合の取扱いの拡充」というものがあって、これは借り手企業の資金繰りや経営改善を図るために、金融機関が中小企業に対して貸出条件の緩和に柔軟に応じることができるように、恒久的な措置として講じたものでございまして、まさに我が国の実体経済が非常に悪くなっている中で、金融機関が実体経済における企業活動をサポートしていくという趣旨で講じられた措置でございまして、そういう形、あるいは目的で講じられた措置が前提になっているのは事実でございますが、トータルの信用コストなども含めた金融機関の財務状況をきちんと見ていくということが大事だと思います。 - 金融庁

Article 2 (1) The licensing, permission, authorization, approval, Designation and other dispositions, or notification and other acts carried out by the Minister of Finance or other organs of the State pursuant to the provisions of the Secured Bond Trust Act, Trust Business Act, Norinchukin Bank Act, Mutual Loan Business Act, Act on Simplification of Banking Business Procedures, etc., Act on Provision, etc. of Trust Business by Financial Institutions, Act on Prohibition of Private Monopolization and Maintenance of Fair Trade, Agricultural Cooperative Association Act, Securities and Exchange Act, Act on Non-Life Insurance Rating Organizations, Fisheries Cooperative Association Act, Act on the Cooperative Associations of Small and Medium Enterprises, etc., Act on Financial Businesses by Cooperative, Shipowners Mutual Insurance Association Act, Securities Investment Trust Act, Shinkin Bank Act, Long-Term Credit Bank Act, Loan Trust Act, Medium and Small Fishery Loan Guarantee Act, Credit Guarantee Companies Act, Labor Bank Act, Foreign Exchange Bank Act, Automobile Liability Security Act, Agricultural Credit Guarantee Insurance Act, Act on Financial Institutions' Merger and Conversion, Act on Foreign Securities Brokers, Deposit Insurance Act, Act on the Promotion of Introduction of Industry, etc. into Agricultural Regions, Agricultural and Fishery Cooperation Savings Insurance Act, Banking Act, Act on Controls, etc. on Money Lending, Act on Regulation, etc. on Investment Advisory Business Pertaining to Securities, Act on Regulation, etc. for Mortgage Corporations, Financial Futures Trading Act, Act on Regulation, etc. on Advanced Payment Certificate, Act on Regulations of Business Pertaining to Commodities Investment, Act on Special Provisions for the Narcotics and Psychotropics Control Act, etc. and Other Matters for the Prevention of Activities Encouraging Illicit Conduct and Other Activities Involving Controlled Substances through International Cooperation, Act on the Regulation of Business Pertaining to Specified Claims, etc., Act on Revision, etc. of Related Acts for the Reform of Financial System and Securities Exchange System, Act on Preferred Equity Investment by Cooperative Structured Financial Institution, Real Estate Specified Joint Enterprise Act, Insurance Business Act, Act on Special Treatment, etc. of Corporate Reorganization Proceedings and Other Insolvency Proceedings of Financial Institution, Act on the Merger of the Norinchukin Bank and the Federation of Credit Agricultural Cooperatives, etc., Bank of Japan Act, or Act on Special Measures, etc. for Merger Procedures Pertaining to Banks, etc. for the Creation of Bank Holding Company. (hereinafter referred to as the "Former Secured Bond Trust Act, etc."), prior to the revision by this Act, shall be deemed as licensing, permission, authorization, approval, Designation and other dispositions, or notification and other acts carried out by the Prime Minister or other corresponding organs of the State pursuant to the corresponding provisions of the Secured Bond Trust Act, Trust Business Act, Norinchukin Bank Act, Mutual Loan Business Act, Act on Simplification of Banking Business Procedures, etc., Act on Provision, etc. of Trust Business by Financial Institutions, Act on Prohibition of Private Monopolization and Maintenance of Fair Trade, Agricultural Cooperative Association Act, Securities and Exchange Act, Act on Non-Life Insurance Rating Organizations, Fisheries Cooperative Association Act, Act on the Cooperative Associations of Small and Medium Enterprises, etc., Act on Financial Businesses by Cooperative, Shipowners Mutual Insurance Association Act, Securities Investment Trust Act, Shinkin Bank Act, Long-Term Credit Bank Act, Loan Trust Act, Medium and Small Fishery Loan Guarantee Act, Credit Guarantee Companies Act, Labor Bank Act, Foreign Exchange Bank Act, Automobile Liability Security Act, Agricultural Credit Guarantee Insurance Act, Act on Financial Institutions' Merger and Conversion, Act on Foreign Securities Brokers, Deposit Insurance Act, Act on the Promotion of Introduction of Industry, etc. into Agricultural Regions, Agricultural and Fishery Cooperation Savings Insurance Act, Banking Act, Act on Controls, etc. on Money Lending, Act on Regulation, etc. on Investment Advisory Business Pertaining to Securities, Act on Regulation, etc. for Mortgage Corporations, Financial Futures Trading Act, Act on Regulation, etc. on Advanced Payment Certificate, Act on Regulations of Business Pertaining to Commodities Investment, Act on Special Provisions for the Narcotics and Psychotropics Control Act, etc. and Other Matters for the Prevention of Activities Encouraging Illicit Conduct and Other Activities Involving Controlled Substances through International Cooperation, Act on the Regulation of Business Pertaining to Specified Claims, etc., Act on Revision, etc. of Related Acts for the Reform of Financial System and Securities Exchange System, Act on Preferred Equity Investment by Cooperative Structured Financial Institution, Real Estate Specified Joint Enterprise Act, Insurance Business Act, Act on Special Treatment, etc. of Corporate Reorganization Proceedings and Other Insolvency Proceedings of Financial Institution, Act on the Merger of the Norinchukin Bank and the Federation of Credit Agricultural Cooperatives, etc., Bank of Japan Act, or Act on Special Measures, etc. for Merger Procedures Pertaining to Banks, etc. for the Creation of Bank Holding Company, revised by this Act (hereinafter referred to as the "Current Secured Bond Trust Act, etc."). 例文帳に追加

第二条　この法律による改正前の担保附社債信託法、信託業法、農林中央金庫法、無尽業法、銀行等の事務の簡素化に関する法律、金融機関の信託業務の兼営等に関する法律、私的独占の禁止及び公正取引の確保に関する法律、農業協同組合法、証券取引法、損害保険料率算出団体に関する法律、水産業協同組合法、中小企業等協同組合法、協同組合による金融事業に関する法律、船主相互保険組合法、証券投資信託法、信用金庫法、長期信用銀行法、貸付信託法、中小漁業融資保証法、信用保証協会法、労働金庫法、外国為替銀行法、自動車損害賠償保障法、農業信用保証保険法、金融機関の合併及び転換に関する法律、外国証券業者に関する法律、預金保険法、農村地域工業等導入促進法、農水産業協同組合貯金保険法、銀行法、貸金業の規制等に関する法律、有価証券に係る投資顧問業の規制等に関する法律、抵当証券業の規制等に関する法律、金融先物取引法、前払式証票の規制等に関する法律、商品投資に係る事業の規制に関する法律、国際的な協力の下に規制薬物に係る不正行為を助長する行為等の防止を図るための麻薬及び向精神薬取締法等の特例等に関する法律、特定債権等に係る事業の規制に関する法律、金融制度及び証券取引制度の改革のための関係法律の整備等に関する法律、協同組織金融機関の優先出資に関する法律、不動産特定共同事業法、保険業法、金融機関の更生手続の特例等に関する法律、農林中央金庫と信用農業協同組合連合会との合併等に関する法律、日本銀行法又は銀行持株会社の創設のための銀行等に係る合併手続の特例等に関する法律（以下「旧担保附社債信託法等」という。）の規定により大蔵大臣その他の国の機関がした免許、許可、認可、承認、指定その他の処分又は通知その他の行為は、この法律による改正後の担保附社債信託法、信託業法、農林中央金庫法、無尽業法、銀行等の事務の簡素化に関する法律、金融機関の信託業務の兼営等に関する法律、私的独占の禁止及び公正取引の確保に関する法律、農業協同組合法、証券取引法、損害保険料率算出団体に関する法律、水産業協同組合法、中小企業等協同組合法、協同組合による金融事業に関する法律、船主相互保険組合法、証券投資信託法、信用金庫法、長期信用銀行法、貸付信託法、中小漁業融資保証法、信用保証協会法、労働金庫法、外国為替銀行法、自動車損害賠償保障法、農業信用保証保険法、金融機関の合併及び転換に関する法律、外国証券業者に関する法律、預金保険法、農村地域工業等導入促進法、農水産業協同組合貯金保険法、銀行法、貸金業の規制等に関する法律、有価証券に係る投資顧問業の規制等に関する法律、抵当証券業の規制等に関する法律、金融先物取引法、前払式証票の規制等に関する法律、商品投資に係る事業の規制に関する法律、国際的な協力の下に規制薬物に係る不正行為を助長する行為等の防止を図るための麻薬及び向精神薬取締法等の特例等に関する法律、特定債権等に係る事業の規制に関する法律、金融制度及び証券取引制度の改革のための関係法律の整備等に関する法律、協同組織金融機関の優先出資に関する法律、不動産特定共同事業法、保険業法、金融機関の更生手続の特例等に関する法律、農林中央金庫と信用農業協同組合連合会との合併等に関する法律、日本銀行法又は銀行持株会社の創設のための銀行等に係る合併手続の特例等に関する法律（以下「新担保附社債信託法等」という。）の相当規定に基づいて、内閣総理大臣その他の相当の国の機関がした免許、許可、認可、承認、指定その他の処分又は通知その他の行為とみなす。 - 日本法令外国語訳データベースシステム

Article 2 (1) The licensing, permission, authorization, approval, Designation and other dispositions, or notification and other acts carried out by the Prime Minister or other organs of the State pursuant to the provisions of the Secured Bond Trust Act, Trust Business Act, Norinchukin Bank Act, Mutual Loan Business Act, Act on Simplification of Banking Business Procedures, etc., Act on Provision, etc. of Trust Business by Financial Institutions, Act on Prohibition of Private Monopolization and Maintenance of Fair Trade, Agricultural Cooperative Association Act, Securities and Exchange Act, Act on Non-Life Insurance Rating Organizations, Fisheries Cooperative Association Act, Act on the Cooperative Associations of Small and Medium Enterprises, etc., Act on Financial Businesses by Cooperative, Shipowners Mutual Insurance Association Act, Local Tax Act, Act on Securities Investment Trust and Securities Investment Corporations, Shinkin Bank Act, Long-Term Credit Bank Act, Loan Trust Act, Medium and Small Fishery Loan Guarantee Act, Credit Guarantee Companies Act, Labor Bank Act, Automobile Liability Security Act, Agricultural Credit Guarantee Insurance Act, Act on Earthquake Insurance, Registration and License Tax Act, Act on Financial Institutions' Merger and Conversion, Act on Foreign Securities Brokers, Act on the Promotion of Introduction of Industry, etc. into Agricultural Regions, Agricultural and Fishery Cooperation Savings Insurance Act, Banking Act, Act on Controls, etc. on Money Lending, Act on Regulation, etc. on Investment Advisory Business Pertaining to Securities, Act on Regulation, etc. for Mortgage Corporations, Financial Futures Trading Act, Act on Regulation, etc. on Advanced Payment Certificate, Act on Regulations of Business Pertaining to Commodities Investment, Act on Special Provisions for the Narcotics and Psychotropics Control Act, etc. and Other Matters for the Prevention of Activities Encouraging Illicit Conduct and Other Activities Involving Controlled Substances through International Cooperation, Act on the Regulation of Business Pertaining to Specified Claims, etc., Act on Revision, etc. of Related Acts for the Reform of Financial System and Securities Exchange System, Act on Preferred Equity Investment by Cooperative Structured Financial Institution, Real Estate Specified Joint Enterprise Act, Insurance Business Act, Act on Special Treatment, etc. of Corporate Reorganization Proceedings and Other Insolvency Proceedings of Financial Institution, Act on the Merger of the Norinchukin Bank and the Federation of Credit Agricultural Cooperatives, etc., Bank of Japan Act, Act on Special Measures, etc. for Merger Procedures Pertaining to Banks, etc. for the Creation of Bank Holding Company, Act on the Liquidation of Specified Assets by Special Purpose Companies, or Act on Revision, etc. of Related Acts for the Financial System Reform, prior to the revision by this Act (hereinafter referred to as "Former Secured Bond Trust Act, etc."), shall be deemed as licensing, permission, authorization, approval, Designation and other dispositions, or notification and other acts carried out by the Financial Reconstruction Commission or other corresponding organs of the State pursuant to the corresponding provisions of the Secured Bond Trust Act, Trust Business Act, Norinchukin Bank Act, Mutual Loan Business Act, Act on Simplification of Banking Business Procedures, etc., Act on Provision, etc. of Trust Business by Financial Institutions, Act on Prohibition of Private Monopolization and Maintenance of Fair Trade, Agricultural Cooperative Association Act, Securities and Exchange Act, Act on Non-Life Insurance Rating Organizations, Fisheries Cooperative Association Act, Act on the Cooperative Associations of Small and Medium Enterprises, etc., Act on Financial Businesses by Cooperative, Shipowners Mutual Insurance Association Act, Local Tax Act, Act on Securities Investment Trust and Securities Investment Corporations, Shinkin Bank Act, Long-Term Credit Bank Act, Loan Trust Act, Medium and Small Fishery Loan Guarantee Act, Credit Guarantee Companies Act, Labor Bank Act, Automobile Liability Security Act, Agricultural Credit Guarantee Insurance Act, Act on Earthquake Insurance, Registration and License Tax Act, Act on Financial Institutions' Merger and Conversion, Act on Foreign Securities Brokers, Act on the Promotion of Introduction of Industry, etc. into Agricultural Regions, Agricultural and Fishery Cooperation Savings Insurance Act, Banking Act, Act on Controls, etc. on Money Lending, Act on Regulation, etc. on Investment Advisory Business Pertaining to Securities, Act on Regulation, etc. for Mortgage Corporations, Financial Futures Trading Act, Act on Regulation, etc. on Advanced Payment Certificate, Act on Regulations of Business Pertaining to Commodities Investment, Act on Special Provisions for the Narcotics and Psychotropics Control Act, etc. and Other Matters for the Prevention of Activities Encouraging Illicit Conduct and Other Activities Involving Controlled Substances through International Cooperation, Act on the Regulation of Business Pertaining to Specified Claims, etc., Act on Revision, etc. of Related Acts for the Reform of Financial System and Securities Exchange System, Act on Preferred Equity Investment by Cooperative Structured Financial Institution, Real Estate Specified Joint Enterprise Act, Insurance Business Act, Act on Special Treatment of Corporate Reorganization Proceedings and Other Insolvency Proceedings of Financial Institution, Act on the Merger of the Norinchukin Bank and the Federation of Credit Agricultural Cooperatives, etc., Bank of Japan Act, Act on Special Measures, etc. for Merger Procedures Pertaining to Banks, etc. for the Creation of Bank Holding Company, Act on the Liquidation of Specified Assets by Special Purpose Companies, or Act on Revision, etc. of Related Acts for the Financial System Reform, revised by this Act (hereinafter referred to as "Current Secured Bond Trust Act, etc."). 例文帳に追加

第二条　この法律による改正前の担保附社債信託法、信託業法、農林中央金庫法、無尽業法、銀行等の事務の簡素化に関する法律、金融機関の信託業務の兼営等に関する法律、私的独占の禁止及び公正取引の確保に関する法律、農業協同組合法、証券取引法、損害保険料率算出団体に関する法律、水産業協同組合法、中小企業等協同組合法、協同組合による金融事業に関する法律、船主相互保険組合法、地方税法、証券投資信託及び証券投資法人に関する法律、信用金庫法、長期信用銀行法、貸付信託法、中小漁業融資保証法、信用保証協会法、労働金庫法、自動車損害賠償保障法、農業信用保証保険法、地震保険に関する法律、登録免許税法、金融機関の合併及び転換に関する法律、外国証券業者に関する法律、農村地域工業等導入促進法、農水産業協同組合貯金保険法、銀行法、貸金業の規制等に関する法律、有価証券に係る投資顧問業の規制等に関する法律、抵当証券業の規制等に関する法律、金融先物取引法、前払式証票の規制等に関する法律、商品投資に係る事業の規制に関する法律、国際的な協力の下に規制薬物に係る不正行為を助長する行為等の防止を図るための麻薬及び向精神薬取締法等の特例等に関する法律、特定債権等に係る事業の規制に関する法律、金融制度及び証券取引制度の改革のための関係法律の整備等に関する法律、協同組織金融機関の優先出資に関する法律、不動産特定共同事業法、保険業法、金融機関等の更生手続の特例等に関する法律、農林中央金庫と信用農業協同組合連合会との合併等に関する法律、日本銀行法、銀行持株会社の創設のための銀行等に係る合併手続の特例等に関する法律、特定目的会社による特定資産の流動化に関する法律又は金融システム改革のための関係法律の整備等に関する法律（以下「旧担保附社債信託法等」という。）の規定により内閣総理大臣その他の国の機関がした免許、許可、認可、承認、指定その他の処分又は通知その他の行為は、この法律による改正後の担保附社債信託法、信託業法、農林中央金庫法、無尽業法、銀行等の事務の簡素化に関する法律、金融機関の信託業務の兼営等に関する法律、私的独占の禁止及び公正取引の確保に関する法律、農業協同組合法、証券取引法、損害保険料率算出団体に関する法律、水産業協同組合法、中小企業等協同組合法、協同組合による金融事業に関する法律、船主相互保険組合法、地方税法、証券投資信託及び証券投資法人に関する法律、信用金庫法、長期信用銀行法、貸付信託法、中小漁業融資保証法、信用保証協会法、労働金庫法、自動車損害賠償保障法、農業信用保証保険法、地震保険に関する法律、登録免許税法、金融機関の合併及び転換に関する法律、外国証券業者に関する法律、農村地域工業等導入促進法、農水産業協同組合貯金保険法、銀行法、貸金業の規制等に関する法律、有価証券に係る投資顧問業の規制等に関する法律、抵当証券業の規制等に関する法律、金融先物取引法、前払式証票の規制等に関する法律、商品投資に係る事業の規制に関する法律、国際的な協力の下に規制薬物に係る不正行為を助長する行為等の防止を図るための麻薬及び向精神薬取締法等の特例等に関する法律、特定債権等に係る事業の規制に関する法律、金融制度及び証券取引制度の改革のための関係法律の整備等に関する法律、協同組織金融機関の優先出資に関する法律、不動産特定共同事業法、保険業法、金融機関等の更生手続の特例等に関する法律、農林中央金庫と信用農業協同組合連合会との合併等に関する法律、日本銀行法、銀行持株会社の創設のための銀行等に係る合併手続の特例等に関する法律、特定目的会社による特定資産の流動化に関する法律又は金融システム改革のための関係法律の整備等に関する法律（以下「新担保附社債信託法等」という。）の相当規定に基づいて、金融再生委員会その他の相当の国の機関がした免許、許可、認可、承認、指定その他の処分又は通知その他の行為とみなす。 - 日本法令外国語訳データベースシステム

In that sense and others, striking a balance between all those factors is critical – while peace of mind and security do matter in financial services, adhering excessively to such qualities could, as I have just pointed out, result in a credit crunch or oppressive debt collection and thus create impediments to the growth of truly healthy companies or the growth of a healthy economy, which is why the financial sector is so vital. This time around, I reaffirmed in talks with people like Mr. Bernanke and Mr. Zhou Xiaochuan that harmony or a balance between those factors is extremely important. Having spoken with financial regulators in both the U.S. and China, I am now even more convinced of this idea. In any case, the Financial Services Agency (FSA) is aware of the importance of paying proper attention to any impact of the new requirements on the current situation and corporate reform efforts in Japan – a point that applies to not only Japan but also the G20 nations that each have their own lay of the land – while they will, put simply, contribute to a higher level of soundness of Japan's financial system over the medium to long term. From this viewpoint, I do see that Japan's argument has increasingly received global approval to a considerable extent, while I am committed to continuing to advocate Japan's position in a proactive and resolute fashion. 例文帳に追加

そういった意味で、そこら辺がまさにバランスでございまして、金融というのは安心だとか、あるいは非常に大丈夫だということと同時に、それがまた極端に行き過ぎますと、今度は今さっき言いましたように、貸し渋り、貸しはがしが起きて、本当に健全な企業の発展、あるいは健全な経済の発展の、逆に言うと阻害要因にもなるわけですから、そういった意味で金融業というのは大変重要でございますが、そこら辺の調和、バランスというのが非常に私は大事だということを、今度はバーナンキさん、あるいは周小川さんとも話を通じて再確認させていただいたわけでございますし、アメリカでも金融規制当局の方、中国でも金融規制当局の方とも話をしまして、そういった感を一層させていただいたわけでございまして、いずれにいたしましても、金融庁といたしましては、新規制が簡単に言えば、中長期的に我が国の金融システムを健全性の向上に資するものとなる一方、我が国の実情、それぞれの我が国の実情や経営改革に対する影響を配慮するということは、我が国のみならずＧ20はそれぞれの国の実情があるわけですから、そういうことにきちっと配慮する必要が重要だというふうに思っておりました。こういった観点から、引き続き積極的に日本の立場、かなり世界的に受け入れられてきたというふうに私は認識いたしておりますけれども、しっかり主張してまいりたいというふうに思っております。 - 金融庁